CONSULPACK

Active

Private limited companyfounded 2024active for 2 yearsHulst 46, 1745 Opwijk, BelgiumKBO/BCE: BE 1008.975.687

Summary

CONSULPACK has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,354 and a net result of €35,354. Its solvency ranks better than 41% of 13,365 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

CONSULPACKActiveChecked score 65/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

1 site

Size

€126,036total assets 2025

Equity: €37,354
Profit: €35,354

Turnover not published (micro format)

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

Accounts 72 days early0 of 1 deed read

Why 65raises riskFounded in 2024Size: total assets €126,036Sector: Wholesale trade (NACE 46)lowers riskLiquidity: current ratio 1.42, cash €17,649Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 54% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 55

equity 29.6% of total assets

Liquidity 30

short-term debt 70.4% · cash 14.0%

Profitability 100

return on assets 28.1%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,870 companies, NACE 46, micro)

Last 24 months 05-2025: 1.6% 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.3 percentage points vs 07-2025 09-2025: 2.1%▲ +0.1 percentage points vs 08-2025 10-2025: 2.4%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 2.4%● unchanged vs 10-2025highest value 12-2025: 1.2%▼ -1.2 percentage points vs 11-2025lowest value 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.4%▲ +0.1 percentage points vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.42; short-term debt: 70.4% and cash: 14% of total assets), and 70.4% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 40% on solvency, 27% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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