Consult.Di
ActiveConsult.Di has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €-3k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▲+5
Solvency70▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.33 in 2023; short-term debt: 54.2% and cash: 28.5% of total assets), and 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.3%
Return on assets
-4.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
20 d early
2022
24 d early
2021
13 d early
2020
31 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▼ 8.3%
2023 · €39k
2018: €54k
2019: €48k
2020: €54k
2021: €47k
2022: €44k
2023: €39k
2018 → 2024
Total assets
€78k▼ 3.5%
2023 · €81k
2018: €124k
2019: €133k
2020: €141k
2021: €85k
2022: €86k
2023: €81k
2018 → 2024
Net result
€-3k▲ 34.9%
2023 · €-5k
2018: €6k
2019: €-7k
2020: €6k
2021: €-7k
2022: €-3k
2023: €-5k
2018 → 2024
Working capital
€11k▼ 22.9%
2023 · €14k
2018: €29k
2019: €23k
2020: €29k
2021: €22k
2022: €19k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€54k-€47k▼ 13.7%€44k▼ 6.3%€39k▼ 11.3%€35k▼ 8.3%
Operating result€6k-€-7k€-3k▲ 63.5%€-4k▼ 54.8%€-3k▲ 33.2%
Net result€6k-€-7k€-3k▲ 60.3%€-5k▼ 69.0%€-3k▲ 34.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €78k
Fixed assets
€25k=
Current assets
€53k▼ 5.1%
Equity and liabilities €78k
Equity
€35k▼ 8.3%
Debt
€43k▲ 0.8%
The debt ratio rises from 52.3% to 54.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
45.3%▼
2023 · 47.7%
Current ratio
1.26▼
2023 · 1.33
Quick ratio
1.26▼
2023 · 1.33
Debt / equity
1.21▲
2023 · 1.10
ROE
-9.1%▲
2023 · -12.8%
ROA
-4.1%▲
2023 · -6.1%
Debt
€43k▲
2023 · €42k
Debt ≤ 1 year
€42k▲
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€81k€78k▼
Fixed assets21/28€25k€25k=
Financial fixed assets28€25k€25k=
Current assets29/58€56k€53k▼
Amounts receivable within one year40/41€31k€31k▼
Trade receivables40€31k€31k=
Other amounts receivable41€735€418▼
Cash at bank and in hand54/58€25k€22k▼
Equity and liabilities
Total equity and liabilities10/49€81k€78k▼
Equity10/15€39k€35k▼
Contributions10/11€12k€12k=
Reserves13€26k€24k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€26k€24k▼
Profit (loss) carried forward14-€-478
Amounts payable17/49€42k€43k▲
Amounts payable within one year42/48€42k€42k▲
Trade debts44€206€188▼
Suppliers440/4€206€188▼
Other amounts payable47/48€42k€42k▲
Accrued charges and deferred income492/3€374€377▲
Income statement
Code20232024
Other operating charges640/8€493€505▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-4k€-3k▲
Financial charges65/66B€831€471▼
Recurring financial charges65€831€471▼
Profit (loss) for the period before taxes9903€-5k€-3k▲
Profit (loss) for the period9904€-5k€-3k▲
Profit (loss) for the period to be appropriated9905€-5k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Transfer from equity791/2€5k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k ▼216%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekhoven 592330 MerksplasGround area
2,459 m²
Building footprint
310 m²
Volume, LiDAR
1,395 m³
Parcel 13023C0186/00N003, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Koekhoven 59, 2330 Merksplas
since 20102.193.904.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023C0186/00N003 | Flanders | 2,458 m² | 1 · 310 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,752 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
65200Insurance, reinsurance and pension funding, except compulsory social security
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.