CONSULT & VOUS
ActiveSummary
CONSULT & VOUS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,782 and a net result of €24,289. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 35% of 2309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+59
Solvency50▲+10
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.09 against 0.91 in 2024; short-term debt: 11.8% and cash: 0.4% of total assets), but 74.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
9.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
43 d early
2022
42 d early
2021
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24,289
2024 · -€29,031
Working capital
€33,481
2024 · -€5,912
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,324-€7,584▼ 50.5%€19,634▲ 159%-€24,626€32,919
Net result€8,430within the sector's middle half-€497within the sector's middle half▼ 94.1%€11,596within the sector's middle half▲ 2,232%-€29,031below the sector's middle half€24,289within the sector's middle half
Equity€58,430within the sector's middle half-€58,927within the sector's middle half▲ 0.9%€70,524within the sector's middle half▲ 19.7%€41,493below the sector's middle half▼ 41.2%€65,782within the sector's middle half▲ 58.5%
Total assets€363,550within the sector's middle half-€329,715within the sector's middle half▼ 9.3%€317,615below the sector's middle half▼ 3.7%€285,347below the sector's middle half▼ 10.2%€261,103within the sector's middle half▼ 8.5%
Debt€305,120-€270,787▼ 11.3%€247,091▼ 8.8%€243,853▼ 1.3%€195,321▼ 19.9%
Working capital€3,365within the sector's middle half-€6,876within the sector's middle half▲ 104%€21,028within the sector's middle half▲ 206%-€5,912within the sector's middle half€33,481within the sector's middle half
Solvency16.1%within the sector's middle half-17.9%within the sector's middle half▲ 1.8pp22.2%within the sector's middle half▲ 4.3pp14.5%within the sector's middle half▼ 7.7pp25.2%within the sector's middle half▲ 10.7pp
Current ratio1.09within the sector's middle half-1.22within the sector's middle half▲ 0.131.57within the sector's middle half▲ 0.350.91within the sector's middle half▼ 0.662.09within the sector's middle half▲ 1.18
Return on assets (ROA)2.3%within the sector's middle half-0.2%within the sector's middle half▼ 2.2pp3.7%within the sector's middle half▲ 3.5pp-10.2%below the sector's middle half▼ 13.8pp9.3%within the sector's middle half▲ 19.5pp
Staff (FTE)0.9below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32,919 after a loss of €24,626 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261,103
Fixed assets
€196,779 ▼ 13.8%
Current assets
€64,324 ▲ 12.6%
Equity and liabilities €261,103
Equity
€65,782 ▲ 58.5%
Debt
€195,321 ▼ 19.9%
Debt's share of the balance-sheet total falls from 85.5% to 74.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64,346▲
2024 · €6,801
Cash flow
€55,716▲
2024 · €2,396
Debt to equity
2.97▼
2024 · 5.88
ROE
36.9%▲
2024 · -70.0%
Interest coverage
6.53▲
2024 · 1.77
Debt ≤ 1 year
€30,843▼
2024 · €63,053
Debt > 1 year
€164,477▼
2024 · €180,800
Income taxes
-€1,028▼
2024 · €570
Staff costs
-€5,727▼
2024 · €56,013
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €56,013 | -€5,727 | ▼ 110% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,582 | €31,427 | €31,427 | €31,427 | €31,427 | = |
| Other operating charges640/8 | €252 | €1,198 | €1,218 | €1,433 | €1,053 | ▼ 26.5% |
| Gross operating margin9900 | €26,158 | €40,209 | €52,278 | €64,247 | €59,672 | ▼ 7.1% |
| Operating profit (loss)9901 | €15,324 | €7,584 | €19,634 | -€24,626 | €32,919 | ▲ 234% |
| Financial income75/76B | - | €0 | €1 | - | €203 | - |
| Recurring financial income75 | - | €0 | €1 | - | €203 | - |
| Financial charges65/66B | €6,894 | €4,606 | €4,015 | €3,835 | €9,861 | ▲ 157% |
| Recurring financial charges65 | €6,894 | €4,606 | €4,015 | €3,835 | €9,861 | ▲ 157% |
| Profit (loss) for the period before taxes9903 | €8,430 | €2,978 | €15,619 | -€28,460 | €23,261 | ▲ 182% |
| Income taxes67/77 | - | €2,481 | €4,022 | €570 | -€1,028 | ▼ 280% |
| Profit (loss) for the period9904 | €8,430 | €497 | €11,596 | -€29,031 | €24,289 | ▲ 184% |
| Profit (loss) for the period to be appropriated9905 | €8,430 | €497 | €11,596 | -€29,031 | €24,289 | ▲ 184% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €363,550 | €329,715 | €317,615 | €285,347 | €261,103 | ▼ 8.5% |
| Fixed assets21/28 | €322,486 | €291,059 | €259,632 | €228,206 | €196,779 | ▼ 13.8% |
| Intangible fixed assets21 | €191,659 | €169,437 | €147,215 | €124,992 | €102,770 | ▼ 17.8% |
| Tangible fixed assets22/27 | €130,827 | €121,622 | €112,418 | €103,213 | €94,009 | ▼ 8.9% |
| Land and buildings22 | €130,827 | €121,622 | €112,418 | €103,213 | €94,009 | ▼ 8.9% |
| Current assets29/58 | €41,064 | €38,656 | €57,983 | €57,141 | €64,324 | ▲ 12.6% |
| Amounts receivable within one year40/41 | €23,489 | €37,791 | €52,657 | €53,957 | €63,139 | ▲ 17.0% |
| Trade receivables40 | €23,489 | €37,791 | €52,657 | €53,957 | €54,805 | ▲ 1.6% |
| Other amounts receivable41 | - | - | - | - | €8,334 | - |
| Cash at bank and in hand54/58 | €17,575 | €865 | €5,326 | €3,184 | €1,087 | ▼ 65.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €99 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €363,550 | €329,715 | €317,615 | €285,347 | €261,103 | ▼ 8.5% |
| Equity10/15 | €58,430 | €58,927 | €70,524 | €41,493 | €65,782 | ▲ 58.5% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | €8,430 | €8,927 | €20,524 | -€8,507 | €15,782 | ▲ 286% |
| Amounts payable17/49 | €305,120 | €270,787 | €247,091 | €243,853 | €195,321 | ▼ 19.9% |
| Amounts payable after more than one year17 | €267,421 | €239,008 | €210,137 | €180,800 | €164,477 | ▼ 9.0% |
| Financial debts170/4 | €267,421 | €239,008 | €210,137 | €180,800 | €164,477 | ▼ 9.0% |
| Amounts payable within one year42/48 | €37,699 | €31,780 | €36,955 | €63,053 | €30,843 | ▼ 51.1% |
| Current portion of amounts payable after more than one year42 | €26,574 | €27,003 | €28,871 | €29,336 | €27,864 | ▼ 5.0% |
| Trade debts44 | €10,600 | €2,805 | €2,615 | €16,091 | €1,204 | ▼ 92.5% |
| Suppliers440/4 | €10,600 | €2,805 | €2,615 | €16,091 | €1,204 | ▼ 92.5% |
| Taxes, remuneration and social security45 | €525 | €1,915 | €5,412 | €16,772 | €1,775 | ▼ 89.4% |
| Taxes450/3 | €525 | €1,915 | €5,412 | €5,555 | €1,775 | ▼ 68.0% |
| Remuneration and social security454/9 | - | - | - | €11,217 | - | - |
| Other amounts payable47/48 | - | €57 | €57 | €854 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,430 | €497 | €11,596 | -€29,031 | €24,289 | ▲ 184% |
| + Depreciation and write-downs630 | €10,582 | €31,427 | €31,427 | €31,427 | €31,427 | = |
| Operating cash flow (approximation) | €19,012 | €31,924 | €43,023 | €2,396 | €55,716 | ▲ 2,225% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€16,710 | €4,461 | -€2,142 | -€2,097 | ▲ 2.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €24,289
Net result €24,289 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.09
Current ratio from 0.91 to 2.09; short-term debt falls from €63,053 to €30,843.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€29,031
Net result drops to -€29,031, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2021
Ground area
1,084 m²
Building footprint
131 m²
Volume, LiDAR
624 m³
2 parcels, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
CONSULT & VOUS
since 20212.315.981.995
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92005D0553/00A002 | Wallonia | 871 m² | 1 · 131 m² | 6.2 m · 2 fl. |
| 92087D0035/00F000 | Wallonia | 212 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766664442
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.