Equity
CONSTRUCTAL has made a profit in every financial year since 2021.
CONSTRUCTAL has made a profit in every financial year since 2021.
The result rose in 2025 from €39,819 to €363,728.
Debts rose by €310,529 in 2025.
Green is investment, beige is depreciation. Machinery stands 36.9% higher than in 2024.
The 2023 accounts came latest: 49 days after the end of the period.
Higher net result than 95% of companies in building services and landscaping. Sector median €9,242 · 6,155 companies.
In July 2024, 6,783 companies had the same profile as CONSTRUCTAL has now. Each dot stands for 17 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,783 companies, not a prediction for CONSTRUCTAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CONSTRUCTAL Pont-à-Celles | €1.6m | €660,758 | 50.8% | - |
| VANCOMPERNOLLE THOMAS Les Bons Villers | €1.5m | €621,813 | 65.2% | 4.3 |
| Tuinen Ward Ypres | €1.6m | €677,755 | 10.0% | 7.7 |
| TRANSPORT ET TERRASSEMENT JACMAIN Mons | €1.6m | €570,845 | 19.7% | 5 |
| PICALAUSA Flobecq | €1.3m | €806,773 | 26.6% | 16.7 |
| ENTREPRISE LETROYE Seneffe | €2.1m | €858,170 | 52.8% | - |
| Groen Consultancy Beringen | €1.8m | €876,490 | 43.6% | - |
These companies have the same main activity as CONSTRUCTAL: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €1.3m and €2.1m, founded between 2020 and 2022.
CONSTRUCTAL files the micro format. That format states no turnover. The gross margin rose from €129,415 in 2021 to €660,758 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 61% of 6,159 companies in 2025.
Higher than 63% of 6,003 companies in 2025.
Higher than 79% of 6,036 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
1.6m | 961,722 | 746,163 | 355,151 | 185,675 | |
21/28 |
319,169 | 265,546 | 177,389 | 113,853 | 43,395 | |
21 |
41,973 | 41,973 | 37,973 | 29,973 | 17,973 | |
22/27 |
277,196 | 223,573 | 139,416 | 83,880 | 25,422 | |
22 |
108,900 | 108,900 | - | - | - | |
23 |
59,484 | 43,452 | 52,943 | 17,801 | 11,916 | |
24 |
66,953 | 71,221 | 86,473 | 66,079 | 13,507 | |
25 |
41,859 | - | - | - | - | |
29/58 |
1.3m | 696,177 | 568,774 | 241,298 | 142,280 | |
40/41 |
518,199 | 376,916 | 359,038 | 94,815 | 61,481 | |
40 |
471,965 | 300,182 | 312,492 | 94,815 | 55,069 | |
41 |
46,234 | 76,735 | 46,546 | - | 6,412 | |
50/53 |
250,000 | - | - | - | - | |
54/58 |
545,040 | 317,233 | 208,858 | 144,996 | 80,422 | |
490/1 |
3,573 | 2,028 | 878 | 1,487 | 378 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
1.6m | 961,722 | 746,163 | 355,151 | 185,675 | |
10/15 |
830,332 | 466,604 | 440,538 | 252,123 | 106,361 | |
10/11 |
15,000 | 15,000 | 15,000 | 15,000 | 15,000 | |
13 |
815,332 | 451,604 | - | - | - | |
133 |
815,332 | 451,604 | - | - | - | |
14 |
- | - | 425,538 | 237,123 | 91,361 | |
17/49 |
805,647 | 495,118 | 305,625 | 103,028 | 79,314 | |
17 |
140,804 | 102,907 | 12,966 | 13,096 | - | |
170/4 |
140,804 | 102,907 | 12,966 | 13,096 | - | |
42/48 |
664,843 | 392,212 | 292,659 | 89,932 | 79,314 | |
42 |
20,486 | 17,000 | 19,021 | 9,263 | - | |
43 |
11,482 | 10,145 | 6,760 | 3,362 | - | |
430/8 |
11,482 | 10,145 | 6,760 | 3,362 | - | |
44 |
415,114 | 272,959 | 184,815 | 28,557 | 13,403 | |
440/4 |
415,114 | 272,959 | 184,815 | 28,557 | 13,403 | |
45 |
82,274 | 41,103 | 78,951 | 45,605 | 25,328 | |
450/3 |
79,274 | 33,246 | 70,951 | 42,605 | 24,752 | |
454/9 |
3,000 | 7,857 | 8,000 | 3,000 | 576 | |
47/48 |
135,488 | 51,005 | 3,111 | 3,145 | 40,583 | |
| Income statement | ||||||
70 |
- | - | - | 966,043 | 419,688 | |
9900 |
660,758 | 192,499 | 302,620 | 219,917 | 129,415 | |
60/61 |
- | - | - | 760,950 | 290,663 | |
62 |
- | - | 20 | 905 | 4,621 | |
630 |
89,303 | 86,788 | 62,049 | 29,501 | 9,393 | |
640/8 |
1,485 | 1,633 | 836 | 472 | 163 | |
66A |
- | 132 | - | 19 | - | |
9901 |
569,970 | 103,946 | 239,715 | 189,020 | 115,239 | |
75/76B |
4,212 | 1,478 | 9,501 | - | - | |
75 |
4,212 | 1,478 | 0 | - | - | |
76B |
- | - | 9,501 | - | - | |
65/66B |
92,183 | 55,424 | 2,549 | 559 | 80 | |
65 |
92,183 | 55,424 | 2,549 | 559 | 80 | |
9903 |
482,000 | 49,999 | 246,666 | 188,461 | 115,158 | |
67/77 |
118,271 | 10,181 | 58,252 | 42,699 | 23,797 | |
9904 |
363,728 | 39,819 | 188,414 | 145,762 | 91,361 | |
9905 |
363,728 | 39,819 | 188,414 | 145,762 | 91,361 | |
| Appropriation of the result | ||||||
9906 |
363,728 | 451,604 | 425,538 | 237,123 | 91,361 | |
14P |
- | 411,785 | 237,123 | 91,361 | - | |
691/2 |
363,728 | 451,604 | - | - | - | |
6921 |
363,728 | 451,604 | - | - | - | |
| Document | ||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00376647 | |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00344166 | |
| 31-12-2023 | micro format | 18-09-2024 | 2024-00470337 | |
| 31-12-2022 | micro format | 07-08-2023 | 2023-00318889 | |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20288846 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 659,273 | 190,734 | 301,764 | 218,521 | 124,632 | ||
| 453,031 | 126,606 | 250,463 | 175,263 | 100,754 | ||
| 141,284 | 174,945 | 125,585 | 99,959 | 67,208 | ||
| 227,807 | 108,375 | 63,862 | 64,574 | - | ||
| 651,967 | 303,965 | 276,115 | 151,366 | 62,966 | ||
| - | - | - | 19.6% | 27.5% | ||
| 50.8% | 48.5% | 59.0% | 71.0% | 57.3% | ||
| 1.98 | 1.78 | 1.94 | 2.68 | 1.79 | ||
| 0.97 | 1.06 | 0.69 | 0.41 | 0.75 | ||
| 43.8% | 8.5% | 42.8% | 57.8% | 85.9% | ||
| 22.2% | 4.1% | 25.3% | 41.0% | 49.2% | ||
| 7.15 | 3.44 | over 100 | over 100 | over 100 | ||
| - | - | - | 36 days | 48 days | ||
| - | - | - | 14 days | 17 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €121,284 | €154,945 | €105,585 | €79,959 | €47,208 |
| Intangible fixed assets | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 |
| €89,303 | €86,788 | €62,049 | €29,501 | €9,393 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 5.5 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 51.5% to 49.2%. Equity and debt are higher.
CONSTRUCTAL has no parent and no holdings in its annual accounts. is the only director. CONSTRUCTAL shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Start date | Unit number |
|---|---|---|
| Rue Cardinal Mercier 1 registered office 6230 Pont-à-Celles 41001 General construction of residential buildings | 31-05-2021 | 2.317.561.909 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52009B0194/00K000 | 1,315 m² | 1 · 182 m² | 10.1 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0768.881.683
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