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consulT2B

Active
Private limited companyfounded 200817 yrs activeLouizalaan 440, 1050 Elsene, BelgiumKBO/BCE: BE 0808.696.819
Summary

consulT2B has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€138,611. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
consulT2BActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€6.9mtotal assets 2025
Equity
€1.1m
Loss
-€138,611
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Holdings
2
Accounts 2 d early1 of 8 deeds read
Why 65- Liquidity: current ratio 0.68, cash €7,420- 1 change of registered office in 24 months- 1 of the last 3 late+ Size: total assets €6.9mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 18% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-1
equity 16.5% of total assets
Liquidity 38+2
short-term debt 29.5% · cash 0.1%
Profitability 33-27
return on assets -2.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,507 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.6% vs 12-2024lowest value 02-2025: 0.5%▲ +8.3% vs 01-2025 03-2025: 0.6%▲ +4.9% vs 02-2025 04-2025: 0.6%▲ +4.7% vs 03-2025 05-2025: 0.6%▲ +1.5% vs 04-2025 06-2025: 0.8%▲ +29.9% vs 05-2025 07-2025: 0.9%▲ +9.7% vs 06-2025 08-2025: 1.1%▲ +26.5% vs 07-2025 09-2025: 1.4%▲ +28.3% vs 08-2025 10-2025: 1.1%▼ -22.0% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%● 0.0% vs 12-2025 02-2026: 1.2%▲ +4.3% vs 01-2026 03-2026: 1.2%▲ +1.6% vs 02-2026 04-2026: 1.1%▼ -2.2% vs 03-2026 05-2026: 1.2%▲ +2.3% vs 04-2026 06-2026: 1.2%▲ +3.6% vs 05-2026 07-2026: 3.0%▲ +144% vs 06-2026 08-2026: 3.0%▲ +0.8% vs 07-2026highest value 09-2026: 1.0%▼ -68.0% vs 08-2026 10-2026: 1.0%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.68, cash €7,420 raises the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 of the last 3 late raises the probability
  • Size: total assets €6.9m lowers the probability for this profile
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.68 against 1.19 in 2024; short-term debt: 29.5% and cash: 0.1% of total assets), and 83.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 18%, liquidity 23%, profitability 18%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.68, cash €7,420
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €6.9m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9986 sector peers (2025).
NBB · sector comparison
Position among 9986 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
30 d late
2023
54 d late
2022
6 d early
2021
3 d early
2020
3 d early
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. Weakest financial yearnet -€138,611

Key points

  • Caution: From profit to loss in 2025after €680,746 in 2024 -€138,611 View
  • Caution: Among the weakest 5% on net resultsector median €37,706 · 9,985 companies -€138,611 View
  • Total assets 20256 fiscal years filed €6.9m View

By topic

Financials

Fiscal year
2025
Total assets
€6.9m
Loss
-€138,611
Solvency
16.5%
Total assets▼ 6.7%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 10-06-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of head officesNACE 70100
Founded
24-12-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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