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CONSTRUCTS

Active
Private limited companyfounded 201313 yrs activeKamerdellelaan 27, 1180 Ukkel, BelgiumKBO/BCE: BE 0533.864.739

CONSTRUCTS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €-4k. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability9▼-62
Solvency38▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
12.8%
Return on assets
-7.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37960 sector peers (2024).
NBB · sector comparison
Position among 37960 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
on the day
2022
60 d late
2021
37 d early
2020
30 d late
2019
27 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€6k▼ 43.3%
2023 · €10k
2018: €22k 2019: €23k 2020: €9k 2021: €12k 2022: €9k 2023: €10k
2018 → 2024
Total assets
€46k▼ 47.6%
2023 · €87k
2018: €172k 2019: €154k 2020: €177k 2021: €138k 2022: €84k 2023: €87k
2018 → 2024
Net result
€-4k
2023 · €1k
2018: €3k 2019: €1k 2020: €-14k 2021: €3k 2022: €-3k 2023: €1k
2018 → 2024
Working capital
€39k▼ 52.7%
2023 · €82k
2018: €167k 2019: €124k 2020: €159k 2021: €127k 2022: €77k 2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€9k-€12k▲ 38.1%€9k▼ 26.0%€10k▲ 14.6%€6k▼ 43.3%
Operating result€-15k-€5k€-3k€3k€-3k
Net result€-14k-€3k€-3k€1k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-15k€-10k€-5k€0€5kOperating result 2020: €-15k€-15kNet result 2020: €-14k€-14kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €3k€3kNet result 2023: €1k€1kOperating result 2024: €-3k€-3kNet result 2024: €-4k€-4k20202021202220232024
The operating result turns negative in 2024: a loss of €3k after €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets €45▼ 96.7%
Current assets €46k▼ 46.8%
Equity and liabilities €46k
Equity €6k▼ 43.3%
Debt €40k▼ 48.1%
The debt ratio falls from 88.2% to 87.2%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-2k
2023 · €5k
Cash flow
€-2k
2023 · €3k
Solvency
12.8%
2023 · 11.8%
Current ratio
6.55
2023 · 20.92
Quick ratio
6.55
2023 · 20.92
Debt / equity
6.81
2023 · 7.45
ROE
-62.1%
2023 · 12.7%
ROA
-7.9%
2023 · 1.5%
Interest coverage
-14.86
2023 · 16.26
Debt
€40k
2023 · €77k
Debt ≤ 1 year
€7k
2023 · €4k
Debt > 1 year
€33k
2023 · €73k
Income taxes
€520
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€87k€46k
Fixed assets21/28€1k€45
Tangible fixed assets22/27€1k€45
Plant, machinery and equipment23€655-
Furniture and vehicles24€702€45
Current assets29/58€86k€46k
Amounts receivable after more than one year29€20k€17k
Other amounts receivable291€20k€17k
Amounts receivable within one year40/41€19k€12k
Trade receivables40€14k€6k
Other amounts receivable41€5k€7k
Cash at bank and in hand54/58€46k€17k
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€87k€46k
Equity10/15€10k€6k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-10k€-15k
Amounts payable17/49€77k€40k
Amounts payable after more than one year17€73k€33k
Other amounts payable178/9€73k€33k
Amounts payable within one year42/48€4k€7k
Trade debts44€57€539
Suppliers440/4€57€539
Taxes, remuneration and social security45€2k€1k
Taxes450/3€2k€1k
Other amounts payable47/48€2k€5k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k
Other operating charges640/8€384€387
Gross operating margin9900€5k€-2k
Operating profit (loss)9901€3k€-3k
Financial income75/76B€417€480
Recurring financial income75€417€480
Financial charges65/66B€297€145
Recurring financial charges65€297€145
Profit (loss) for the period before taxes9903€3k€-3k
Income taxes67/77€2k€520
Profit (loss) for the period9904€1k€-4k
Profit (loss) for the period to be appropriated9905€1k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-15k
Profit (loss) brought forward from the previous period14P€-12k€-11k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €-14k ▼1225%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 11.25
Current ratio from 5.27 to 11.25; short-term debt falls from €29k to €16k.
27-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kamerdellelaan 271180 Ukkel
Ground area
1,705 m²
Building footprint
385 m²
Volume, LiDAR
2,829 m³
Parcel 21612D0005/00A011, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kamerdellelaan 27, 1180 Ukkel
Activities of head offices; management consultancy activities
since 20132.220.100.564
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612D0005/00A011 Brussels 1,705 m² 1 · 385 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 17,119 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-05-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.