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CONSULENCA

Active
Private limited companyfounded 201610 yrs activeFrans Stormsstraat 17/0302, 2812 Mechelen, BelgiumKBO/BCE: BE 0661.962.741
Summary

CONSULENCA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €23k. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency76▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.55 in 2024; short-term debt: 48.5% and cash: 27.9% of total assets), and 48.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.5%
Return on assets
47.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filings
Deviation from the deadline
2025
4 d late
2024
51 d early
2023
28 d early
2022
38 d early
2021
34 d early
2020
54 d early
2019
28 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€25k▼ 43.5%
2024 · €45k
2018: €44k 2019: €73k▲ +63.6% vs 2018 2020: €106k▲ +45.5% vs 2019 2021: €116k▲ +10.2% vs 2020highest in 8 years 2022: €67k▼ -42.4% vs 2021 2023: €51k▼ -24.2% vs 2022 2024: €45k▼ -11.8% vs 2023 2025: €25k▼ -43.5% vs 2024lowest in 8 years
2018 → 2025
Total assets
€49k▼ 35.7%
2024 · €76k
2018: €65k 2019: €91k▲ +40.8% vs 2018 2020: €137k▲ +49.8% vs 2019 2021: €185k▲ +35.1% vs 2020 2022: €216k▲ +17.0% vs 2021highest in 8 years 2023: €111k▼ -48.7% vs 2022 2024: €76k▼ -31.2% vs 2023 2025: €49k▼ -35.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€23k▼ 3.3%
2024 · €24k
2018: €27k 2019: €28k▲ +3.5% vs 2018 2020: €57k▲ +100% vs 2019 2021: €63k▲ +12.1% vs 2020 2022: €86k▲ +35.5% vs 2021highest in 8 years 2023: €44k▼ -49.1% vs 2022 2024: €24k▼ -45.2% vs 2023 2025: €23k▼ -3.3% vs 2024lowest in 8 years
2018 → 2025
Working capital
€6k▼ 65.9%
2024 · €17k
2018: €40k 2019: €72k▲ +79.8% vs 2018 2020: €79k▲ +9.7% vs 2019highest in 8 years 2021: €63k▼ -20.3% vs 2020 2022: €21k▼ -66.7% vs 2021 2023: €13k▼ -35.9% vs 2022 2024: €17k▲ +29.7% vs 2023 2025: €6k▼ -65.9% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€116k-€67k▼ 42.4%€51k▼ 24.2%€45k▼ 11.8%€25k▼ 43.5% 2021: €116khighest in 5 years 2022: €67k▼ -42.4% vs 2021 2023: €51k▼ -24.2% vs 2022 2024: €45k▼ -11.8% vs 2023 2025: €25k▼ -43.5% vs 2024lowest in 5 years
Operating result€85k-€116k▲ 36.7%€60k▼ 48.3%€34k▼ 44.0%€33k▼ 2.6% 2021: €85k 2022: €116k▲ +36.7% vs 2021highest in 5 years 2023: €60k▼ -48.3% vs 2022 2024: €34k▼ -44.0% vs 2023 2025: €33k▼ -2.6% vs 2024lowest in 5 years
Net result€63k-€86k▲ 35.5%€44k▼ 49.1%€24k▼ 45.2%€23k▼ 3.3% 2021: €63k 2022: €86k▲ +35.5% vs 2021highest in 5 years 2023: €44k▼ -49.1% vs 2022 2024: €24k▼ -45.2% vs 2023 2025: €23k▼ -3.3% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €85k€85kNet result 2021: €63k€63kOperating result 2022: €116k€116kNet result 2022: €86k€86kOperating result 2023: €60k€60kNet result 2023: €44k€44kOperating result 2024: €34k€34kNet result 2024: €24k€24kOperating result 2025: €33k€33kNet result 2025: €23k€23k20212022202320242025€0€20k€40k€60kOperating result 2023: €60k€60kNet result 2023: €44k€44kOperating result 2024: €34k€34kNet result 2024: €24k€24kOperating result 2025: €33k€33kNet result 2025: €23k€23k202320242025
The operating result has fallen three years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets €19k ▼ 29.1%
Current assets €30k ▼ 39.3%
Equity and liabilities €49k
Equity €25k ▼ 43.5%
Debt €24k ▼ 24.7%
Debt's share of the balance-sheet total rises from 41.4% to 48.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42k▼
2024 · €44k
Cash flow
€33k▼
2024 · €34k
Current ratio
1.25▼
2024 · 1.55
Debt to equity
0.94▲
2024 · 0.71
ROE
91.7%▲
2024 · 53.6%
ROA
47.2%▲
2024 · 31.4%
Interest coverage
297.30▲
2024 · 224.18
Debt ≤ 1 year
€24k▼
2024 · €32k
Income taxes
€9k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€76k€49k▼
Fixed assets21/28€27k€19k▼
Tangible fixed assets22/27€27k€19k▼
Furniture and vehicles24€26k€19k▼
Other tangible fixed assets26€865€746▼
Current assets29/58€49k€30k▼
Amounts receivable within one year40/41€10k€15k▲
Trade receivables40€0€12k▲
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€38k€14k▼
Deferred charges and accrued income490/1€959€574▼
Equity and liabilities
Total equity and liabilities10/49€76k€49k▼
Equity10/15€45k€25k▼
Contributions10/11€19k€19k=
Reserves13€26k€7k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€24k€5k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€32k€24k▼
Amounts payable within one year42/48€32k€24k▼
Trade debts44€523€1k▲
Suppliers440/4€523€1k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€30k€18k▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€811€785▼
Gross operating margin9900€44k€43k▼
Operating profit (loss)9901€34k€33k▼
Financial income75/76B€20€12▼
Recurring financial income75€20€12▼
Financial charges65/66B€195€143▼
Recurring financial charges65€195€143▼
Profit (loss) for the period before taxes9903€33k€33k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€24k€23k▼
Profit (loss) for the period to be appropriated9905€24k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€23k▼
Transfer from equity791/2€30k€24k▼
Transfer to equity691/2€24k€5k▼
To other reserves6921€24k€5k▼
Profit to be distributed694/7€30k€43k▲
Return on contributions (dividend)694€30k€43k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€4k€0----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k€10k€10k€10k▼ 3.4%
Other operating charges640/8€1k€829€698€811€785▼ 3.2%
Non-recurring operating charges66A€0-----
Gross operating margin9900€92k€127k€71k€44k€43k▼ 2.8%
Operating profit (loss)9901€85k€116k€60k€34k€33k▼ 2.6%
Financial income75/76B€571€209€1€20€12▼ 42.1%
Recurring financial income75€571€209€1€20€12▼ 42.1%
Financial charges65/66B€267€315€247€195€143▼ 26.7%
Recurring financial charges65€267€315€247€195€143▼ 26.7%
Profit (loss) for the period before taxes9903€85k€116k€60k€33k€33k▼ 2.5%
Income taxes67/77€22k€30k€16k€9k€9k▼ 0.4%
Profit (loss) for the period9904€63k€86k€44k€24k€23k▼ 3.3%
Profit (loss) for the period to be appropriated9905€63k€86k€44k€24k€23k▼ 3.3%
Line20212022202320242025Change
Assets
Total assets20/58€185k€216k€111k€76k€49k▼ 35.7%
Fixed assets21/28€53k€46k€37k€27k€19k▼ 29.1%
Tangible fixed assets22/27€53k€46k€37k€27k€19k▼ 29.1%
Furniture and vehicles24€53k€45k€36k€26k€19k▼ 29.6%
Other tangible fixed assets26-€1k€985€865€746▼ 13.8%
Current assets29/58€132k€170k€74k€49k€30k▼ 39.3%
Amounts receivable within one year40/41€24k€16k€17k€10k€15k▲ 57.8%
Trade receivables40€12k€16k€3k€0€12k-
Other amounts receivable41€12k€447€14k€10k€3k▼ 67.6%
Cash at bank and in hand54/58€107k€153k€56k€38k€14k▼ 64.2%
Deferred charges and accrued income490/1€753€867€930€959€574▼ 40.2%
Equity and liabilities
Total equity and liabilities10/49€185k€216k€111k€76k€49k▼ 35.7%
Equity10/15€116k€67k€51k€45k€25k▼ 43.5%
Contributions10/11€19k€19k€19k€19k€19k=
Reserves13€98k€48k€32k€26k€7k▼ 74.2%
Non-distributable reserves130/1€2k€2k€2k€2k€2k=
Reserves not available under the articles1311€2k€2k€2k€2k€2k=
Distributable reserves133€96k€47k€30k€24k€5k▼ 79.9%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€69k€149k€60k€32k€24k▼ 24.7%
Amounts payable within one year42/48€69k€149k€60k€32k€24k▼ 24.7%
Trade debts44€4k€4k€288€523€1k▲ 111%
Suppliers440/4€4k€4k€288€523€1k▲ 111%
Taxes, remuneration and social security45€9k€7k€14€1k€4k▲ 297%
Taxes450/3€9k€7k€14€1k€4k▲ 297%
Other amounts payable47/48€56k€138k€60k€30k€18k▼ 39.0%
Line20212022202320242025Change
Profit (loss) for the period9904€63k€86k€44k€24k€23k▼ 3.3%
+ Depreciation and write-downs630€6k€10k€10k€10k€10k▼ 3.4%
Operating cash flow (approximation)€70k€96k€54k€34k€33k▼ 3.4%
Investment in fixed assets (approximation)-€-3k€-2k€0€-2k-
Change in cash-€46k€-98k€-17k€-25k▼ 43.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial Weakest financial yearnet €23k ▼3.3%
Net result drops to €23k, the lowest in the series.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €86k ▲35.5%
Operating result €116k, net result €86k, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100kEq €106k ▲45.5%
3 profitable years in a row build equity to €106k.
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
4,703 m²
Building footprint
470 m²
Volume, LiDAR
1,271 m³
Parcel 12409D0107/00G003, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
1 establishment unit
CONSULENCA
Frans Stormsstraat 17, 2812 MechelenActivities auxiliary to financial services and insurance activities
since 20162.257.502.279
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12409D0107/00G003 Flanders 4,703 m² 1 · 470 m² 7.6 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,450 companies in sector 86995 we hold annual accounts for 886. 617 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
70200Business and other management consultancy
96999Other personal services

Scores and ratios are computed by Checked and are not a credit decision.