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ConstructING

Active Private limited companyfounded 2017active for 9 yearsEsdreef 38, 3110 RotselaarKBO/BCE: BE 0674.748.034

Overview

Lifetime

8 annual accounts with figures on one time axis
peak €86,713 (2020)
€64,619▲ 5.8%
peak €67,138 (2020)
€49,045▲ 6.2%
peak €249,260 (2025)
€249,260▲ 3.8%
€58,824▲ 6.8%
Board2 names since 2017
2 directorsvan Gastel Jef and 1 other
Documentsfilings and deeds
12-04-2026110 days before the deadline
2025micro format
Dividend €40,000

Key points

from the 2025 annual accounts

Equity

€249,260 ▲ 3.8%
240,2162024+49,045Profit-40,000Dividend249,2602025

ConstructING paid out €40,000 in dividends. That is 82% of the 2025 profit.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 31 to 110 days before the end of the period.

Position in the sector

€249,260

More equity than 85% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.

Checked score

96
Excellent
Financially stronger than 71% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 80.9% of total assets
94-1short-term debt 19.1% · cash 57.3%
89+1return on assets 15.9%

Score breakdown

lowers risk
Liquidity: current ratio 5.18, cash €176,623
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €249,260 (80.9% of total assets)
Size: total assets €308,084
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 87% on liquidity, 62% on profitability and 48% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as ConstructING has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ConstructING itself is lower: < 0.1% within 12 months. It rests on far more data about ConstructING than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for ConstructING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.18 (5.26 in 2024), above the usual 1.5. Short-term debt is 19.1% and cash 57.3% of total assets. 19.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 5.18, cash €176,623
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Equity €249,260 (80.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €308,084
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-04-2026, 110 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
110 days early
2024
52 days early
2023
51 days early
2022
31 days early
2021
53 days early
2020
40 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0674748034
Reappointment: van Gastel Jef (director) General meeting of 17-11-2023 · Gazette deed
Registered office moved from Leuven to Rotselaar New registered office: Esdreef 38, 3110 Rotselaar · Previous registered office: Tweekleinewegenstraat 92B, 3001 Leuven · Gazette deed
Incorporation Founders: VAN GASTEL Jef Karel Julia and LANDUYDT Karen · Founding capital of €18,550, 100 shares · Appointment: VAN GASTEL Jef Karel Julia (manager) · published on 26-04-2017 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
ConstructING Rotselaar €308,084 €64,619 80.9% -
KEVIAN Leuven €262,302 €68,142 50.2% -
B2Z Ans €298,497 €62,166 57.1% -
IPS Services Dilsen-Stokkem €336,420 €68,593 88.4% -
1-STEP CLOSER Pont-à-Celles €285,296 €58,993 93.6% -
ANALEMME Boussu €343,450 €65,444 11.6% -
METALCAD Bouillon €307,312 €59,953 39.3% -

These companies have the same main activity as ConstructING: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €262,000 and €343,000, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 23-04-2017Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Establishment unit
2.263.964.5583110 Rotselaar, since 23-04-2017
Financial year end
31 December
Peppol
Reachable since 30-01-2025
Company details

Annual accounts 2025

€64,619▲ 5.8%
≈ €140,000estimated
€49,045▲ 6.2%
€249,260▲ 3.8%
€308,084▲ 4.3%
Filing
Filed on 12-04-2026, 110 days before the end of the filing period
Financials

Insights on ConstructING

ConstructING files the micro format. That format states no turnover. The gross margin rose from €49,150 in 2018 to €64,619 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-04-2026, 110 days before the deadline
€64,619
▲ 5.8%
€61,715
▲ 6.0%
€49,045
▲ 6.2%
€245,671
▲ 4.8%
80.9%
▼ 0.4 percentage points
5.18
▼ 0.08

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €140,000. Estimated: probably between €110,000 and €190,000.

Balance sheet

balance sheet total €308,084 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

80.9%

Higher than 80% of 11,794 companies in 2025.

5.18

Higher than 81% of 11,521 companies in 2025.

15.9%

Higher than 58% of 11,605 companies in 2025.

ConstructING Middle half of the sector 80% of the sector Micro accounts in architecture and engineering (NACE 71)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018
Balance sheet: assets
20/58 308,084295,284288,746288,954241,808183,953114,84446,809
21/28 3,5905,8529,0075,1326,1922,1993,506-
22/27 3,5905,8528,1144,2405,3001,3072,613-
24 3,5905,8528,1144,2405,3001,3072,613-
28 --893893893893893-
29/58 304,494289,432279,739283,822235,616181,754111,33946,809
40/41 123,622116,441106,46345,91834,34773,69174,22221,817
40 63,82465,97262,18926,81527,80670,93070,54915,851
41 59,79850,46944,27419,1046,5412,7613,6735,966
54/58 176,623168,922165,621231,335194,196100,46435,68124,425
490/1 4,2494,0697,6566,5697,0737,5991,435567
Balance sheet: equity and liabilities
10/49 308,084295,284288,746288,954241,808183,953114,84446,809
10/15 249,260240,216234,049233,052196,713164,45897,32037,444
10/11 18,55018,55018,55018,5506,2006,2006,2006,200
100 ------18,55018,550
101 ------12,35012,350
13 230,710221,666215,499214,502190,513158,25891,12031,244
130/1 ---1,8551,8551,855--
130 ------1,8551,855
1311 ---1,8551,8551,855--
133 230,710221,666215,499212,647188,658156,40389,26529,389
17/49 58,82455,06954,69755,90345,09419,49517,5249,364
42/48 58,82455,06954,69755,90345,09419,49517,5249,364
44 5,8092,9984193,1553,5397582584,619
440/4 5,8092,9984193,1553,5397582584,619
45 8,5919,0206,78117,17710,36817,91617,2664,745
450/3 8,5919,0206,77914,25610,36817,91617,2664,745
454/9 --22,921----
47/48 44,42443,05147,49735,57131,187821--
Income statement
76A ------17,500-
9900 64,61961,07962,47975,94580,01986,71381,96449,150
630 2,2622,2622,1371,0601,3071,3071,307-
640/8 6415921,0054804595815882,300
66A ------3,910-
9901 61,71558,22459,33774,40578,25384,82676,15946,850
75/76B 0----0393343
75 0----0393343
65/66B 027113107103125-581
65 027113107103125-581
9903 61,71558,19759,22474,29878,15184,70176,55246,612
67/77 12,67112,03112,22615,31015,89617,56316,67715,367
9904 49,04546,16646,99858,98862,25567,13859,87631,244
9905 49,04546,16646,99858,98862,25567,13859,87631,244
Appropriation of the result
9906 49,04546,16646,99858,98862,25567,13859,87631,244
691/2 9,0456,16699823,98832,25567,13859,87631,244
6920 -------1,855
6921 9,0456,16699823,98832,25567,13859,87629,389
694/7 40,00040,00046,00035,00030,000---
694 40,00040,00046,00035,00030,000---
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 12-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 12-04-2026 2026-00077569 PDF
31-12-2024 micro format 09-06-2025 2025-00125730 PDF
31-12-2023 micro format 10-06-2024 2024-00118483 PDF
31-12-2022 micro format 30-06-2023 2023-00179554 PDF
31-12-2021 micro format 08-06-2022 2022-20049204 PDF
31-12-2020 micro format 21-06-2021 2021-22500423 PDF
31-12-2019 micro format 14-07-2020 2020-30100471 PDF
31-12-2018 micro format 17-06-2019 2019-19300062 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018
63,97860,48761,47475,46579,56086,13277,466-
51,30748,42949,13560,04863,56168,44561,182-
0-8936,01205,30004,812-
7,7013,302-65,71437,13993,73264,78311,256-
245,671234,364225,043227,919190,521162,25993,81437,444
80.9%81.4%81.1%80.7%81.4%89.4%84.7%80.0%
5.185.265.115.085.229.326.355.00
0.240.230.230.240.230.120.180.25
19.7%19.2%20.1%25.3%31.6%40.8%61.5%83.4%
15.9%15.6%16.3%20.4%25.7%36.5%52.1%66.7%
over 100over 100over 100over 100over 100---

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€6,012-€5,300
€2,262€2,262€2,137€1,060€1,307

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ConstructING

The operating result for 2025 is 6% higher than in 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 18.6% to 19.1%. Equity and debt are higher.

Board & ownership

Board

2 directors, no change since April 2017
Manager (not named in the articles)
appointed by deed of 26-04-2017 term without a fixed end
listed in the 2024 annual accounts, filed on 09-06-2025
Director
in office according to the deed of 06-12-2023
listed in the 2024 annual accounts, filed on 09-06-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Externe vertegenwoordiging bestuursbevoegdheden Onverminderd de algemene vertegenwoordigingsbevoegdheid van het bestuursorgaan als college…”
deed of 06-12-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
VAN GASTEL Jef Karel Julia
Manager (not named in the articles)
Board
Mandates as a list
  • van Gastel Jef
    • Director, from 23-04-2017 to date
  • VAN GASTEL Jef Karel Julia
    • Manager (not named in the articles), from 23-04-2017 to date

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,550
Source
2025 annual accounts

Articles of association

DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-12-2023 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 14:00
deed of 26-04-2017 (in Dutch)

Network & group

No group

ConstructING has no parent and no holdings in its annual accounts.

Board mandates elsewhere

1 board mandate
Board mandates of ConstructINGConstructING sits on their board1
Director
Founded in 2023 · total assets €226,366 (2025)

Connections & network

2 current directors
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

16 events since 2017

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 110 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 52 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0674748034
2024
Annual accounts 2023 filed PDFmicro format · 51 days before the deadline
2023
Reappointment: van Gastel Jef (director)General meeting of 17-11-20233 points ▸
  • General meeting, 17-11-2023
  • Director reappointment, van Gastel Jef
  • 100 shares
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 31 days before the deadline
2022
Equity above €200,000 equity €233,052 ▲18.5% With a profit in every financial year since 2018, equity grows to €233,052.
Annual accounts 2021 filed PDFmicro format · 53 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 40 days before the deadline
2020
Highest result from 2018 to 2025 net €67,138 ▲12.1% The operating result of €84,826 and the net result of €67,138 are both a record.
Equity above €150,000 equity €164,458 ▲69% With a profit in every financial year since 2018, equity grows to €164,458.
Annual accounts 2019 filed PDFmicro format · 17 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 44 days before the deadline
2017
Registered office moved from Leuven to RotselaarNew registered office: Esdreef 38, 3110 Rotselaar · Previous registered office: Tweekleinewegenstraat 92B, 3001 Leuven1 point ▸
  • Registered-office move, Esdreef 38, 3110 Rotselaar
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

IncorporationFounders: VAN GASTEL Jef Karel Julia and LANDUYDT Karen · Founding capital of €18,550, 100 shares · Appointment: VAN GASTEL Jef Karel Julia (manager) · published on 26-04-20174 points ▸

Open the deed in the Belgian Official Gazette

First establishment Construct | ING, Esdreef 38, Rotselaar

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ConstructING was incorporated on 23 April 2017.1 The registered office was moved to Rotselaar in 2017.2 In 2023 the company took the name ConstructING.3 The board currently has 2 members.4 Total assets rose from €46,809 in 2018 to €308,084 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-10-2017
  3. 3Belgian Official Gazette, 06-12-2023
  4. 4National Bank, annual accounts 2024
  5. 5National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0674.748.034
VAT number
BE 0674.748.034
Peppol ID
0208:0674748034
Other Peppol ID
9925:BE0674748034
Legal form
Private limited company
Status
Active, normal situation
Founded
23-04-2017
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 14:00
deed of 26-04-2017 (in Dutch)
Peppol
Reachable since 30-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ConstructING in Dutch
Name in the Peppol Directory
Construct|ING
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 06-12-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
71121 Engineering activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Uitvoeren van technische studies voor stabiliteit,gewapend en voorgespannen beton,metaalconstructies,hout,enzovoort; Technische studies voor…”
15 activities
  1. Uitvoeren van technische studies voor stabiliteit,gewapend en voorgespannen beton,metaalconstructies,hout,enzovoort;
  2. Technische studies voor speciale technieken,energiestudies en energieadvies;
  3. Uitvoeren van studie en het verlenen van advies in verband met stedenbouwkundige planning en landschapsarchitectuur;
  4. Schade- en risico-expertise;
  5. Het verlenen van bouwkundige adviezen aan de bouwheer;
  6. Het toezien op bouwwerkzaamheden (ruwbouw,installatie,afwerking enzovoort);
  7. Projectontwikkeling voor woningbouw;
  8. Projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken;
  9. Projectontwikkeling voor de bouw van appartementen;
  10. Projectontwikkeling voor kantoorbouw;
  11. Projectontwikkeling voor infrastructuurwerken;
  12. Projectontwikkeling voor de bouw of aanleg van: commerciële en industriële centra,hotels,industriezones en markten,jachthavens,autowegen,wintersportcentra enzovoort;
  13. Algemene handel van producten en diensten;
  14. Het verlenen aan de ondernemingen waarin zij deelneemt en aan derden,al dan niet bezoldigd,van alle studie en bijstand en adviezen,hetzij technisch,industrieel,commercieel of administratief,op het vlak van ontwerp- en engineerings-activiteiten,management van bedrijven,financiële,handels-,fiscale,automatisatie en sociale aangelegenheden inbegrepen en op het vlak van algemeen beheer of financieel.
  15. In het algemeen mag de vennootschap op welke wijze ook betrokken zijn in zaken,ondernemingen of vennootschappen die hetzelfde,een soortgelijk,een gelijkaardig of samenhangend voorwerp hebben,dat van aard is de ontwikkeling van haar vennootschap te bevorderen,haar grondstoffen kan verschaffen of haar producten gemakkelijker kan verdelen,daartoe kan de vennootschap samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
deed of 06-12-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Construct | ING registered office Esdreef 38, 3110 Rotselaar 23-04-2017 2.263.964.558
1 former office
  • Tweekleinewegenstraat 92B, 3001 Leuven until 01-09-2017 · deed of 04-10-2017

Location

registered office establishment approximate The establishment unit on the map