Financials
- Fiscal year
- 2025
- Total assets
- €14,852
- Profit
- €988
- Solvency
- 47.0%
Consuetudo
ActiveSummary
Consuetudo has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,988 and a net result of €988. Its solvency ranks better than 39% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€14,852total assets 2025
- Equity
- €6,988
- Profit
- €988
Turnover not published (abridged schema)
Structure
Accounts filed 50 d late0 of 1 deed read
Why 67- Liquidity: current ratio 1.33, cash €41- Latest accounts 50 days late; 1 of the last 3 late- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 28% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
72
equity 47.0% of total assets
Liquidity
23
short-term debt 53.0% · cash 0.3%
Profitability
77
return on assets 6.6%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 21 months
10-2025: 0.4%lowest value
11-2025: 0.4%▲ +2.1% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▲ +3.4% vs 12-2025
02-2026: 0.4%▲ +12.2% vs 01-2026
03-2026: 0.4%● 0.0% vs 02-2026
04-2026: 0.5%▲ +14.2% vs 03-2026
05-2026: 0.5%▲ +7.1% vs 04-2026
06-2026: 0.5%▼ -3.0% vs 05-2026
07-2026: 0.5%▲ +0.2% vs 06-2026
08-2026: 0.6%▲ +9.5% vs 07-2026
09-2026: 0.6%▲ +5.5% vs 08-2026
10-2026: 0.7%▲ +18.7% vs 09-2026highest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.33, cash €41 raises the probability
- Latest accounts 50 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 41%, liquidity 8%, profitability 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
50 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 19-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 06-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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