CONSULT - WARE
ActiveCONSULT - WARE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-11k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-43
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 7.18 against 9.48 in 2024; short-term debt: 13.9% and cash: 5.2% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
-30.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
2 d early
2021
3 d early
2020
4 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€32k▼ 27.4%
2024 · €44k
2018: €-2k
2019: €30k
2020: €33k
2021: €40k
2022: €44k
2023: €43k
2024: €44k
2018 → 2025
Total assets
€37k▼ 24.5%
2024 · €49k
2018: €7k
2019: €62k
2020: €46k
2021: €46k
2022: €49k
2023: €49k
2024: €49k
2018 → 2025
Net result
€-11k
2024 · €1k
2018: €-2k
2019: €31k
2020: €3k
2021: €7k
2022: €5k
2023: €435
2024: €1k
2018 → 2025
Working capital
€32k▼ 27.4%
2024 · €44k
2018: €-2k
2019: €28k
2020: €32k
2021: €38k
2022: €43k
2023: €43k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€44k▲ 10.4%€43k▼ 0.9%€44k▲ 0.6%€32k▼ 27.4%
Operating result€10k-€7k▼ 31.9%€840▼ 88.1%€2k▲ 110%€-11k
Net result€7k-€5k▼ 34.2%€435▼ 91.2%€1k▲ 153%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€32k▼ 27.4%
Debt
€5k▼ 0.4%
The debt ratio rises from 10.5% to 13.9%. Equity and debt are lower.
Key figures and ratios
Solvency
86.1%▼
2024 · 89.5%
Current ratio
7.18▼
2024 · 9.48
Quick ratio
7.18▼
2024 · 9.48
Debt / equity
0.16▲
2024 · 0.12
ROE
-35.1%▼
2024 · 2.5%
ROA
-30.2%▼
2024 · 2.3%
Debt
€5k▼
2024 · €5k
Debt ≤ 1 year
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€37k▼
Current assets29/58€49k€37k▼
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€28k€25k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€49k€37k▼
Equity10/15€44k€32k▼
Contributions10/11€6k€6k=
Reserves13€37k€36k▼
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€35k€34k▼
Profit (loss) carried forward14€483€-11k▼
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Trade debts44€1k€800▼
Suppliers440/4€1k€800▼
Taxes, remuneration and social security45€402-
Taxes450/3€402-
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Other operating charges640/8€144€148▲
Gross operating margin9900€2k€-11k▼
Operating profit (loss)9901€2k€-11k▼
Financial charges65/66B€260€266▲
Recurring financial charges65€260€266▲
Profit (loss) for the period before taxes9903€2k€-11k▼
Income taxes67/77€402-
Profit (loss) for the period9904€1k€-11k▼
Profit (loss) for the period to be appropriated9905€1k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-11k▼
Profit (loss) brought forward from the previous period14P€215€483▲
Transfer from equity791/2-€833
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-11k ▼1108%
Net result drops to €-11k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.88 to 3.79; short-term debt falls from €32k to €11k.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.88
Current ratio from 0.79 to 1.88.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Saveryslaan 169800 DeinzeGround area
1,577 m²
Building footprint
184 m²
Volume, LiDAR
908 m³
Parcel 44004C0072/00X002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Albert Saveryslaan 16, 9800 Deinze
since 20012.116.693.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0072/00X002 | Flanders | 1,577 m² | 1 · 184 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JCA FINANCE
BE 0536.840.560
Kortenaken · Eq €32k
PEOPLE ADDED VALUE
BE 0696.598.075
Ukkel · Eq €32k
AIKONA
BE 1008.765.950
Bonheiden · Eq €32k
ValManS
BE 1004.498.445
Lubbeek · Eq €32k
IVS Group
BE 1025.754.511
Kapellen · Eq €32k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-09-2001
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.