CONSTRUCT TOP
ActiveThe file of CONSTRUCT TOP contains 3 historical bankruptcy publications, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 0.6% (low). The 2025 annual accounts show equity of €413,582 and a net result of €21,159. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 95% of 34,590 sector peers (NACE 43, financial year 2025).
Overview
- Equity
- €413,582
- Profit
- €21,159
Why 82raises riskLatest accounts 59 days late; 3 of the last 3 lateSize: total assets €439,462lowers riskEquity €413,582 (94.1% of total assets)Founded in 2012Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 60% on liquidity and 23% on profitability.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 227 days after the deadline; the sector median (NACE 43) for financial year 2023 is 1 day before the deadline, and 44% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than 8 timescurrent ratio 16.97
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (59 days) Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00531901.
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result is -€6,410 in 2025, compared with €80,722 in 2023. Comparable figures for the intervening years are unavailable.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.1% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €491,026 | €584,997 | €415,537 | €314,196 | €393,973 | €528,836 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €316,465 | €286,363 | €374,243 | €465,847 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,862 | €4,416 | €4,416 | - | - | - | - | - |
| Other operating charges640/8 | - | - | €1,081 | €2,082 | €2,756 | €1,068 | €2,169 | - |
| Non-recurring operating charges66A | - | - | - | - | - | €360 | - | - |
| Gross operating margin9900 | €25,349 | €111,077 | €101,072 | €27,833 | €22,783 | €82,151 | -€4,240 | - |
| Operating profit (loss)9901 | €19,407 | €106,230 | €95,574 | €25,751 | €20,028 | €80,722 | -€6,410 | - |
| Financial income75/76B | - | - | - | - | - | €0 | €20 | - |
| Recurring financial income75 | €5,364 | - | - | - | - | €0 | €20 | - |
| Financial charges65/66B | - | - | €59 | €93 | €169 | €458 | €737 | - |
| Recurring financial charges65 | €64 | €60 | €59 | €93 | €169 | €458 | €737 | - |
| Profit (loss) for the period before taxes9903 | €24,707 | €106,170 | €95,515 | €25,658 | €19,859 | €80,265 | -€7,127 | - |
| Income taxes67/77 | €1,555 | - | - | - | €60,994 | €32,326 | -€28,286 | - |
| Profit (loss) for the period9904 | €23,152 | €106,170 | €95,515 | €25,658 | -€41,135 | €47,939 | €21,159 | - |
| Transfer from tax-exempt reserves789 | - | - | - | €13,200 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €23,152 | €106,170 | €95,515 | €38,858 | -€41,135 | €47,939 | €21,159 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €269,460 | €226,106 | €337,742 | €395,892 | €342,076 | €664,311 | €439,462 | - |
| Fixed assets21/28 | €11,772 | €7,356 | €2,940 | €2,940 | €180 | €180 | €180 | - |
| Tangible fixed assets22/27 | €11,592 | €7,176 | €2,760 | €2,760 | - | - | - | - |
| Leasing and similar rights25 | - | - | €2,760 | €2,760 | - | - | - | - |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | €180 | €180 | - |
| Current assets29/58 | €257,688 | €218,750 | €334,802 | €392,952 | €341,896 | €664,131 | €439,282 | - |
| Stocks and contracts in progress3 | - | - | - | €24,800 | €33,400 | - | - | - |
| Stocks30/36 | - | - | - | €24,800 | €33,400 | - | - | - |
| Amounts receivable within one year40/41 | €235,697 | €154,281 | €307,484 | €273,263 | €268,350 | €600,678 | €396,206 | - |
| Trade receivables40 | - | - | €207,999 | €154,652 | €124,170 | €465,531 | €262,435 | - |
| Other amounts receivable41 | - | - | €99,484 | €118,610 | €144,180 | €135,147 | €133,770 | - |
| Cash at bank and in hand54/58 | €19,231 | €61,710 | €24,559 | €92,130 | €35,640 | €56,809 | €40,939 | - |
| Deferred charges and accrued income490/1 | - | - | €2,760 | €2,760 | €4,506 | €6,644 | €2,138 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €269,460 | €226,106 | €337,742 | €395,892 | €342,076 | €664,311 | €439,462 | - |
| Equity10/15 | €103,790 | €209,960 | €305,475 | €331,133 | €289,998 | €337,937 | €413,582 | - |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | - |
| Contributions outside capital11 | - | - | €6,500 | €6,500 | €6,500 | - | - | - |
| Other1109/19 | - | - | €6,500 | €6,500 | €6,500 | - | - | - |
| Reserves13 | €15,060 | €15,060 | €15,060 | €1,860 | €1,860 | €1,860 | €1,860 | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | - |
| Other1319 | - | - | - | - | - | €0 | - | - |
| Tax-exempt reserves132 | - | - | €13,200 | - | - | - | - | - |
| Profit (loss) carried forward14 | €82,230 | €188,400 | €283,915 | €322,773 | €281,638 | €329,577 | €405,222 | - |
| Amounts payable17/49 | €165,670 | €16,147 | €32,267 | €64,759 | €52,078 | €326,374 | €25,880 | - |
| Amounts payable after more than one year17 | €11,967 | €7,549 | €3,128 | €1,014 | - | - | - | - |
| Financial debts170/4 | - | - | €3,128 | €1,014 | - | - | - | - |
| Amounts payable within one year42/48 | €153,704 | €8,598 | €29,139 | €63,745 | €52,078 | €326,374 | €25,880 | - |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €1,836 | €1,836 | - | - |
| Trade debts44 | €110,680 | - | - | €2,426 | €16,954 | €260,301 | €899 | - |
| Suppliers440/4 | - | - | - | €2,426 | €16,954 | €260,301 | €899 | - |
| Taxes, remuneration and social security45 | - | - | €23,679 | €27,289 | €5,357 | €36,879 | €14,536 | - |
| Taxes450/3 | - | - | €7,832 | €5,357 | €5,357 | €26,889 | €14,536 | - |
| Remuneration and social security454/9 | - | - | €15,847 | €21,931 | - | €9,990 | - | - |
| Other amounts payable47/48 | - | - | €5,460 | €34,030 | €27,930 | €27,358 | €10,445 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,152 | €106,170 | €95,515 | €25,658 | -€41,135 | €47,939 | €21,159 | - |
| + Depreciation and write-downs630 | €4,862 | €4,416 | €4,416 | - | - | - | - | - |
| Operating cash flow (approximation) | €28,015 | €110,586 | €99,931 | €25,658 | -€41,135 | €47,939 | €21,159 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €2,760 | €0 | - | - |
| Change in cash | - | €42,479 | -€37,151 | €67,571 | -€56,490 | €21,169 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-09-2026 | 2026-00531901 |
| 31-12-2023 | micro format | 18-03-2025 | 2025-00050463 |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00469179 |
| 31-12-2021 | micro format | 11-10-2022 | 2022-20458588 |
| 31-12-2020 | micro format | 19-06-2023 | 2023-00135763 |
| 31-12-2019 | full format | 23-09-2021 | 2021-68600160 |
| 31-12-2018 | full format | 02-10-2019 | 2019-67900497 |
| 31-12-2017 | full format | 31-08-2018 | 2018-60300417 |
| 31-12-2016 | full format | 26-12-2017 | 2017-73500216 |
| 31-12-2015 | full format | 19-12-2016 | 2016-71400184 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | Francois Le Gentil De Rosmorduc Avenue Louise 349/17, 1050 Bruxelles 5 |
20-09-2021 → 18-10-2021 |
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
30-01
Gazette deed
Registered office · Amendment of the articles · Legal-form change · Resignations & appointmentsRegistered-office move · Legal-form conversion · Capital conversion8 facts ▸
- Registered-office move, 1000 Bruxelles,boulevard de l’Empereur 10
- Legal-form conversion, “société à responsabilité limitée(SRL)” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Capital conversion, “limiter le compte de capitaux propres statutairement indisponible à zéro(0)”, EUR (deed in French)
- Amendment of the articles
- Board composition, TAOUIL Mimoun (director)
- Board composition, EL AMRANI Ahmed (director)
- Power of attorney (2 times)
Show earlier events
About the unread acts
Of the 11 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0846.653.810
Recognitions · licences · registrations
Recognised contractor
3 categories- D10 Tilingclass 1, up to €162,000
- D11 Plastering and renderingclass 1, up to €162,000
- D13 Paintingclass 1, up to €162,000
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'entreprise générale de bâtiment,la peinture,le plafonnage,l'isolation thermique,les faux plafonds,l’électricité,les sanitaires,le…” (deed in French)
29 activities (deed in French)
- L'entreprise générale de bâtiment,la peinture,le plafonnage,l'isolation thermique,les faux plafonds,l’électricité,les sanitaires,le carrelage,la plomberie,le nettoyage et la peinture de façade,les échafaudages,le nettoyage industriel et toutes activités relatives à la construction
- Les travaux d'urbanisme,la conception d'immeuble,l'étude et la réalisation des travaux d'architecture
- L'assistance aux entreprises générales de bâtiment
- L'achat,la vente,l'import et l'export de matériaux de construction,de matériel électrique et électronique,de sanitaire et de plomberie
- L'achat,la vente,('import et l'export de tous produits alimentaires tels que viandes,fruits,légumes,conserves,produits laitiers,produits de la mer,poissons,boucherie,épices,herbes aromatiques
- L'achat,la vente,l'import et l'export d'articles de ménage
- L'achat,la vente,l'import et l'expert d'articles cadeaux
- L'exploitation de vidéothèques,la location de produits de divertissements,de films et de tout autre produit assimilé
- La cordonnerie,la serrurerie,la maroquinerie dans le sens le plus large
- L'achat,la vente,l'import et l'export de tous produits de l'artisanat en général,tapisseries y compris les articles du tiers-monde
- L'achat,la vente. l'import et l'export de tous les articles de parfumerie,de toilette,de cosmétiques. de produits de beauté,de maquillage ainsi que savons et détergents
- L'achat,la vente,l’import et l'export de tous les articles d'horticulture tels que fleurs,plantes,articles de jardinage,aménagement et entretien de jardins et de pépinières
- Le commerce ambulant
- L'achat,la vente,l'import et l'export de tous livres,antiquités,articles de brocantes,objets de décoration,machines industrielles
- L'achat,la vente,l'import et l'export de tous appareils électroménagers,tous films de bandes magnétiques,cassettes,tous articles imprimés ou enregistrés permettant leur lecture. vision ou audition; assistance en programmation
- Les cours d'informatique,l'assistance en logiciels informatiques,les conseils et l'assistance dans le domaine de l'informatique,tous matériaux de bureau et de l'informatique
- L'exploitation d'atelier de fabrication de tous produits de boulangerie et de pâtisserie,de dépôts de pains,de tous produits alimentaires et non alimentaires
- L'exploitation de tous snacks bars,brasseries,hôtels. restaurants,tavernes. cafés,cabarets,discothèques. buffets,vestiaires pour publics,locations de places,salles d'organisation,de banquet et service traiteur
- La messagerie,les services de fax
- L'exploitation de cabines téléphoniques,de cybercafé,Internet,les services photocopie,l'exploitation d'un laboratoire de développement photos,l'exploitation d'un atelier de tournage,d'affûtage et de rectification de pièces mécaniques
- L'exploitation de taxis
- Le courrier-express
- L'exploitation d'un car-wash
- L'exploitation d'une station-service(tout carburant tels que mazout,diesel,gaz,...),garage avec atelier de réparation et négociant de véhicule à moteur neuf et d'occasion,établissement de démolition,entretien et dépannage,ainsi que l'achat,la vente,l'import,l'export en gros et/ou en détail de pièces automobiles neuves ou d'occasion et accessoires automobiles,atelier de carrosserie
- Vente en gros,import,export de véhicule d'occasion
- L'exploitation d'un salon de coiffure
- L'exploitation de salons lavoirs
- Fournir tous services ou prestations au profit de toutes clientèles privées ou commerciales,notamment: le nettoyage et l'entretien d'immeubles,le nettoyage de vitres et de bureaux,de petits travaux de bureau,services intérimaires,sous-traitance
- Toutes opérations généralement quelconques,se rapportant directement ou indirectement au commerce,il la fabrication,la location,l'achat,la vente en gros ou en détail,la représentation,la distribution,le service,le conditionnement,l'exploitation et le courtage,l'importation et l'exportation,soit pour son propre compte soit pour le compte d'un tiers
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CONSTRUCT TOP
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, transférable en tout endroit de la Région de Bruxelles-Capitale ou de la Région wallonne par simple décision…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation, sans indication censé sans limitation de durée” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation, En rémunération des apports” (deed in French)“Titulaires peuvent prendre connaissance relatif à leurs titres, cessions effet vis-à-vis société et tiers à dater inscription” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement nombre actions si plusieurs, refus cession entre vifs sans recours” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions – Droit de préférence, l’organe qui procède à l’émission” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision de l’assemblée générale délibérant dans formes prévues pour modifications aux statuts, en tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, le ou les administrateurs en fonction” (deed in French)