CONSTRUCTIEWERKHUIZEN JEF LEONARD
ActiveCONSTRUCTIEWERKHUIZEN JEF LEONARD has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €51k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 2033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-2
Solvency72▲+8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.33 in 2024), and 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
14 d early
2023
20 d early
2022
54 d early
2021
23 d late
2020
on the day
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€51k▼ 1.5%
2024 · €52k
2018: €89k
2019: €10k
2020: €12k
2021: €-339k
2022: €242k
2023: €94k
2024: €52k
2018 → 2025
Working capital
€586k▲ 21.1%
2024 · €484k
2018: €398k
2019: €513k
2020: €530k
2021: €103k
2022: €309k
2023: €474k
2024: €484k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€572k-€814k▲ 42.2%€984k▲ 20.9%€1.04M▲ 5.3%€1.09M▲ 4.9%
Operating result€-211k-€267k€175k▼ 34.7%€109k▼ 37.4%€121k▲ 11.1%
Net result€-339k-€242k€94k▼ 61.2%€52k▼ 44.8%€51k▼ 1.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.69M
Fixed assets
€802k▼ 8.7%
Current assets
€1.89M▼ 2.9%
Equity and liabilities €2.69M
Equity
€1.09M▲ 4.9%
Debt
€1.60M▼ 10.3%
The debt ratio falls from 63.3% to 59.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€245k▲
2024 · €230k
Cash flow
€174k▲
2024 · €172k
Solvency
40.4%▲
2024 · 36.7%
Current ratio
1.45▲
2024 · 1.33
Quick ratio
1.33▲
2024 · 1.24
Debt / equity
1.47▼
2024 · 1.72
ROE
4.7%▼
2024 · 5.0%
ROA
1.9%▲
2024 · 1.8%
Interest coverage
4.64▼
2024 · 5.48
Debt
€1.60M▼
2024 · €1.78M
Debt ≤ 1 year
€1.30M▼
2024 · €1.46M
Debt > 1 year
€301k▼
2024 · €327k
Income taxes
€28k▲
2024 · €27k
Staff costs
€1.62M▲
2024 · €1.54M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.82M€2.69M▼
Fixed assets21/28€879k€802k▼
Tangible fixed assets22/27€863k€782k▼
Land and buildings22€689k€619k▼
Plant, machinery and equipment23€54k€50k▼
Furniture and vehicles24€121k€113k▼
Financial fixed assets28€16k€21k▲
Current assets29/58€1.94M€1.89M▼
Stocks and contracts in progress3€131k€161k▲
Stocks30/36€131k€161k▲
Amounts receivable within one year40/41€1.19M€1.22M▲
Trade receivables40€934k€969k▲
Other amounts receivable41€260k€251k▼
Cash at bank and in hand54/58€573k€455k▼
Deferred charges and accrued income490/1€43k€48k▲
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.69M▼
Equity10/15€1.04M€1.09M▲
Contributions10/11€94k€94k=
Capital10€94k€94k=
Issued capital100€143k€143k=
Uncalled capital101€48k€48k=
Reserves13€941k€992k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€927k€978k▲
Amounts payable17/49€1.78M€1.60M▼
Amounts payable after more than one year17€327k€301k▼
Financial debts170/4€327k€301k▼
Amounts payable within one year42/48€1.46M€1.30M▼
Current portion of amounts payable after more than one year42€92k€97k▲
Financial debts43€352k€504k▲
Credit institutions430/8€352k€504k▲
Trade debts44€577k€495k▼
Suppliers440/4€577k€495k▼
Advances received on contracts in progress46€225k-
Taxes, remuneration and social security45€210k€201k▼
Taxes450/3€47k€55k▲
Remuneration and social security454/9€163k€146k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€900
Remuneration, social security and pensions62€1.54M€1.62M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€123k▲
Other operating charges640/8€43k€43k▲
Gross operating margin9900€1.81M€1.91M▲
Operating profit (loss)9901€109k€121k▲
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€42k€53k▲
Recurring financial charges65€42k€53k▲
Profit (loss) for the period before taxes9903€79k€79k▲
Income taxes67/77€27k€28k▲
Profit (loss) for the period9904€52k€51k▼
Profit (loss) for the period to be appropriated9905€52k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€51k▼
Transfer to equity691/2€52k€51k▼
To other reserves6921€52k€51k▼
Social balance
Average headcount (FTE)908728.229.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.04M ▲5.3%
3 profitable years in a row build equity to €1.04M.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €242k
Net result €242k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €-339k ▼2859%
Net result drops to €-339k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 95 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 210 days late
2017
25-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalmthoutse Steenweg 1972990 WuustwezelGround area
1,185 m²
Building footprint
514 m²
Volume, LiDAR
3,397 m³
Parcel 11682F0048/00S012, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSTRUCTIEWERKHUIZEN LEONARD
since 19952.074.204.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682F0048/00S012 | Flanders | 1,185 m² | 1 · 514 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 32,713 EUR awarded · 32,713 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,512 EUR | 10,512 EUR |
| 2024 | 1 | 13,345 EUR | 13,345 EUR |
| 2023 | 1 | 8,856 EUR | 8,856 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Recognised contractor
1 categoryCONSTRUCTIEWERKHUIZEN JEF LEONARD NV26835
Similar companies · same sector, comparable size
TRIMET
BE 0452.490.548
Lanaken · Eq €1.09M
Janson Bridging Belgium
BE 0412.061.839
Antwerpen · Eq €1.09M
Deliconstruct
BE 0421.475.490
Wingene · Eq €1.08M
METAL QUARTZ
BE 0473.062.169
Péruwelz · Eq €1.08M
VERMO
BE 0436.471.096
Hooglede · Eq €1.09M
Of 3,964 companies in sector 25110 we hold annual accounts for 2,132. 1,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-1995
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.