Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ConstruPlus is 4.9% (elevated). The 2024 annual accounts show negative equity (€-7k) and a net result of €-10k. Its solvency ranks better than 7% of 3842 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.9%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 213 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 23-01-2025, 8 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2024, that is 31-01-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | 23-01-2025 | 8 d early | 2025-00009896 |
| 30-06-2023 | 31-01-2024 | 31-01-2024 | on the day | 2024-00027498 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-10k0%
Working capital€-8k0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 23-01-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -20.1% | 39.5% | |
| Net result | €-10k | €9k | |
| Equity | €-7k | €29k | |
| Gross operating margin | €-9k | €26k | |
| Total assets | €36k | €85k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-9k
0.0%
23-24
€-10k
0.0%
23-24
€-10k
0.0%
23-24
€36k
0.0%
23-24
€-7k
0.0%
23-24
€-8k
0.0%
23-24
€43k
0.0%
23-24
€43k
0.0%
23-24
Show 7 other metrics
0.81
0.0%
23-24
0.81
0.0%
23-24
-20.1%
0.0%
23-24
-5.98
0.0%
23-24
134.5%
0.0%
23-24
-27.0%
0.0%
23-24
-114.87
0.0%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-9k |
| Net profit | €-10k |
| Cash flow | €-10k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €36k |
| Equity | €-7k |
| Debt | €43k |
| of which ≤ 1y | €43k |
| of which > 1y | - |
| Working capital | €-8k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.81 |
| Quick ratio | 0.81 |
| Working capital ratio | -22.5% |
| Solvency | -20.1% |
| Debt / equity | -5.98 |
| Long-term debt ratio | - |
| Interest coverage | -114.87 |
| Gross margin | - |
| Net margin | - |
| ROA | -27.0% |
| ROE | 134.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €36k |
| Formation expenses | 20 | €886 |
| Current assets | 29/58 | €35k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €36k |
| Equity | 10/15 | €-7k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-10k |
| Amounts payable | 17/49 | €43k |
| Amounts payable within one year | 42/48 | €43k |
| Trade debts payable within one year | 44 | €25k |
| Income statement | ||
| Gross operating margin | 9900 | €-9k |
| Operating result | 9901 | €-10k |
| Financial income | 75 | €21 |
| Financial charges | 65 | €82 |
| Result before taxes | 9903 | €-10k |
| Net result for the period | 9904 | €-10k |
| Result to be appropriated | 9905 | €-10k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed15
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directors2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
DE SOUZA MENDES ISMAELDirectorState Gazette act 26060073 (11-05-2026)Current11-05-2026 → present
Former directors (1)
-
PEREIRA DE ARAUJO MARCOSDirectorState Gazette act 26060073 (11-05-2026)Former- → 11-05-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 28-06-2022 |
| Status | Active |
| Postal code | 1700 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationConstruPlus
since 20222.332.858.908
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area373 m²
Buildings2
Building footprint351 m²
Volume (LiDAR)3,070 m³
Tallest building12.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
| 23027G0735/00T000 | Flanders | 73 m² | 1 · 52 m² | 10.1 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
11-05-2026
Seat change: new_address: Oudesmidsestraat 20-1700 Dilbeek
All acts · 2
updated 3 months ago
2026
11-05-2026 General meeting · Officer resignation · Officer discharge · Officer appointment
- Filing: 2026-05-04 · ConstruPlus
- General meeting: 2025-07-31 · ConstruPlus
- Officer resignation: date: 2025-07-31, role: Bestuurder · Pereira De Araujo Marcos
- Officer discharge: role: Bestuurder · Pereira De Araujo Marcos
- Officer appointment: date: 2025-07-31, role: Bestuurder · De Souza Mendes Ismael
- Share transfer: description: Alle aandelen · ConstruPlus
- Seat change: new_address: Oudesmidsestraat 20-1700 Dilbeek · ConstruPlus
- Publication: 2026-05-11
- Act object: ONTSLAG - BENOEMING - AANDELEN - VERHUIS
Summary:
General meeting · Officer resignation · Officer discharge · Officer appointment
2022
30-06-2022 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured61
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
15
Profitability
100
Solvency
40
Growth
55
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
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BE 0775.437.202 · Dilbeek
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,403 of the 29,637 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001
Primary activity highlighted.
Names & trade names
| Legal nameNL | ConstruPlus |
Registered office
Oudesmidsestraat 20
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.