CONSTRULUX
ActiveCONSTRULUX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191k and a net result of €19k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 749 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+4
Solvency96▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 4.22 in 2023; short-term debt: 13.6% and cash: 30.6% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
16 d early
2023
15 d early
2022
38 d early
2021
37 d early
2020
38 d early
2019
59 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€191k▲ 11.3%
2023 · €172k
2018: €101k
2019: €117k
2020: €141k
2021: €147k
2022: €160k
2023: €172k
2018 → 2024
Total assets
€268k▲ 3.4%
2023 · €259k
2018: €300k
2019: €277k
2020: €272k
2021: €260k
2022: €261k
2023: €259k
2018 → 2024
Net result
€19k▲ 68.8%
2023 · €12k
2018: €46k
2019: €16k
2020: €25k
2021: €6k
2022: €13k
2023: €12k
2018 → 2024
Working capital
€111k▲ 1.3%
2023 · €110k
2018: €6k
2019: €66k
2020: €87k
2021: €89k
2022: €100k
2023: €110k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€141k-€147k▲ 4.3%€160k▲ 8.5%€172k▲ 7.2%€191k▲ 11.3%
Operating result€32k-€11k▼ 66.8%€22k▲ 105%€20k▼ 6.9%€32k▲ 58.1%
Net result€25k-€6k▼ 75.1%€13k▲ 105%€12k▼ 8.4%€19k▲ 68.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 58% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €268k
Fixed assets
€120k▲ 4.4%
Current assets
€147k▲ 2.6%
Equity and liabilities €268k
Equity
€191k▲ 11.3%
Provisions
€8k=
Debt
€69k▼ 13.4%
The debt ratio falls from 30.6% to 25.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2023 · €33k
Cash flow
€28k▲
2023 · €24k
Solvency
71.3%▲
2023 · 66.2%
Current ratio
4.05▼
2023 · 4.22
Quick ratio
2.53▼
2023 · 2.69
Debt / equity
0.36▼
2023 · 0.46
ROE
10.2%▲
2023 · 6.7%
ROA
7.3%▲
2023 · 4.4%
Interest coverage
11.81▲
2023 · 9.57
Debt
€69k▼
2023 · €79k
Debt ≤ 1 year
€36k▲
2023 · €34k
Debt > 1 year
€32k▼
2023 · €45k
Income taxes
€9k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€259k€268k▲
Fixed assets21/28€115k€120k▲
Tangible fixed assets22/27€115k€120k▲
Land and buildings22€108k€104k▼
Plant, machinery and equipment23-€11k
Furniture and vehicles24-€2k
Other tangible fixed assets26€8k€4k▼
Current assets29/58€144k€147k▲
Stocks and contracts in progress3€52k€56k▲
Stocks30/36€52k€56k▲
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€82k€82k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€259k€268k▲
Equity10/15€172k€191k▲
Contributions10/11€19k€19k=
Reserves13€153k€172k▲
Distributable reserves133€153k€172k▲
Provisions and deferred taxes16€8k€8k=
Provisions for liabilities and charges160/5€8k€8k=
Major repairs and maintenance162€8k€8k=
Amounts payable17/49€79k€69k▼
Amounts payable after more than one year17€45k€32k▼
Financial debts170/4€45k€32k▼
Amounts payable within one year42/48€34k€36k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Advances received on contracts in progress46€5k€3k▼
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Other amounts payable47/48€300€300=
Accrued charges and deferred income492/3€140€257▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€8k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€36k€43k▲
Operating profit (loss)9901€20k€32k▲
Financial income75/76B€663€328▼
Recurring financial income75€663€328▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€17k€29k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€12k€19k▲
Profit (loss) for the period to be appropriated9905€12k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€19k▲
Transfer to equity691/2€12k€19k▲
To other reserves6921€12k€19k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €160k ▲8.5%
5 profitable years in a row build equity to €160k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €6k ▼75.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.39
Current ratio from 1.08 to 2.39; short-term debt falls from €68k to €48k.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 1053580 BeringenGround area
1,799 m²
Building footprint
562 m²
Volume, LiDAR
4,456 m³
2 parcels, Flanders · tallest building 15.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Construlux
since 20042.147.559.412
Koolmijnlaan 15, 3580 Beringen
since 20142.229.022.485
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0105/00D006 | Flanders | 1,026 m² | 1 · 141 m² | 7.5 m · 1 fl. |
| 71004C0161/00X000 | Flanders | 773 m² | 1 · 421 m² | 15.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.229.022.485
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 1,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2004
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47120Other non-specialised retail sale
47251Retail sale of wines and spirits
47910Retail trade
69201Certified accountants and tax accountants
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.