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Constructon

Active Private limited companyfounded 2020active for 6 yearsPompeloerestraat 27, 2860 Sint-Katelijne-WaverKBO/BCE: BE 0746.857.240
Constructon
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €47,392 (2021)
€41,684▲ €42,061
lowest -€4,778 (2024)
€27,756▲ €32,535
peak €72,868 (2022)
€7,624▼ 78.5%
€66,030▲ 58.4%
Board1 name since 2020
1 directorVAN ROYEN Peter Oscar Josepha
Documentsfilings and deeds
12-03-2026141 days before the deadline
2025micro format
Gross margin from -€377 to €41,684Back to profit: €27,756Dividend €55,593Equity from €35,461 to €7,624Debts from €41,690 to €66,030Investments €2,749

Key points

from the 2025 annual accounts

Equity

€7,624 from €72,868 in 2022

Equity fell by 90% in 3 years.

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Debts

€66,030 90% of the balance sheet
Financial debts 0%Suppliers 2%Taxes and wages 14%Other 84%

Investments

€2,749 2.8 × depreciation
20242025

Green is investment, beige is depreciation.

Filings

6 annual accounts since 2020
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 21 to 141 days before the end of the period.

Position in the sector

€7,624

Less equity than 84% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.

Checked score

91
Excellent
Financially stronger than 36% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

35-36equity 10.4% of total assets
50-8short-term debt 89.6% · cash 47.8%
100+89return on assets 37.7%

Score breakdown

raises risk
Equity €7,624 (10.4% of total assets)
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.05, cash €35,240
Size: total assets €73,655
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 16% of them on solvency, 33% on liquidity, 88% on profitability and 6% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as Constructon has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Constructon itself is lower: 0.1% within 12 months. It rests on far more data about Constructon than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for Constructon. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.05 (1.79 in 2024), below the usual 1.5. Short-term debt is 89.6% and cash 47.8% of total assets. 89.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.05, cash €35,240
NBB · annual accounts
lowers risk · Size: total assets €73,655
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €7,624 (10.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11794 sector peers (2025).
NBB · sector comparison
Position among 11794 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
141 days early
2024
83 days early
2023
54 days early
2022
21 days early
2021
37 days early
2020
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 62 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VR
VAN ROYEN Peter Oscar Josepha
Director
  • VAN ROYEN Peter Oscar Josepha 100 sharesdeed of 15-05-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0746857240
Incorporation Founding capital of €2,000, 100 shares · Founder: VAN ROYEN Peter Oscar Josepha · Appointment: VAN ROYEN Peter Oscar Josepha (director) · published on 15-05-2020 · Gazette deed
First establishment Pompeloerestraat 27, Sint-Katelijne-Waver
All 14 events

Comparable companies

same main activity, similar in size and age
Company
Constructon Sint-Katelijne-Waver €73,655 €41,684 10.4% -
Vadem Beveren-Kruibeke-Zwijndrecht €72,913 €49,390 9.7% -
ALTON Zandhoven €90,709 €45,693 14.6% 0.7
PV PROJECTS Brecht €83,771 €36,073 16.5% -
Mastery of Building Construction Consult & Engineering Nivelles €70,613 €39,265 34.5% -
CLIMATE CITIES Eupen €84,878 €41,663 61.9% -
RDS ENGINEERING Erpe-Mere €78,042 €43,051 38.9% -

These companies have the same main activity as Constructon: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €70,600 and €90,700, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 12-05-2020Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 5 others
Establishment unit
2.302.402.6882860 Sint-Katelijne-Waver, since 12-05-2020
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Annual accounts 2025

€41,684
€27,756
€7,624▼ 78.5%
€73,655▼ 4.5%
Filing
Filed on 12-03-2026, 141 days before the end of the filing period
Financials

Insights on Constructon

Constructon files the micro format. That format states no turnover. The gross margin rose from €19,516 in 2020 to €41,684 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-03-2026, 141 days before the deadline
€41,684
▲ €42,061
€39,841
▲ €41,424
€27,756
▲ €32,535
€3,345
▼ 89.8%
10.4%
▼ 35.6 percentage points
1.05
▼ 0.74

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €83,000 and €170,000.

Balance sheet

balance sheet total €73,655 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

10.4%

Higher than 15% of 11,794 companies in 2025.

1.05

Higher than 22% of 11,521 companies in 2025.

37.7%

Higher than 85% of 11,605 companies in 2025.

Constructon Middle half of the sector 80% of the sector Micro accounts in architecture and engineering (NACE 71)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 73,65577,151106,26580,58159,90631,245
21/28 4,2792,5223006641,10112,562
22/27 3,9792,222036480112,262
23 1,7062,222----
24 2,274-036480112,262
28 300300300300300300
29/58 69,37574,629105,96579,91758,80518,683
29 16,98232,51552,87051,415--
291 16,98232,51552,87051,415--
40/41 15,85518,71016,10816,01015,44911,519
40 14,05414,06614,23014,39913,98811,519
41 1,8014,6441,8791,6111,461-
54/58 35,24022,22836,46812,49243,3577,164
490/1 1,2981,177519---
Balance sheet: equity and liabilities
10/49 73,65577,151106,26580,58159,90631,245
10/15 7,62435,46170,82872,86845,92113,665
10/11 2,0002,0002,0002,0002,0002,000
13 5,62433,46168,82870,86843,92111,665
133 5,62433,46168,82870,86843,92111,665
14 000---
17/49 66,03041,69035,4377,71313,98517,581
42/48 66,03041,69035,4377,71313,98517,581
43 1211011---
430/8 1211011---
44 1,2952,1422,2314382,540323
440/4 1,2952,1422,2314382,540323
45 9,0218,9508,0437,27511,44512,967
450/3 9,0218,9508,0437,27511,44512,967
47/48 55,59330,58825,153-04,291
Income statement
9900 41,684-37732,43636,78847,39219,516
630 9913583644374372,858
640/8 8518486553211,929280
66A ---0--
9901 39,841-1,58231,41736,03045,02616,379
75/76B 4869061,4551,46046-
75 4869061,4551,46046-
65/66B 2,3672,5341,9601,6242,40667
65 2,3672,5341,9601,6241,46267
66B ----943-
9903 37,960-3,21030,91235,86642,66616,311
67/77 10,2041,5687,9538,91910,4094,647
9904 27,756-4,77822,95926,94732,25711,665
9905 27,756-4,77822,95926,94732,25711,665
Appropriation of the result
9906 27,756-4,77822,95926,94732,25711,665
791/2 27,83735,3672,041---
691/2 --026,94732,25711,665
6921 --026,94732,25711,665
694/7 55,59330,58825,000---
694 55,59330,58825,000---
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 12-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 12-03-2026 2026-00053087 PDF
31-12-2024 micro format 09-05-2025 2025-00093104 PDF
31-12-2023 micro format 07-06-2024 2024-00121718 PDF
31-12-2022 micro format 10-07-2023 2023-00224991 PDF
31-12-2021 micro format 24-06-2022 2022-20115503 PDF
31-12-2020 micro format 25-06-2021 2021-25100517 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
40,833-1,22531,78136,46745,46319,236
28,748-4,42123,32427,38432,69414,522
2,7492,57900-11,02415,420
13,012-14,24023,975-30,86436,193-
3,34532,94070,52872,20444,8201,102
10.4%46.0%66.7%90.4%76.7%43.7%
1.051.792.9910.364.201.06
8.661.180.500.110.301.29
364.1%-13.5%32.4%37.0%70.2%85.4%
37.7%-6.2%21.6%33.4%53.8%37.3%
17.25-0.4816.2222.4631.09-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,749€2,579---
Financial fixed assets€0----
€991€358€364€437€437

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Constructon

The operating result for 2025 is a profit of €39,841, after a loss of €1,582 in 2024. It is the highest result since 2021.

Debt's share of the balance-sheet total rises from 54.0% to 89.6%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
VAN ROYEN Peter Oscar Josepha
Director (not named in the articles)
appointed by deed of 15-05-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 12-03-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 15-05-2020

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
VAN ROYEN Peter Oscar Josepha
Director (not named in the articles)
Board
Mandates as a list
  • VAN ROYEN Peter Oscar Josepha
    • Director (not named in the articles), appointed by deed of 15-05-2020, still in office

See the board, name and registered office on a given date →

Control

Founder
VAN ROYEN Peter Oscar Josepha
This company
Constructon
Equity €7,624
Profit €27,756 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€76.24 in 2025
Source
deed of 15-05-2020

Articles of association

deed of 15-05-2020 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 20:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 15-05-2020 ↗

Network & group

No group

Constructon has no parent and no holdings in its annual accounts. VAN ROYEN Peter Oscar Josepha is the only director. Constructon shares no director with another company.

Timeline

Timeline

14 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 141 days before the deadline
2025
Back to profit net €27,756 The net result is €27,756, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0746857240
Annual accounts 2024 filed PDFmicro format · 83 days before the deadline
2024
Weakest financial year net -€4,778 The net result drops to -€4,778, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 54 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 21 days before the deadline
2022
Liquidity more than doubled current ratio 10.36 The current ratio rises from 4.20 to 10.36. Short-term debt falls from €13,985 to €7,713.
Annual accounts 2021 filed PDFmicro format · 37 days before the deadline
2021
Highest result from 2020 to 2025 net €32,257 ▲177% The operating result of €45,026 and the net result of €32,257 are both a record.
Liquidity more than triples current ratio 4.20 The current ratio rises from 1.06 to 4.20. Short-term debt falls from €17,581 to €13,985.
Annual accounts 2020 filed PDFmicro format · 36 days before the deadline
2020
IncorporationFounding capital of €2,000, 100 shares · Founder: VAN ROYEN Peter Oscar Josepha · Appointment: VAN ROYEN Peter Oscar Josepha (director) · published on 15-05-20203 points ▸

Open the deed in the Belgian Official Gazette

First establishment Pompeloerestraat 27, Sint-Katelijne-Waver

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Constructon was incorporated on 12 May 2020 as a private limited company by one natural person, with a starting capital of €2,000.12 VAN ROYEN Peter Oscar Josepha is director of the company, appointed by deed of 15-05-2020.2 Total assets rose from €31,245 in 2020 to €73,655 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-05-2020
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0746.857.240
VAT number
BE 0746.857.240
Peppol ID
0208:0746857240
Other Peppol ID
9925:BE0746857240
Legal form
Private limited company
Status
Active, normal situation
Founded
12-05-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 20:00
deed of 15-05-2020 (in Dutch)
Peppol
Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Constructon in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 15-05-2020 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Pompeloerestraat 27, 2860 Sint-Katelijne-Waver”
deed of 15-05-2020 (in Dutch)

Activities

NACEBEL 2025
71121 Engineering and related technical consultancy, excluding land surveyors main activity
46130 Agents in the wholesale of timber and building materials
47521 Retail sale of hardware, building materials, paint and glass (general range)
66210 Risk and damage evaluation
74999 Other professional, scientific and technical activities
85599 Other education
Codes under NACEBEL 2008
71121 Engineering activities main activity
46130 Wholesale trade
47521 Retail trade
66210 Activities auxiliary to financial services and insurance activities
74909 Other professional, scientific and technical activities
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle mogelijke advies en/of dienstenfuncties van alle roerende en onroerende goederen in opdracht van alle privépersonen,privé en openbare…”
Text of the purpose

“Alle mogelijke advies en/of dienstenfuncties van alle roerende en onroerende goederen in opdracht van alle privépersonen,privé en openbare instellingen en ondernemingen in de bouwsector met als voornaamste taken:”

deed of 15-05-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Pompeloerestraat 27 registered office 2860 Sint-Katelijne-Waver 12-05-2020 2.302.402.688

Buildings and parcels at the address

Ground area
207 m²
Buildings
207 m²
Volume, LiDAR
1,003 m³
Tallest building
8.6 m
Buildings to scale, each on its own parcel
207 m², 8.6 m 207 m², 8.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
12035A0195/00K000207 m² 1 · 207 m² 8.6 m · 2

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