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CONSTRUCTIES HERMIE

Active
Private limited company (pre-2019)founded 200323 yrs activeGrote-Kapellestraat 54, 9910 Aalter, BelgiumKBO/BCE: BE 0479.387.559
Summary

CONSTRUCTIES HERMIE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,859 and a net result of €16,116. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 43% of 2270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
CONSTRUCTIES HERMIEActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of metal structures and parts of structures
NACE 25110Manufacture of machinery and equipment not elsewhere classified NACE 28110
1 site
Size
€207,097total assets 2025
Staff
1 FTE
Equity
€78,859
Profit
€16,116
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 35 d late
Why 85- Latest accounts 35 days late; 1 of the last 3 late- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)+ Founded in 2003+ Liquidity: current ratio 1.30, cash €34,553Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 25, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 63+8
equity 38.1% of total assets
Liquidity 38+10
short-term debt 61.9% · cash 16.7%
Profitability 78+72
return on assets 7.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,675 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.1% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.5%▲ +11.6% vs 03-2025 05-2025: 0.5%▼ -1.9% vs 04-2025 06-2025: 0.5%▼ -3.6% vs 05-2025 07-2025: 0.6%▲ +33.8% vs 06-2025 08-2025: 1.0%▲ +57.6% vs 07-2025 09-2025: 0.9%▼ -6.7% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 1.0%▲ +7.2% vs 03-2026 05-2026: 0.9%▼ -1.7% vs 04-2026 06-2026: 0.9%▼ -3.2% vs 05-2026 07-2026: 1.0%▲ +6.0% vs 06-2026 08-2026: 1.5%▲ +57.2% vs 07-2026 09-2026: 1.6%▲ +4.6% vs 08-2026highest value 10-2026: 0.3%▼ -79.0% vs 09-2026lowest value
  • Founded in 2003 lowers the probability for this profile
  • Latest accounts 35 days late; 1 of the last 3 late raises the probability
  • Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25) raises the probability
  • Liquidity: current ratio 1.30, cash €34,553 lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.1 in 2024; short-term debt: 61.9% and cash: 16.7% of total assets), and 61.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 41%, liquidity 26%, profitability 59%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 35 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 1.30, cash €34,553
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
35 d late
2024
26 d late
2023
on the day
2022
10 d late
2021
23 d late
2020
32 d early
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €16,116
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €207,097 View
  • Active since 2003founded 29-01-2003 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€207,097
Profit
€16,116
Solvency
38.1%
Total assets▼ 0.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 04-09-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 26-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Manufacture of metal structures and parts of structuresNACE 25110
Founded
29-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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