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Consultancy4You

Active
Private limited companyfounded 2025active for 1 yearBosakkers 68, 9080 Lochristi, BelgiumKBO/BCE: BE 1024.802.426

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

Consultancy4You has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,125 and a net result of €10,984. Its solvency ranks better than 42% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 27-06-2025 Normal situation
Legal form
Private limited company
Registered office
Bosakkers 68, 9080 Lochristi
Activity
Other business support services NACE 82990and 3 others
Establishment unit
2.375.212.868 9080 Lochristi, since 27-06-2025
Financial year end
31 December
Peppol
Reachable since 04-07-2025

Who decides

Board

How it is doing

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€16,537
Turnover
≈ €100,000
estimated
Profit
€10,984
Equity
€11,125
Total assets
€27,635
2025 accounts 118 days early
Filed on 04-04-2026at the National Bank
Why 95raises riskFounded in 2025Size: total assets €27,635lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.61, cash €24,068Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 65
equity 40.3% of total assets
Liquidity 69
short-term debt 59.7% · cash 87.1%
Profitability 100
return on assets 39.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,668 companies, NACE 82, micro)
Last 24 months 07-2026: 0.1%lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.61, above the usual 1.5; short-term debt: 59.7% and cash: 87.1% of total assets), but 59.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 44% on solvency, 63% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 1.61, cash €24,068
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €27,635
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-04-2026, 118 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
118 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
04-04-2026
Format
micro format
Reference
2026-00072486
Turnover
≈ €100,000
Estimated: probably between €50,000 and €190,000
Total assets
€27,635
Net result
€10,984
Working capital
€10,127

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €27,635
Fixed assets €998
Current assets €26,637
Equity and liabilities €27,635
Equity €11,125
Debt €16,510
Debt finances 59.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,095
Cash flow
€11,098
Current ratio
1.61
Debt to equity
1.48
ROE
98.7%
ROA
39.7%
Interest coverage
over 100
Debt ≤ 1 year
€16,510
Income taxes
€4,966

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 04-04-2026.

Balance sheet Code2025
Assets
Total assets20/58€27,635
Fixed assets21/28€998
Tangible fixed assets22/27€998
Furniture and vehicles24€998
Current assets29/58€26,637
Amounts receivable within one year40/41€2,396
Trade receivables40€2,396
Cash at bank and in hand54/58€24,068
Deferred charges and accrued income490/1€173
Equity and liabilities
Total equity and liabilities10/49€27,635
Equity10/15€11,125
Contributions10/11€1,000
Reserves13€10,125
Distributable reserves133€10,125
Profit (loss) carried forward14€0
Amounts payable17/49€16,510
Amounts payable within one year42/48€16,510
Trade debts44€144
Suppliers440/4€144
Taxes, remuneration and social security45€13,670
Taxes450/3€13,670
Other amounts payable47/48€2,696
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114
Other operating charges640/8€442
Gross operating margin9900€16,537
Operating profit (loss)9901€15,982
Financial charges65/66B€32
Recurring financial charges65€32
Profit (loss) for the period before taxes9903€15,950
Income taxes67/77€4,966
Profit (loss) for the period9904€10,984
Profit (loss) for the period to be appropriated9905€10,984
Appropriation of the result
Profit (loss) to be appropriated9906€10,984
Transfer to equity691/2€10,125
To other reserves6921€10,125
Profit to be distributed694/7€859
Return on contributions (dividend)694€859

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114
Other operating charges640/8€442
Gross operating margin9900€16,537
Operating profit (loss)9901€15,982
Financial charges65/66B€32
Recurring financial charges65€32
Profit (loss) for the period before taxes9903€15,950
Income taxes67/77€4,966
Profit (loss) for the period9904€10,984
Profit (loss) for the period to be appropriated9905€10,984
Line2025
Assets
Total assets20/58€27,635
Fixed assets21/28€998
Tangible fixed assets22/27€998
Furniture and vehicles24€998
Current assets29/58€26,637
Amounts receivable within one year40/41€2,396
Trade receivables40€2,396
Cash at bank and in hand54/58€24,068
Deferred charges and accrued income490/1€173
Equity and liabilities
Total equity and liabilities10/49€27,635
Equity10/15€11,125
Contributions10/11€1,000
Reserves13€10,125
Distributable reserves133€10,125
Profit (loss) carried forward14€0
Amounts payable17/49€16,510
Amounts payable within one year42/48€16,510
Trade debts44€144
Suppliers440/4€144
Taxes, remuneration and social security45€13,670
Taxes450/3€13,670
Other amounts payable47/48€2,696
Line2025
Profit (loss) for the period9904€10,984
+ Depreciation and write-downs630€114
Operating cash flow (approximation)€11,098

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 04-04-2026 2026-00072486 NBB

Similar companies · same sector, comparable size

Of the 24,204 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,755. 5,042 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
VAN dE SOMPEL Wim
Director (not named in the articles) · appointed in the act of 01-07-2025 · in the 2025 annual accounts, filed on 04-04-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VAN dE SOMPEL Wim
  • Director (not named in the articles), appointed in the act of 01-07-2025, still in office
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Daily managementWho may handle the everyday running of the business without the full board.
The board decides whether the delegates act alone or jointly
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1”
“Mogelijkheid een deel van deze bevoegdheden te delegeren, handelingen voorbehouden aan algemene vergadering door wet of statuten”
1 more provision on this in the deed

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 01-07-2025

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 01-07-2025 ↗
Capital over the years
  1. 01-07-2025 Incorporation · €1,000 · 1,000 shares

Shares according to the articles of association

Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“Helft nettowinst gereserveerd, andere helft uitgekeerd indien wettelijke voorwaarden voldaan, algemene vergadering op voorstel van…”
Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Liquidation distribution: “Verdeling van het netto-actief, naar verhouding van het aantal aandelen dat zij bezitten”
2 more provisions in the deed, see the deed of 01-07-2025

Articles of association, deed of 01-07-2025 (in Dutch)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Consultancy4You was incorporated on 27 June 2025 as a private limited company by one natural person, with a starting capital of €1,000.12 VAN dE SOMPEL Wim is director of the company, appointed in the act of 01-07-2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-07-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
04-04
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
01-07
Gazette deed Incorporation
Appointment: VAN dE SOMPEL Wim (director) · Founder · Capital6 facts ▸
  • Incorporation, 26-06-2025
  • Founder, VAN dE SOMPEL Wim (comparant)
  • Capital
  • Registered office clause, “9080 Lochristi, Bosakkers 68” (deed in Dutch)
  • Director appointment, VAN dE SOMPEL Wim (director (not named in the articles))
  • Founding capital, €1,000

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name Consultancy4You in Dutch
Enterprise number 1024.802.426
Legal form Private limited company
Status Active, normale toestand
Founded 27-06-2025
Type Legal entity

Where it is based

Registered office Bosakkers 68, 9080 Lochristi, Belgium
Establishments 1 establishment unit since 2025

What it does

NACEBEL 2025
82990 Other business support services main activity
70200 Business and other management consultancy
74201 Photography, excluding press photography
82100 Office administrative and support services

Invoicing and payment

VAT number BE 1024.802.426
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1024802426
Also 9925:BE1024802426
Registered 04-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies; Verlenen van adviezen en hulp aan het…”
29 activities
  1. Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
  2. Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
  3. Managementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
  4. Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie, efficiëntie, enz.
  5. Consultancy-activiteiten aan bedrijven
  6. Verlenen van advies en praktische hulp aan de bedrijven ivm public relations en communicatie
  7. Organisatie van congressen en beurzen
  8. Overige zakelijke dienstverlening, n.e.g.
  9. Technische en ingenieursondersteunende activiteiten (behalve architectuur), zoals bijv. de activiteiten als betontechnoloog.
  10. Projectbegeleiding inzake technische ontwerp- en studiebureaus
  11. (Commerciële) dronevluchten
  12. Activiteiten van fotografen, inclusief luchtfotografie (ook met drones), industriële fotgrafie, reportagefotografie
  13. Overige opleidingen en vorming n.e.g.
  14. Diverse administratieve activiteiten ten behoeve van kantoren
  15. Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant : - invoeren van gegevens - volledige verwerking van gegevens
  16. Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
  17. Handel in eigen onroerend goed : flatgebouwen en woningen niet voor bewoning bestemde gebouwen, grond
  18. Verhuur van al dan niet gemeubelde appartementen en huizen
  19. Verhuur van niet-residentiële gebouwen zoals kantoorgebouwen, handelspanden, tentoonstellingsruimtes, enz.
  20. Verhuur per jaar van garageboxen en staanplaatsen voor auto's
  21. Verhuur van handelszaken (in een stelsel van vrije geranten)
  22. Verhuur van grond en terreinen, ook indien bebouwd, voor landbouwdoeleinden
  23. Het verrichten, in het algemeen, van alle roerende, onroerende, commerciële, industriële, financiële, handelingen die in rechtstreeks of onrechtstreeks verband staan met de rest van het maatschappelijk voorwerp, of die van aard zijn, zouden zijn of zouden kunnen zijn om de verwezenlijking van het voorwerp geheel of gedeeltelijk te vergemakkelijken en bevorderen.
  24. Het verrichten van alle vormen van handelsbemiddeling, het optreden als agent en als zelfstandig vertegenwoordiger in diverse sectoren en voor diverse producten en diensten. De aan- en verkoop evenals de in- en uitvoer van om het even welke goederen evenals het optreden als tussenpersoon bij voormelde verrichtingen.
  25. Het verlenen van diensten en adviezen aan derden. Het optreden als consultant en diensten verlenen inzake commercieel, strategisch, financieel en administratief management, inzake technisch management en diverse technische aangelegenheden, inzake informatica en automatisering, inzake integrale kwaliteitszorg en divers zorg-, kwaliteits- en veiligheidssystemen, inzake productmanagement, design en vormgeving, inzake PR, publiciteit en marketing, inzake de administratieve organisatie en de implementatie van bedrijfsprocessen.
  26. Het waarnemen van opdrachten als bestuurder of vereffenaar in andere vennootschappen. Het optreden als managementvennootschap, het beheren van vennootschappen, het optreden als holding, het verrichten van alle managementactiviteiten van holdings: het deelnemen, onder gelijk welke vorm, aan de oprichting, uitbreiding, omzetting, fusie, opslorping, het bestuur en controle van ondernemingen. Het nemen van belangen, hetzij door deelneming, inbreng of elke andere wijze in alle vennootschappen, ondernemingen of groeperingen, bestaande of op te richten, zowel in België als in het buitenland, die een aanvullend of soortgelijk voorwerp nastreven, of van die aard zijn de ontwikkeling van haar onderneming te bevorderen of de afzet van haar producten of diensten kunnen vergemakkelijken.
  27. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (vruchtgebruik, recht van opstal, erfpacht, …), zoals de huurfinanciering van onroerend goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, het ontwerpen en opvolgen van projecten, en het maken van studies met betrekking tot immobiliën; de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen; alsmede zich borg stellen voor het goede verloop van verbintenissen, door derde personen aangegaan, die het genot zouden hebben van voormelde roerende en onroerende goederen.
  28. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop, het beheren van aandelen, aandelenopties, obligaties, kasbons, afgeleide producten of andere roerende waarden, van welke vorm ook, uitgegeven door Belgische of buitenlandse emittenten.
  29. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, in eender welke vorm; het zich borg stellen of aval verlenen, in de meest ruime zin; alle handelsoperaties en financiële operaties verrichten, behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen. Het aangaan van leningen of schulden bij derden (met inbegrip van haar aandeelhouders en bestuurders) en het maken van alle kosten en doen van alle investeringen die zij nodig of wenselijk acht. Het zich borg stellen en/of het verlenen van zakelijke en/of persoonlijke zekerheden tot waarborg van eigen verbintenissen of tot waarborg van verbintenissen van derden, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Consultancy4You
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bij enkel besluit van het bestuursorgaan binnen België, mits geen wijziging van het toepasselijke taalregime”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 19:00
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Mag deelnemen zonder te kunnen deelnemen aan de stemming”

Articles of association, deed of 01-07-2025 (in Dutch)

Environmental permits: No permit applications found in Flanders.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
1 establishment unit
Consultancy4You
Bosakkers 68, 9080 LochristiOther business support services
since 2025unit no. 2.375.212.868

Buildings and parcels at the address

Ground area
358 m²
Building footprint
90 m²
Building volume
486 m³
Parcel 44034C0255/00M000, Flanders · tallest building 7.9 m.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44034C0255/00M000 Flanders 358 m² 1 · 90 m² 7.9 m · 2