ConsultAB
ActiveSummary
ConsultAB has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,862 and a net result of €4,540. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-6
Solvency48▼-28
Growth85=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.42 in 2024; short-term debt: 76.8% and cash: 70.7% of total assets), and 76.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
54 d early
2024
42 d early
2023
7 d early
2022
17 d early
2021
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€31,397▲ 299%
2021 · €7,870
EBIT margin
21.8%▲ 8.9pp
2021 · 12.9%
Net result
€4,540▼ 34.0%
2024 · €6,878
Working capital
-€1,779
2024 · €8,364
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€7,870-€31,397
Operating result€1,015-€10,702▲ 955%€6,843▼ 36.1%€11,300▲ 65.1%€9,716▼ 14.0%
Net result€551below the sector's middle half-€7,435within the sector's middle half▲ 1,249%€3,458within the sector's middle half▼ 53.5%€6,878within the sector's middle half▲ 98.9%€4,540within the sector's middle half▼ 34.0%
EBIT margin12.9%-21.8%
Equity€5,551below the sector's middle half-€12,986below the sector's middle half▲ 134%€16,444below the sector's middle half▲ 26.6%€23,322below the sector's middle half▲ 41.8%€9,862below the sector's middle half▼ 57.7%
Total assets€7,791below the sector's middle half-€50,180below the sector's middle half▲ 544%€47,402below the sector's middle half▼ 5.5%€45,842below the sector's middle half▼ 3.3%€42,436below the sector's middle half▼ 7.4%
Debt€2,240-€37,194▲ 1,561%€30,958▼ 16.8%€22,520▼ 27.3%€32,574▲ 44.6%
Working capital€3,725within the sector's middle half--€2,787within the sector's middle half-€1,288below the sector's middle half▲ 53.8%€8,364within the sector's middle half-€1,779below the sector's middle half
Solvency71.3%within the sector's middle half-25.9%within the sector's middle half▼ 45.4pp34.7%within the sector's middle half▲ 8.8pp50.9%within the sector's middle half▲ 16.2pp23.2%within the sector's middle half▼ 27.6pp
Current ratio2.66within the sector's middle half-0.86within the sector's middle half▼ 1.810.94below the sector's middle half▲ 0.091.42within the sector's middle half▲ 0.480.95below the sector's middle half▼ 0.48
Return on assets (ROA)7.1%within the sector's middle half-14.8%above the sector's middle half▲ 7.7pp7.3%within the sector's middle half▼ 7.5pp15.0%within the sector's middle half▲ 7.7pp10.7%within the sector's middle half▼ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,436
Fixed assets
€11,641 ▼ 34.2%
Current assets
€30,795 ▲ 9.4%
Equity and liabilities €42,436
Equity
€9,862 ▼ 57.7%
Debt
€32,574 ▲ 44.6%
Debt's share of the balance-sheet total rises from 49.1% to 76.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17,013▼
2024 · €19,047
Cash flow
€11,837▼
2024 · €14,625
Debt to equity
3.30▲
2024 · 0.97
ROE
46.0%▲
2024 · 29.5%
Interest coverage
52.67▼
2024 · 58.97
Debt ≤ 1 year
€32,574▲
2024 · €19,780
Income taxes
€4,853▲
2024 · €4,099
Staff costs
€2,243▲
2024 · €2,083
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €7,870 | - | €31,397 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €6,681 | - | €18,841 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €2,083 | €2,243 | ▲ 7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €167 | €4,716 | €7,914 | €7,747 | €7,297 | ▼ 5.8% |
| Other operating charges640/8 | €8 | €1,904 | €799 | €1,231 | €1,544 | ▲ 25.4% |
| Gross operating margin9900 | €1,190 | €17,322 | €15,556 | €22,361 | €20,800 | ▼ 7.0% |
| Operating profit (loss)9901 | €1,015 | €10,702 | €6,843 | €11,300 | €9,716 | ▼ 14.0% |
| Financial charges65/66B | €8 | €246 | €395 | €323 | €323 | = |
| Recurring financial charges65 | €8 | €246 | €395 | €323 | €323 | = |
| Profit (loss) for the period before taxes9903 | €1,007 | €10,456 | €6,448 | €10,977 | €9,393 | ▼ 14.4% |
| Income taxes67/77 | €456 | €3,021 | €2,990 | €4,099 | €4,853 | ▲ 18.4% |
| Profit (loss) for the period9904 | €551 | €7,435 | €3,458 | €6,878 | €4,540 | ▼ 34.0% |
| Profit (loss) for the period to be appropriated9905 | €551 | €7,435 | €3,458 | €6,878 | €4,540 | ▼ 34.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,791 | €50,180 | €47,402 | €45,842 | €42,436 | ▼ 7.4% |
| Fixed assets21/28 | €1,826 | €33,359 | €25,445 | €17,698 | €11,641 | ▼ 34.2% |
| Tangible fixed assets22/27 | €1,826 | €33,359 | €25,445 | €17,698 | €11,641 | ▼ 34.2% |
| Furniture and vehicles24 | €1,826 | €33,359 | €25,445 | €17,698 | €11,641 | ▼ 34.2% |
| Current assets29/58 | €5,965 | €16,821 | €21,957 | €28,144 | €30,795 | ▲ 9.4% |
| Amounts receivable within one year40/41 | €984 | €5,179 | €3,206 | €1,089 | €726 | ▼ 33.3% |
| Trade receivables40 | €984 | €5,176 | €3,206 | €1,089 | €726 | ▼ 33.3% |
| Other amounts receivable41 | - | €3 | - | - | - | - |
| Cash at bank and in hand54/58 | €4,981 | €11,642 | €18,751 | €26,971 | €29,985 | ▲ 11.2% |
| Deferred charges and accrued income490/1 | - | - | - | €84 | €84 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,791 | €50,180 | €47,402 | €45,842 | €42,436 | ▼ 7.4% |
| Equity10/15 | €5,551 | €12,986 | €16,444 | €23,322 | €9,862 | ▼ 57.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €551 | €7,986 | €11,444 | €18,322 | €4,862 | ▼ 73.5% |
| Amounts payable17/49 | €2,240 | €37,194 | €30,958 | €22,520 | €32,574 | ▲ 44.6% |
| Amounts payable after more than one year17 | - | €17,586 | €7,713 | €2,740 | - | - |
| Financial debts170/4 | - | €17,586 | €7,713 | €2,740 | - | - |
| Amounts payable within one year42/48 | €2,240 | €19,608 | €23,245 | €19,780 | €32,574 | ▲ 64.7% |
| Current portion of amounts payable after more than one year42 | - | - | €4,973 | €4,973 | €4,812 | ▼ 3.2% |
| Trade debts44 | €1,082 | €935 | €659 | €643 | €1,455 | ▲ 126% |
| Suppliers440/4 | €1,082 | €935 | €659 | €643 | €1,455 | ▲ 126% |
| Taxes, remuneration and social security45 | €1,065 | €3,555 | €7,665 | €8,606 | €10,063 | ▲ 16.9% |
| Taxes450/3 | €1,065 | €3,555 | €7,665 | €8,445 | €10,063 | ▲ 19.2% |
| Remuneration and social security454/9 | - | - | - | €161 | - | - |
| Other amounts payable47/48 | €92 | €15,118 | €9,948 | €5,558 | €16,244 | ▲ 192% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €551 | €7,435 | €3,458 | €6,878 | €4,540 | ▼ 34.0% |
| + Depreciation and write-downs630 | €167 | €4,716 | €7,914 | €7,747 | €7,297 | ▼ 5.8% |
| Operating cash flow (approximation) | €718 | €12,150 | €11,372 | €14,625 | €11,837 | ▼ 19.1% |
| Investment in fixed assets (approximation) | - | -€36,248 | -€0 | €0 | -€1,240 | - |
| Change in cash | - | €6,661 | €7,109 | €8,220 | €3,014 | ▼ 63.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2021net €7,435 ▲1,249%
Net result €7,435, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2021
Ground area
1,054 m²
Building footprint
122 m²
Parcel 93037B0122/00F010, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Notre-Dame des Champs(Lan) 17, 5651 Walcourt
since 20212.318.832.708
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93037B0122/00F010indicative | Wallonia | 1,054 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Starterslabo Vlaanderen
BE 0561.800.244
Gent · Eq €9,861
Hint Consult
BE 0768.685.408
Koekelberg · Eq €9,856
INTEREUROPEAN
BE 0431.656.136
Gent · Eq €9,855
DE NIEL ENERGY
BE 0817.939.731
Hove · Eq €9,851
PERNULA
BE 0758.685.696
Perwez · Eq €9,874
Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 22,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
infoconsultab@gmail.com
Phone
+32470761043
E-invoicing
Reachable via Peppol
Peppol ID
0208:0769470811
Also
9925:BE0769470811
Registered
21-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.