Equity
€2.0m ▲ 2.6%
Constructions LOUIS paid out €750,200 in dividends. That is 100% of the 2025 profit.
Constructions LOUIS
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €3.9m (2022)
-not published
peak €1.7m (2022)
€747,351▼ 28.0%
peak €3.4m (2016)
€2.0m▲ 2.6%
€2.7m▼ 38.7%
peak 20.9 FTE (2022)
15 FTE▼ 11.2%
Board3 names since 2016
3 directorsLOUIS Sandra and 2 others
Owners
99.7%YVON LAMBERT
Documentsfilings and deeds
19-06-202642 days before the deadline
2025financial year
Turnover from €13.6m to €11.4mResult from €1.0m to €747,351Staff from 16.9 FTE to 15 FTEDividend €750,200Debts from €4.4m to €2.7m
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 65% of small companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 911 companies (NACE 41, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Founded in 2003
Size: turnover €11.4m, 15 FTE, total assets €5.0m
Liquidity: current ratio 1.41, cash €1.6m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 62% of them on solvency, 82% on liquidity, 79% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Constructions LOUIS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Constructions LOUIS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Constructions LOUIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (1.21 in 2024), below the usual 1.5. Short-term debt is 54.1% and cash 31.6% of total assets. 58.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
35 days early
2023
20 days early
2022
46 days early
2021
37 days early
2020
19 days early
2019
32 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- YVON LAMBERT 99.7%score 97equity €4.3m (2025) · 30-06-2025 annual accounts of YVON LAMBERT
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0862431849
Company renamed from Christian LOUIS et fils to Constructions LOUIS
Permanent representative: LAMBERT Yvon Marie · Resignations: LOUIS Sandra (director) and LAMBERT Yvon Marie (director) · Appointments: LOUIS Sandra (director) and LAMBERT Yvon Marie (director) · General meeting of 14-09-2022 · Gazette deed
2 directors reappointed
Sandra LOUIS (managing director) and Yvon LAMBERT (managing director) · Permanent representative: Yvon LAMBERT · General meeting of 30-05-2022 · Gazette deed
First establishment
Rue du Grès 18, Rochefort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Constructions LOUIS Rochefort | €11.4m | 10.9% | 41.1% | 15 |
| EDIBOSUD Fernelmont | €8.7m | 11.1% | 34.2% | 11.5 |
| JARACO Maaseik | €18.6m | 1.0% | 26.9% | 16.3 |
| CLARINVAL CONSTRUCTIONS Bièvre | €10.3m | 0.8% | 38.6% | 25.7 |
| LANTZERATH ( Belgium) Mechelen | €6.0m | 6.2% | 36.6% | 22.2 |
| SWINNEN Balen | €9.1m | 6.6% | 30.3% | 17 |
| Dillen Bouwteam Balen | €12.8m | 0.2% | 45.3% | 37.2 |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Constructions LOUIS: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €2.7m and €7.7m, founded between 1989 and 2014.
Official details
Source: KBO- Status
- Active since 30-12-2003Normal situation
- Activity
- General construction of other non-residential buildingsNACE 41003and 1 other
- Joint committees
- 111Metal, mechanical and electrical engineering
- 209White-collar workers in metal manufacturing · annual accounts 2025
- Establishment unit
- 2.136.544.0715580 Rochefort, since 01-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2025
Annual accounts 2025
- €5.0m▼ 25.2%
- Employeeson 31-12-2025
- 15=
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on Constructions LOUIS
Solvency rose in 2025 from 29.9% to 41.1% because of lower debts.
YVON LAMBERT holds all the shares. In December 2022, the Official Gazette published the appointment of LOUIS Sandra as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Constructions LOUIS
- What is the company number of Constructions LOUIS?
- The company number of Constructions LOUIS is 0862.431.849. The VAT number is the same number with BE in front: BE 0862.431.849.
- Where is Constructions LOUIS based?
- The registered office is at Rue du Grès 18, 5580 Rochefort.Company details
- What does Constructions LOUIS do?
- According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
- What is the legal form of Constructions LOUIS?
- Constructions LOUIS is a public limited company (NV).
- When was Constructions LOUIS founded?
- Constructions LOUIS was founded on 30-12-2003.
- Is Constructions LOUIS still active?
- Yes, Constructions LOUIS is an active enterprise in the KBO register.
- How many employees does Constructions LOUIS have?
- Constructions LOUIS had an average of 15 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Constructions LOUIS fall under?
- In its 2025 annual accounts, Constructions LOUIS states joint committees 111 (Metal, mechanical and electrical engineering) and 209 (White-collar workers in metal manufacturing).
- What is the turnover of Constructions LOUIS?
- The turnover of Constructions LOUIS was €11.4m in financial year 2025, according to the filed annual accounts.
- Is Constructions LOUIS profitable?
- In financial year 2025, Constructions LOUIS made a profit of €747,351.
- Where can I find the annual accounts of Constructions LOUIS?
- Constructions LOUIS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Constructions LOUIS due?
- Constructions LOUIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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