Filings
Latest accounts filed late: after the legal deadline.
Latest accounts filed late: after the legal deadline.
More equity than 88% of companies in wholesale trade. Sector median €361,994 · 9,882 companies.
The dashed line is the sector median: 0.2% across 4,376 companies (NACE 46, small).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 82% of them on solvency, 61% on liquidity, 15% on profitability and 61% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is ample, with a current ratio of 3.48 (5.24 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 0% of total assets. 26.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 106 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Shares in 2 companies, TENUTA MONTEBAMBOLI SRL and TENUTA POGICCIOLA SRL
Board & ownership| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| CONSULT SERVICE TRADE Brussels | €2.7m | -€20,459 | 73.4% | - |
| IFOR WILLIAMS TRAILERS BENELUX Bree | €3.6m | -€12,378 | 40.9% | 0 |
| GOLDSTAR Schaerbeek | €0.9m | -€92,509 | 11.8% | - |
| JANSI Schaerbeek | €1.1m | €424 | -20.8% | - |
| ROOSE Oudenburg | €3.1m | -€282,914 | 20.8% | - |
| Leatex Kontich | €2.0m | €4,651 | 5.1% | - |
| HENROTECH Aartselaar | €0.7m | -€122,540 | 97.9% | 1.3 |
These companies have the same main activity as CONSULT SERVICE TRADE: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €697,000 and €3.6m, founded between 1975 and 1997.
CONSULT SERVICE TRADE files the abbreviated format. That format states no turnover. The gross margin fell from €116,471 in 2008 to -€20,459 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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