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CONSTRUCTERA

Active
Private limited company (pre-2019)founded 2012active for 14 yearsOutre-Cour 96, 4651 Herve, BelgiumKBO/BCE: BE 0845.516.336
Summary

The computed 12-month bankruptcy probability of CONSTRUCTERA is 6.2% (elevated). The 2025 annual accounts show negative equity (-€25,600) and a net result of -€42. Equity is shrinking by about 5% per year across the filed financial years. The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
-€25,600equity 2025
Loss
-€42
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
6.2%
Too few figures to score
Structure
Accounts filed 31 days late0 of 6 deeds read
Signalsraises riskFigures for financial year 2023 (filed 28-08-2024)No main activity registeredLatest accounts 31 days late; 2 of the last 3 lateNegative equitylowers riskSize: total assets €6,710neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.7%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.7%● unchanged vs 01-2025lowest value 03-2025: 1.9%▲ +0.2 percentage points vs 02-2025 04-2025: 2.4%▲ +0.5 percentage points vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 3.0%▲ +0.5 percentage points vs 07-2025 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 3.5%▲ +0.5 percentage points vs 09-2025 11-2025: 3.5%● unchanged vs 10-2025 12-2025: 4.4%▲ +0.9 percentage points vs 11-2025 01-2026: 6.3%▲ +1.9 percentage points vs 12-2025 02-2026: 6.3%● unchanged vs 01-2026 03-2026: 6.5%▲ +0.2 percentage points vs 02-2026 04-2026: 6.3%▼ -0.2 percentage points vs 03-2026 05-2026: 6.3%● unchanged vs 04-2026 06-2026: 6.3%● unchanged vs 05-2026 07-2026: 6.3%● unchanged vs 06-2026 08-2026: 7.5%▲ +1.2 percentage points vs 07-2026highest value 09-2026: 6.2%▼ -1.3 percentage points vs 08-2026 10-2026: 6.2%● unchanged vs 09-2026
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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2023 (filed 28-08-2024)
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Size: total assets €6,710
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€25,600
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
28 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00470201.

Equity
-€25,600▼ 0.2%
2024 · -€25,558
Total assets
€6,710▼ 12.4%
2022 · €7,660
Net result
-€42▲ 90.4%
2024 · -€438
Working capital
-€25,145▼ 6.6%
2022 · -€23,595
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2024: a loss of €387 after €78 in 2023, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€387 2024 Net result-€42 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€6,691--€10,265-€21,904▼ 113%-€2▲ 100.0%€9,656€78▼ 99.2%-€387
Net result€6,646--€10,438-€21,794▼ 109%-€145▲ 99.3%€8,483-€1,550-€438▲ 71.7%-€42▲ 90.4%
Equity€324--€10,114-€31,908▼ 215%-€32,053▼ 0.5%-€23,570▲ 26.5%-€25,120▼ 6.6%-€25,558▼ 1.7%-€25,600▼ 0.2%
Total assets€28,489-€21,368▼ 25.0%€17,559▼ 17.8%€10,800▼ 38.5%€7,660▼ 29.1%€6,710▼ 12.4%
Debt€28,165-€31,482▲ 11.8%€49,467▲ 57.1%€42,853▼ 13.4%€31,230▼ 27.1%€31,830▲ 1.9%€25,558▼ 19.7%€25,600▲ 0.2%
Working capital€278--€11,149-€32,433▼ 191%-€32,078▲ 1.1%-€23,595▲ 26.4%-€25,145▼ 6.6%
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€25,600▲
2024 · €25,558
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Equity and liabilities
Total equity and liabilities10/49€0€0=
Equity10/15-€25,558-€25,600▼
Contributions10/11€6,200€6,200=
Reserves13€1,049€1,049=
Non-distributable reserves130/1€1,049€1,049=
Reserves not available under the articles1311€1,049€1,049=
Profit (loss) carried forward14-€32,807-€32,849▼
Amounts payable17/49€25,558€25,600▲
Amounts payable within one year42/48€25,558€25,600▲
Financial debts43€7-
Credit institutions430/8€7-
Trade debts44€5,737€5,743▲
Suppliers440/4€5,737€5,737=
Bills of exchange payable441-€6
Taxes, remuneration and social security45€145€145=
Taxes450/3€145€145=
Other amounts payable47/48€19,669€19,712▲
Income statement Code20242025
Gross operating margin9900-€387-
Operating profit (loss)9901-€387-
Financial charges65/66B€51€42▼
Recurring financial charges65€51€42▼
Profit (loss) for the period before taxes9903-€438-€42▲
Profit (loss) for the period9904-€438-€42▲
Profit (loss) for the period to be appropriated9905-€438-€42▲
Appropriation of the result
Profit (loss) to be appropriated9906-€32,807-€32,849▼
Profit (loss) brought forward from the previous period14P-€32,369-€32,807▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€19,517€799----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10€510€510€500€1,221----
Other operating charges640/8---€1,242-€594---
Gross operating margin9900€6,901€8,155€10,414€21,257€11,676€672-€387--
Operating profit (loss)9901€6,691-€10,265-€21,904-€2€9,656€78-€387--
Financial income75/76B----€148----
Recurring financial income75€7---€148----
Non-recurring financial income76B----€148----
Financial charges65/66B---€27€1,321€66€51€42▼ 17.6%
Recurring financial charges65€52€173-€110€27€1,321€66€51€42▼ 17.6%
Profit (loss) for the period before taxes9903€6,646-€10,438-€21,794-€29€8,483€12-€438-€42▲ 90.4%
Income taxes67/77---€116-€1,562---
Profit (loss) for the period9904€6,646-€10,438-€21,794-€145€8,483-€1,550-€438-€42▲ 90.4%
Profit (loss) for the period to be appropriated9905€6,646-€10,438-€21,794-€145€8,483-€1,550-€438-€42▲ 90.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€28,489€21,368€17,559€10,800€7,660€6,710---
Fixed assets21/28€46€1,035€525€25€25€25---
Tangible fixed assets22/27€21€1,010€500------
Financial fixed assets28€25€25€25€25€25€25---
Current assets29/58€28,443€20,333€17,034€10,775€7,635€6,685---
Stocks and contracts in progress3-€9,075€8,569------
Amounts receivable within one year40/41€27,087€5,968€3,213€5,027€3,295€5,545---
Trade receivables40---€4,655€2,682€5,545---
Other amounts receivable41---€372€613----
Cash at bank and in hand54/58€1,356€3,190€5,252€5,748€4,340€1,140---
Equity and liabilities
Total equity and liabilities10/49€28,489€21,368€17,559€10,800€7,660€6,710€0€0-
Equity10/15€324-€10,114-€31,908-€32,053-€23,570-€25,120-€25,558-€25,600▼ 0.2%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200€6,200=
Reserves13€1,049€1,049€1,049€1,049€1,049€1,049€1,049€1,049=
Non-distributable reserves130/1---€1,049€1,049€1,049€1,049€1,049=
Reserves not available under the articles1311---€1,049€1,049€1,049€1,049€1,049=
Profit (loss) carried forward14-€6,925-€17,363-€39,157-€39,302-€30,819-€32,369-€32,807-€32,849▼ 0.1%
Amounts payable17/49€28,165€31,482€49,467€42,853€31,230€31,830€25,558€25,600▲ 0.2%
Amounts payable within one year42/48€28,165€31,482€49,467€42,853€31,230€31,830€25,558€25,600▲ 0.2%
Financial debts43------€7--
Credit institutions430/8------€7--
Trade debts44€1,652-€9,946€12,409€784€1,631€5,737€5,743▲ 0.1%
Suppliers440/4---€12,409€784€1,631€5,737€5,737=
Bills of exchange payable441-------€6-
Taxes, remuneration and social security45---€2,192€594€1,562€145€145=
Taxes450/3---€1,791-€1,562€145€145=
Remuneration and social security454/9---€401€594----
Other amounts payable47/48---€28,252€29,852€28,637€19,669€19,712▲ 0.2%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€6,646-€10,438-€21,794-€145€8,483-€1,550-€438-€42▲ 90.4%
+ Depreciation and write-downs630€10€510€510€500€1,221----
Operating cash flow (approximation)€6,656-€9,928-€21,284€355€9,704-€1,550-€438-€42▲ 90.4%
Investment in fixed assets (approximation)--€1,499€0€0-€1,221€0---
Change in cash-€1,834€2,062€496-€1,408-€3,200---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 14 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00470201
31-12-2024 micro format 31-08-2025 2025-00487501
31-12-2023 micro format 28-08-2024 2024-00381418
31-12-2022 micro format 31-08-2023 2023-00388031
31-12-2021 micro format 31-08-2022 2022-20363276
31-12-2020 micro format 31-08-2021 2021-61000259
31-12-2019 micro format 31-10-2020 2020-67100442
31-12-2018 micro format 25-07-2019 2019-37800066
31-12-2017 micro format 06-08-2018 2018-43500203
31-12-2016 micro format 04-08-2017 2017-42100548

Show all 14 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CONSTRUCTERA was incorporated on 25 April 2012.1 Total assets fell from €28,489 in 2018 to €6,710 in 2023.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2023

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
31-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 31 days late
2024
28-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 28 days late
2023
31-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 31 days late
2022
31-12
Financial Back to profitnet €8,483
Net result €8,483 after 3 loss-making years.
31-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 31 days late
2021
31-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
31-12
Financial Weakest financial yearnet -€21,794
Net result drops to -€21,794, the lowest in the series; recovery starts the following year.
31-10
NBB filing Annual accounts filed
financial year 2019 · micro format · 92 days late
2019
25-07
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
06-08
NBB filing Annual accounts filed
financial year 2017 · micro format · 6 days late
2017
04-08
NBB filing Annual accounts filed
financial year 2016 · micro format · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 14 annual accounts filed, the latest 10 are here; all 14 are under Financials.
0 of 6 deeds read
About the unread acts

We know of 6 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2012
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 15 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2012
registered office establishment The establishment unit on the map
Ground area
1,761 m²
Building footprint
224 m²
Building volume
455 m³
2 parcels, Wallonia · tallest building 9.1 m. Linked by address, not a title deed.
1 establishment unit
CONSTRUCTERA
Route des Xhawirs 130, 4652 HerveGeneral construction of residential buildings
since 2012unit no. 2.209.501.533
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
63006D0645/00R000 Wallonia 964 m² 1 · 54 m² 9.1 m · 3
63085A0008/00A005 Wallonia 797 m² 1 · 170 m² -
How the parcels are linked
Good to know
Both parcels match the address exactly.