CONSTRUCTIONS PASCAL LAMBERT
ActiveSummary
CONSTRUCTIONS PASCAL LAMBERT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.1m and a net result of €381,023. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 842 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-1
Solvency53▼-4
Growth72▲+1
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.35 in 2024; short-term debt: 63.6% and cash: 9.5% of total assets), and 71.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
3.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
21 d early
2022
1 d early
2021
5 d early
2020
1 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Beauraing, Construction sector#1 company by equity in Beauraing, Construction sector#3 fastest grower in Beauraing
Turnover
€23.8m▲ 15.7%
2024 · €20.6m
EBIT margin
2.3%▼ 0.1pp
2024 · 2.4%
Net result
€381,023▲ 5.9%
2024 · €359,829
Working capital
€2.0m▲ 18.3%
2024 · €1.7m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€17.7m▲ 24.2%€16.8m▼ 5.0%€16.1m▼ 4.5%€20.6m▲ 28.2%€23.8m▲ 15.7%
Operating result€189,810▲ 21.4%€411,864▲ 117%€383,362▼ 6.9%€504,014▲ 31.5%€559,137▲ 10.9%
Net result€146,839▲ 38.4%€291,534▲ 98.5%€299,919▲ 2.9%€359,829▲ 20.0%€381,023▲ 5.9%
EBIT margin1.1%=2.4%▲ 1.4pp2.4%▼ 0.1pp2.4%▲ 0.1pp2.3%▼ 0.1pp
Equity€1.8m▲ 8.1%€2.1m▲ 16.3%€2.4m▲ 13.7%€2.7m▲ 14.8%€3.1m▲ 13.6%
Total assets€6.8m▲ 14.0%€6.4m▼ 5.9%€9.6m▲ 49.4%€8.5m▼ 10.6%€11.0m▲ 28.4%
Debt€5.0m▲ 16.3%€4.3m▼ 13.8%€7.2m▲ 66.7%€5.8m▼ 19.0%€7.9m▲ 35.3%
Working capital€1.1m▼ 4.2%€1.3m▲ 20.2%€1.4m▲ 6.6%€1.7m▲ 25.2%€2.0m▲ 18.3%
Staff (FTE)45.4▲ 0.2%51.9▲ 14.3%54▲ 4.0%60▲ 11.1%67▲ 11.7%
Why a figure moved sharply
- 2022 Net result +99% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.0m
Fixed assets
€2.0m ▼ 2.8%
Current assets
€9.0m ▲ 38.2%
Equity and liabilities €11.0m
Equity
€3.1m ▲ 13.6%
Debt
€7.9m ▲ 35.3%
Debt's share of the balance-sheet total rises from 68.2% to 71.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €1.0m
Cash flow
€946,363▲
2024 · €878,805
Current ratio
1.29▼
2024 · 1.35
Quick ratio
0.95▲
2024 · 0.90
Debt to equity
2.55▲
2024 · 2.14
ROE
12.3%▼
2024 · 13.2%
ROA
3.5%▼
2024 · 4.2%
Interest coverage
20.33▼
2024 · 33.07
Debt ≤ 1 year
€7.0m▲
2024 · €4.8m
Debt > 1 year
€899,506▼
2024 · €1.0m
Income taxes
€146,662▲
2024 · €133,003
Staff costs
€3.9m▲
2024 · €3.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 719 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.8%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 719 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €16.9m | €17.6m | €20.8m | €24.3m | ▲ 17.1% |
| Turnover70 | €17.7m | €16.8m | €16.1m | €20.6m | €23.8m | ▲ 15.7% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | -€180,873 | €1.2m | -€114,544 | €186,341 | ▲ 263% |
| Own construction capitalised72 | - | - | - | €8,030 | - | - |
| Other operating income74 | - | €235,126 | €265,150 | €276,415 | €300,122 | ▲ 8.6% |
| Non-recurring operating income76A | - | €0 | €17,626 | €9,200 | €9,475 | ▲ 3.0% |
| Operating charges60/66A | - | €16.5m | €17.2m | €20.3m | €23.8m | ▲ 17.3% |
| Goods for resale, raw materials and consumables60 | - | €11.4m | €12.1m | €14.7m | €17.3m | ▲ 18.2% |
| Purchases600/8 | - | €10.8m | €12.6m | €14.2m | €17.4m | ▲ 22.5% |
| Change in stocks: decrease (increase)609 | - | €593,585 | -€499,904 | €497,680 | -€25,630 | ▼ 105% |
| Services and other goods61 | - | €1.6m | €1.6m | €1.5m | €1.9m | ▲ 26.1% |
| Remuneration, social security and pensions62 | - | €2.6m | €3.0m | €3.5m | €3.9m | ▲ 13.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €311,665 | €400,772 | €474,048 | €518,976 | €565,340 | ▲ 8.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €345,172 | -€30,000 | €39,816 | -€33,108 | ▼ 183% |
| Other operating charges640/8 | - | €85,595 | €32,444 | €56,589 | €66,149 | ▲ 16.9% |
| Non-recurring operating charges66A | - | - | €624 | - | €6,000 | - |
| Operating profit (loss)9901 | €189,810 | €411,864 | €383,362 | €504,014 | €559,137 | ▲ 10.9% |
| Financial income75/76B | - | €19,080 | €32,260 | €20,143 | €24,615 | ▲ 22.2% |
| Recurring financial income75 | €41,067 | €19,080 | €32,260 | €20,143 | €24,615 | ▲ 22.2% |
| Income from financial fixed assets750 | - | €4 | €555 | €367 | €2,697 | ▲ 635% |
| Other financial income752/9 | - | €19,076 | €31,705 | €19,776 | €21,918 | ▲ 10.8% |
| Financial charges65/66B | - | €14,964 | €17,466 | €31,325 | €56,068 | ▲ 79.0% |
| Recurring financial charges65 | €16,296 | €14,964 | €17,466 | €31,325 | €56,068 | ▲ 79.0% |
| Debt charges650 | €16,232 | €14,752 | €17,384 | €30,931 | €55,324 | ▲ 78.9% |
| Other financial charges652/9 | - | €212 | €82 | €394 | €743 | ▲ 88.6% |
| Profit (loss) for the period before taxes9903 | €214,581 | €415,979 | €398,155 | €492,832 | €527,685 | ▲ 7.1% |
| Income taxes67/77 | €67,742 | €124,446 | €98,237 | €133,003 | €146,662 | ▲ 10.3% |
| Taxes670/3 | - | €124,446 | €108,237 | €133,609 | €146,662 | ▲ 9.8% |
| Tax adjustments and reversals of tax provisions77 | - | - | €10,000 | €606 | - | - |
| Profit (loss) for the period9904 | €146,839 | €291,534 | €299,919 | €359,829 | €381,023 | ▲ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €146,839 | €291,534 | €299,919 | €359,829 | €381,023 | ▲ 5.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.8m | €6.4m | €9.6m | €8.5m | €11.0m | ▲ 28.4% |
| Fixed assets21/28 | €1.6m | €1.7m | €1.7m | €2.0m | €2.0m | ▼ 2.8% |
| Intangible fixed assets21 | €0 | €15,645 | €9,729 | €3,812 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €1.6m | €1.7m | €1.6m | €2.0m | €2.0m | ▼ 2.6% |
| Land and buildings22 | - | €410,838 | €436,451 | €411,671 | €378,775 | ▼ 8.0% |
| Plant, machinery and equipment23 | - | €302,700 | €376,971 | €427,699 | €435,098 | ▲ 1.7% |
| Furniture and vehicles24 | - | €943,858 | €832,005 | €1.2m | €1.2m | ▼ 2.3% |
| Leasing and similar rights25 | - | €6,525 | €0 | €0 | €0 | - |
| Financial fixed assets28 | €1,040 | €1,175 | €1,175 | €3,675 | €3,675 | = |
| Other financial fixed assets284/8 | - | €1,175 | €1,175 | €3,675 | €3,675 | = |
| Amounts receivable and cash guarantees285/8 | - | €1,175 | €1,175 | €3,675 | €3,675 | = |
| Current assets29/58 | €5.2m | €4.7m | €7.9m | €6.5m | €9.0m | ▲ 38.2% |
| Stocks and contracts in progress3 | €1.2m | €1.1m | €2.8m | €2.2m | €2.4m | ▲ 9.8% |
| Stocks30/36 | - | €572,585 | €1.1m | €509,147 | €534,777 | ▲ 5.0% |
| Work in progress32 | - | - | - | €0 | - | - |
| Goods purchased for resale34 | - | €572,585 | €1.1m | €509,147 | €534,777 | ▲ 5.0% |
| Contracts in progress37 | - | €560,062 | €1.8m | €1.7m | €1.8m | ▲ 11.2% |
| Amounts receivable within one year40/41 | €2.4m | €2.6m | €3.6m | €3.2m | €5.5m | ▲ 73.8% |
| Trade receivables40 | - | €2.3m | €3.1m | €2.5m | €4.8m | ▲ 95.2% |
| Other amounts receivable41 | - | €342,266 | €559,728 | €716,981 | €716,779 | = |
| Cash at bank and in hand54/58 | €873,292 | €939,775 | €1.4m | €1.1m | €1.0m | ▼ 8.0% |
| Deferred charges and accrued income490/1 | - | €28,106 | €14,994 | €11,851 | €18,539 | ▲ 56.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.8m | €6.4m | €9.6m | €8.5m | €11.0m | ▲ 28.4% |
| Equity10/15 | €1.8m | €2.1m | €2.4m | €2.7m | €3.1m | ▲ 13.6% |
| Contributions10/11 | €495,000 | €495,000 | €495,000 | €495,000 | €495,000 | = |
| Capital10 | - | €495,000 | €495,000 | €495,000 | €495,000 | = |
| Issued capital100 | - | €495,000 | €495,000 | €495,000 | €495,000 | = |
| Reserves13 | €235,750 | €235,750 | €135,750 | €135,750 | €135,750 | = |
| Non-distributable reserves130/1 | - | €79,500 | €79,500 | €79,500 | €79,500 | = |
| Legal reserve130 | - | €79,500 | €79,500 | €79,500 | €79,500 | = |
| Tax-exempt reserves132 | - | €56,250 | €56,250 | €56,250 | €56,250 | = |
| Distributable reserves133 | - | €100,000 | €0 | - | - | - |
| Profit (loss) carried forward14 | €1.0m | €1.3m | €1.7m | €2.1m | €2.4m | ▲ 18.5% |
| Investment grants15 | - | €46,285 | €32,152 | €23,690 | €13,195 | ▼ 44.3% |
| Amounts payable17/49 | €5.0m | €4.3m | €7.2m | €5.8m | €7.9m | ▲ 35.3% |
| Amounts payable after more than one year17 | €871,048 | €869,317 | €644,286 | €1.0m | €899,506 | ▼ 11.5% |
| Financial debts170/4 | - | €869,317 | €644,286 | €1.0m | €899,506 | ▼ 11.5% |
| Credit institutions173 | - | €869,317 | €644,286 | €1.0m | €899,506 | ▼ 11.5% |
| Other amounts payable178/9 | - | €0 | €0 | - | - | - |
| Amounts payable within one year42/48 | €4.1m | €3.4m | €6.6m | €4.8m | €7.0m | ▲ 45.2% |
| Current portion of amounts payable after more than one year42 | - | €288,921 | €289,693 | €371,376 | €405,027 | ▲ 9.1% |
| Financial debts43 | - | €350,000 | €350,000 | €350,000 | €350,000 | = |
| Credit institutions430/8 | - | €350,000 | €350,000 | €350,000 | €350,000 | = |
| Trade debts44 | €2.9m | €2.5m | €4.0m | €3.7m | €5.5m | ▲ 49.1% |
| Suppliers440/4 | - | €2.5m | €4.0m | €3.7m | €5.5m | ▲ 49.1% |
| Advances received on contracts in progress46 | - | €0 | €1.5m | €0 | €316,050 | - |
| Taxes, remuneration and social security45 | - | €327,619 | €381,641 | €413,483 | €435,362 | ▲ 5.3% |
| Taxes450/3 | - | €108,554 | €88,161 | €70,841 | €86,119 | ▲ 21.6% |
| Remuneration and social security454/9 | - | €219,065 | €293,480 | €342,642 | €349,242 | ▲ 1.9% |
| Other amounts payable47/48 | - | €0 | €0 | €0 | €0 | - |
| Accrued charges and deferred income492/3 | - | €1,264 | €0 | - | €0 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €146,839 | €291,534 | €299,919 | €359,829 | €381,023 | ▲ 5.9% |
| + Depreciation and write-downs630 | €311,665 | €400,772 | €474,048 | €518,976 | €565,340 | ▲ 8.9% |
| Operating cash flow (approximation) | €458,504 | €692,306 | €773,967 | €878,805 | €946,363 | ▲ 7.7% |
| Investment in fixed assets (approximation) | - | -€478,713 | -€449,639 | -€900,180 | -€508,818 | ▲ 43.5% |
| Change in cash | - | €66,483 | €459,143 | -€267,107 | -€90,509 | ▲ 66.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €381,023 ▲5.9%
Operating result €559,137, net result €381,023, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €2mEq €2.1m ▲16.3%
4 profitable years in a row build equity to €2.1m.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €106,113 ▼38.8%
Net result drops to €106,113, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2001
Ground area
1.9 ha
Building footprint
1,370 m²
Parcel 91013A0998/00D002, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CONSTRUCTIONS PASCAL LAMBERT
since 20012.094.321.654
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013A0998/00D002 | Wallonia | 1.9 ha | 1 · 1,370 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
8 categoriesCONSTRUCTIONS PASCAL LAMBERT SA#10298
CONSTRUCTIONS PASCAL LAMBERT SA45257
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Identification & contact
Identification
Legal formPublic limited company
Founded14-03-2001
Fiscal year end30-06
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474241611
Also
9925:BE0474241611
Registered
23-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.