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Constructive Concepts

Active Private limited companyfounded 2024active for 2 yearsAvenue de la Rochefoucauld 48, 1330 RixensartKBO/BCE: BE 1012.815.996

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €23,881 (2025)
€23,881▲ 677%
lowest -€424 (2024)
€11,932▲ €12,355
peak €14,508 (2025)
€14,508▲ 463%
€29,236▼ 6.0%
Board2 names since 2024
2 directors and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025abbreviated format
Gross margin from €3,072 to €23,881Back to profit: €11,932Equity from €2,576 to €14,508Cash from €10,799 to €24,898

Key points

from the 2025 annual accounts

Turnover

≈ €94,000 estimated

The abbreviated format states no turnover.

Liquidity

1.03 was 0.47 in 2024

Short-term debts fell from €29,895 to €29,236.

Position in the sector

€14,508

Less equity than 89% of companies in head offices and management consultancy. Sector median €420,274 · 10,638 companies.

2025 accounts filed 27 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,326 companies had the same profile as Constructive Concepts has now. Each dot stands for 99 companies, two years later.

95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,326 companies, not a prediction for Constructive Concepts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • founderdeed of 29-08-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012815996
Incorporation Founding capital of €3,000, 100 shares · Founder: · Appointments: (director) and (director) · published on 29-08-2024 · Gazette deed
First establishment Avenue de la Rochefoucauld 48, Rixensart
All 7 events

Comparable companies

same main activity, similar in size and age
Company
Constructive Concepts Rixensart €43,744 €23,881 33.2% -
SoCo Consult Rixensart €48,487 €27,938 55.5% -
ATANOR Court-Saint-Etienne €44,351 €22,931 22.5% -
ESMGt Grez-Doiceau €48,684 €21,783 55.8% -
EMPALA La Hulpe €39,530 €29,385 75.4% -
CdR CONSULT Lasne €46,151 €29,598 49.5% -
NOYA CONSULTING Uccle €45,355 €24,126 66.4% -

These companies have the same main activity as Constructive Concepts: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €39,500 and €48,700, founded in 2024.

Official details

Source: KBO
Status
Active since 27-08-2024Normal situation
Activity
Business and other management consultancyNACE 70200and 3 others
Establishment unit
2.363.510.4131330 Rixensart, since 27-08-2024
Financial year end
31 December
Peppol
Reachable since 31-10-2025
Company details

Annual accounts 2025

€23,881▲ 677%
€11,932
€14,508▲ 463%
€43,744▲ 29.9%
Filing
Filed on 27-08-2026
Financials

Insights on Constructive Concepts

Constructive Concepts has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,508 and a net result of €11,932.

Its solvency ranks better than 33% of 10,633 sector peers (NACE 70, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 27-08-2026, 27 days late
€23,881
▲ 677%
€16,390
▲ 59×
€11,932
▲ €12,355
€788
▲ €16,503
33.2%
▲ 25.5 percentage points
1.03
▲ 0.55

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €94,000. Estimated: probably between €42,000 and €240,000.

Balance sheet

balance sheet total €43,744 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

33.2%

Higher than 33% of 10,633 companies in 2025.

1.03

Higher than 39% of 10,285 companies in 2025.

27.3%

Higher than 88% of 10,548 companies in 2025.

Constructive Concepts Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 43,74433,686
21/28 13,72019,506
22/27 13,72019,506
24 13,72019,506
29/58 30,02414,180
40/41 3,7992,066
40 3,7997
41 -2,059
54/58 24,89810,799
490/1 1,3271,315
Balance sheet: equity and liabilities
10/49 43,74433,686
10/15 14,5082,576
10/11 3,0003,000
14 11,508-424
17/49 29,23631,110
42/48 29,23629,895
44 886
440/4 886
45 6,514-
450/3 6,514-
47/48 22,63429,889
492/3 -1,215
Income statement
9900 23,8813,072
630 7,4912,794
9901 16,390278
75/76B 13-
75 13-
65/66B 812
65 812
9903 16,322276
67/77 4,391700
9904 11,932-424
9905 11,932-424
Appropriation of the result
9906 11,508-424
14P -424-
Document PDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00443522.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 27-08-2026 2026-00443522 PDF
31-12-2024 abbreviated format 26-06-2025 2025-00180125 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
23,8813,072
19,4232,370
1,70422,300
14,099-
788-15,715
33.2%7.6%
1.030.47
2.0212.08
82.2%-16.4%
27.3%-1.3%
over 100over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€1,704€22,300
€7,491€2,794

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on Constructive Concepts

The operating result for 2025 is 59 times that of 2024.

Debt's share of the balance-sheet total falls from 92.4% to 66.8%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, since incorporation
Director (not named in the articles)
appointed by deed of 29-08-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 27-08-2026
Director (not named in the articles)
appointed by deed of 29-08-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 27-08-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 29-08-2024, still in office
    • Director (not named in the articles), appointed by deed of 29-08-2024, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
Constructive Concepts
Equity €14,508
Profit €11,932 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€145 in 2025
Source
deed of 29-08-2024

Articles of association

deed of 29-08-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Héritiers et légataires non de plein droit actionnaires sollicitent agrément mêmes formalités, tous cas de cessions entre vifs à titre…”
“Moitié cédant moitié acquéreurs”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founder

At incorporation deed of 29-08-2024 ↗
  • sole founder · 100% at incorporation

Network & group

No group

Constructive Concepts has no parent and no holdings in its annual accounts. Constructive Concepts shares no director with another company.

Timeline

Timeline

7 events since 2024

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 27 days late
2025
Back to profit net €11,932 The net result is €11,932, after one loss-making year.
Liquidity more than doubled current ratio 1.03 The current ratio rises from 0.47 to 1.03. Short-term debt falls from €29,895 to €29,236.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012815996
Annual accounts 2024 filed NBBabbreviated format · 35 days before the deadline
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: · Appointments: (director) and (director) · published on 29-08-20246 points ▸
  • Founder,
  • Founding capital, €3,000, 100 shares
  • Registered office clause, Avenue de la Rochefoucauld 48, 1330 Rixensart
  • Board rule, 2
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))

Open the deed in the Belgian Official Gazette

First establishment Avenue de la Rochefoucauld 48, Rixensart

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 27 August 2024, Constructive Concepts was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Today the board has 2 members.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-08-2024
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
1012.815.996
VAT number
BE 1012.815.996
Peppol ID
0208:1012815996
Legal form
Private limited company
Status
Active, normal situation
Founded
27-08-2024
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 29-08-2024 (in French)
Peppol
Reachable since 31-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Constructive Concepts in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 29-08-2024 (in French)
Name clauseThe company operates under this name according to its articles.
Constructive Concepts
deed of 29-08-2024 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
71121 Engineering activities
71209 Other technical testing and analysis
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“La fourniture de conseils au sens le plus large du terme,et notamment en matière de gestion,formation,management…”
4 activities
  1. La fourniture de conseils au sens le plus large du terme,et notamment en matière de gestion,formation,management commercial,stratégie,direction et internationalisation
  2. La fourniture de conseils techniques et d’ingénierie,de coordination et sécurité sur chantier,ainsi que,de manière générale,tous services et prestations de services B2B
  3. Tous services et prestations de services liés au jardinage,à la production/réalisation/partage de musique,aux sciences des données et l’analyse de données
  4. La location,vente et achat de voiture ou tous moyens de transport et toutes pièces et/ou accessoires s’y rapportant,le cas échéant,dans la perspective de réaliser du car detailing au sens large du terme (prestations esthétiques pour voitures)
deed of 29-08-2024 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Avenue de la Rochefoucauld 48 registered office 1330 Rixensart 27-08-2024 2.363.510.413

Buildings and parcels at the address

Ground area
1,072 m²
Buildings
99 m²
Volume, LiDAR
576 m³
Tallest building
8.7 m
Buildings to scale, each on its own parcel
99 m², 8.7 m 99 m², 8.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
25091G0348/00A0001,072 m² 1 · 99 m² 8.7 m · 2