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CONSTRUCT GROUP COMPANY

Active
Private limited company (pre-2019)founded 200521 yrs activeHof ter Heidelaan 11, 2660 Antwerpen, BelgiumKBO/BCE: BE 0871.070.094
Summary

CONSTRUCT GROUP COMPANY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,900 and a net result of €172. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
CONSTRUCT GROUP COMPANYActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521NACE 52461
1 site
Size
€967,711total assets 2025
Equity
€130,900
Profit
€172
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 30 d late0 of 9 deeds read
Why 67- Liquidity: current ratio 1.15, cash €505, halved- Sector Retail trade (NACE 47)+ Size: total assets €967,711+ Founded in 2005Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 24% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 39=
equity 13.5% of total assets
Liquidity 2-1
short-term debt 86.5% · cash 0.1%
Profitability 19+6
return on assets 0.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%● 0.0% vs 11-2024lowest value 01-2025: 0.6%● 0.0% vs 12-2024lowest value 02-2025: 0.6%● 0.0% vs 01-2025lowest value 03-2025: 0.6%▲ +3.2% vs 02-2025 04-2025: 0.7%▲ +7.7% vs 03-2025 05-2025: 0.7%▼ -3.2% vs 04-2025 06-2025: 0.8%▲ +11.6% vs 05-2025 07-2025: 0.9%▲ +25.4% vs 06-2025 08-2025: 1.5%▲ +59.2% vs 07-2025highest value 09-2025: 0.6%▼ -57.7% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▼ -0.5% vs 04-2026 06-2026: 0.7%▲ +7.3% vs 05-2026 07-2026: 0.7%▲ +7.4% vs 06-2026 08-2026: 1.4%▲ +90.1% vs 07-2026 09-2026: 0.7%▼ -46.2% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.15, cash €505, halved raises the probability
  • Size: total assets €967,711 lowers the probability for this profile
  • Founded in 2005 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.15 in 2024; short-term debt: 86.5% and cash: 0.1% of total assets), and 86.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 30%, liquidity 4%, profitability 21%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.15, cash €505, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €967,711
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
28 d late
2023
29 d late
2022
30 d late
2021
1 d late
2020
44 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €172
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Among the largest 5% on total assetssector median €148,784 · 21,076 companies €967,711 View
  • Total assets 20256 fiscal years filed €967,711 View
  • Active since 2005founded 07-01-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€967,711
Profit
€172
Solvency
13.5%
Total assets▲ 0.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
07-01-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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