Consultancy MDN
ActiveConsultancy MDN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €3k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+34
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.05 against 2.79 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
5.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
28 d late
2023
28 d late
2022
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 7.4%
2024 · €47k
2022: €16k
2023: €49k
2024: €47k
2022 → 2025
Total assets
€59k▼ 18.4%
2024 · €72k
2022: €63k
2023: €71k
2024: €72k
2022 → 2025
Net result
€3k
2024 · €-2k
2022: €14k
2023: €32k
2024: €-2k
2022 → 2025
Working capital
€49k▲ 10.7%
2024 · €44k
2022: €15k
2023: €48k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€49k▲ 198%€47k▼ 3.9%€50k▲ 7.4%
Operating result€19k-€43k▲ 133%€-1k€4k
Net result€14k-€32k▲ 134%€-2k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€2k▼ 42.1%
Current assets
€57k▼ 17.3%
Equity and liabilities €59k
Equity
€50k▲ 7.4%
Debt
€8k▼ 66.3%
The debt ratio falls from 34.9% to 14.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▲
2024 · €26
Cash flow
€5k▲
2024 · €-709
Solvency
85.6%▲
2024 · 65.1%
Current ratio
7.05▲
2024 · 2.79
Quick ratio
7.05▲
2024 · 2.79
Debt / equity
0.17▼
2024 · 0.54
ROE
6.9%▲
2024 · -4.1%
ROA
5.9%▲
2024 · -2.7%
Interest coverage
8.64▲
2024 · 0.04
Debt
€8k▼
2024 · €25k
Debt ≤ 1 year
€8k▼
2024 · €25k
Income taxes
€461▲
2024 · €71
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€59k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€69k€57k▼
Amounts receivable within one year40/41€62k€6k▼
Trade receivables40€12k€4k▼
Other amounts receivable41€50k€2k▼
Cash at bank and in hand54/58€7k€51k▲
Equity and liabilities
Total equity and liabilities10/49€72k€59k▼
Equity10/15€47k€50k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€44k€48k▲
Amounts payable17/49€25k€8k▼
Amounts payable within one year42/48€25k€8k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€131-
Taxes450/3€131-
Other amounts payable47/48€5k€6k▲
Accrued charges and deferred income492/3€495€401▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€528€1k▲
Gross operating margin9900€554€7k▲
Operating profit (loss)9901€-1k€4k▲
Financial income75/76B-€248
Recurring financial income75-€248
Financial charges65/66B€664€657▼
Recurring financial charges65€664€657▼
Profit (loss) for the period before taxes9903€-2k€4k▲
Income taxes67/77€71€461▲
Profit (loss) for the period9904€-2k€3k▲
Profit (loss) for the period to be appropriated9905€-2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€48k▲
Profit (loss) brought forward from the previous period14P€46k€44k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.05
Current ratio from 2.79 to 7.05; short-term debt falls from €25k to €8k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼106%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2022net €32k ▲134%
Operating result €43k, net result €32k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.32 to 3.12; short-term debt falls from €46k to €22k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amelbergalaan 419140 TemseGround area
774 m²
Building footprint
159 m²
Volume, LiDAR
1,207 m³
Parcel 46025B1022/00Y000, Flanders · tallest building 19.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consultancy MDN
since 20212.339.841.027
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1022/00Y000 | Flanders | 774 m² | 1 · 159 m² | 19.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,359. 6,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.