Turnover
≈ €210,000 estimated
The micro format states no turnover.
Construct Experts
Overview
Lifetime
1 annual account with figurespeak €35,631 (2025)
€35,631
peak €27,648 (2025)
€27,648
peak €30,648 (2025)
€30,648
€8,686
Board3 names since 2025
2 directors and 1 other
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Incorporation 17-03First year with figures
Key points
from the 2025 annual accountsAt the same address
50 companies
Position in the sector
77.9%
Higher solvency than 83% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
2025 accounts filed 20 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as Construct Experts has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for Construct Experts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Daily manager
Director
- 51 sharesdeed of 17-03-2025
- 49 sharesdeed of 17-03-2025
Recent changes
Registered office moved from Namur to Zaventem
New registered office: Lozenberg 21, 1932 Zaventem · Previous registered office: rue Louis Loiseau 22, 5000 Namur · Gazette deed
Registered office moved from Namur to Zaventem
New registered office: Lozenberg 21, 1932 Zaventem · Previous registered office: rue Louis Loiseau 22, 5000 Namur · General meeting of 18-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020983594
Incorporation
Founding capital of €3,000, 100 shares · Founders: and · Appointments: (daily management delegate) and (director) · published on 17-03-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Construct Experts Zaventem | €39,334 | €35,631 | 77.9% | - |
| RS RENOVARIS Vilvoorde | €48,124 | €38,721 | 61.2% | - |
| OLIRÉNOVE Beauvechain | €39,021 | €32,325 | 65.3% | - |
| Broux Montage Maaseik | €47,308 | €39,130 | 69.0% | - |
| A.PROMAX Perwez | €44,328 | €37,381 | 71.4% | - |
| CLEANING SOLUTION Sint-Pieters-Leeuw | €53,545 | €36,444 | 63.9% | - |
| ADC-PRO Machelen (Brab.) | €36,940 | €35,328 | 79.1% | - |
These companies have the same main activity as Construct Experts: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €36,900 and €53,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-03-2025Normal situation
- Registered office
- 51 active companies are registered at this address22 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- Other building finishing workNACE 43350and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 28-01-2026
Insights on Construct Experts
The 2025 annual accounts show equity of €30,648 and a net result of €27,648. Its solvency ranks better than 83% of 37,177 sector peers (NACE 43, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-08-2026, 20 days late€35,631
€34,372
€27,648
€22,310
77.9%
3.57
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €210,000. Estimated: probably between €150,000 and €360,000.
Balance sheet
balance sheet total €39,334 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
77.9%
Higher than 83% of 37,177 companies in 2025.
3.57
Higher than 76% of 36,472 companies in 2025.
70.3%
Higher than 95% of 36,707 companies in 2025.
Construct Experts
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
39,334 | |
20 |
692 | |
21/28 |
7,646 | |
22/27 |
7,646 | |
24 |
6,570 | |
25 |
1,076 | |
29/58 |
30,996 | |
40/41 |
30,237 | |
40 |
7,407 | |
41 |
22,830 | |
54/58 |
3 | |
490/1 |
756 | |
| Balance sheet: equity and liabilities | ||
10/49 |
39,334 | |
10/15 |
30,648 | |
10/11 |
3,000 | |
14 |
27,648 | |
17/49 |
8,686 | |
42/48 |
8,686 | |
44 |
1,772 | |
440/4 |
1,772 | |
45 |
6,914 | |
450/3 |
6,914 | |
| Income statement | ||
9900 |
35,631 | |
630 |
736 | |
640/8 |
523 | |
9901 |
34,372 | |
75/76B |
240 | |
75 |
240 | |
65/66B |
50 | |
65 |
50 | |
9903 |
34,562 | |
67/77 |
6,914 | |
9904 |
27,648 | |
9905 |
27,648 | |
| Appropriation of the result | ||
9906 |
27,648 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 20 days after the deadline. Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00409139.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-08-2026 | 2026-00409139 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 35,108 | ||
| 28,384 | ||
| 8,259 | ||
| 22,310 | ||
| 77.9% | ||
| 3.57 | ||
| 0.28 | ||
| 90.2% | ||
| 70.3% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €8,259 |
| €736 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Construct Experts
Debt's share of the balance-sheet total is 22.1%.
Board & ownership
Board
2 directors, 1 in day-to-day management, since incorporationMandates through the years
3 names, the dashed line is todayDirector, Daily management delegate
Director
Director
LeadershipBoardEarliermandate already running before its first mentionend not dated
Mandates as a list
-
- Director, appointed by deed of 17-03-2025, still in office
- Daily management delegate, appointed by deed of 17-03-2025, still in office
-
- Director, since before 31-12-2025
-
- Director, appointed by deed of 17-03-2025, no longer listed in the 2025 annual accounts
Control
Founders
,
This company
Construct Experts
Equity €30,648
Profit €27,648 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €306 in 2025
- Source
- deed of 17-03-2025
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-11-2026
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 June at 18:00deed of 04-11-2026
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditordeed of 17-03-2025 (in French)
Shareholders
At incorporation
deed of 17-03-2025 ↗
- 51 shares (51%) · €1,530 in cash
- 49 shares (49%) · €1,470 in cash
Capital transactions
Capital over time
- 04-11-2026 Capital stated in the deed · 100 shares
- 17-03-2025 Incorporation · €3,000 · 100 shares
Network & group
No group
Construct Experts has no parent and no holdings in its annual accounts. Construct Experts shares no director with another company.
At the same address
Lozenberg 21, 1932 Zaventem · 50 other companies| ODD GROUP
establishment since 15-11-2024 · founded in 2015 |
turnover €1.9m (2026) 0644.628.841 |
| HN COMPTABILITÉ
registered office since 28-11-2023 · founded in 2023 |
5.5 FTE (2025) 1002.733.045 |
| LOCATION DGN
registered office since 20-04-2016 · founded in 2016 |
total assets €593,137 (2025) 0652.692.016 |
| TESLA ESTATE
establishment since 01-10-2018 · founded in 2017 · accounts filed late |
turnover €484,840 (2025) 0678.667.230 |
| BELMAY
registered office since 27-01-2010 · founded in 2010 · accounts filed late |
turnover €482,092 (2024) 0822.646.904 |
| FREE START
establishment since 01-01-2017 · founded in 2004 |
total assets €278,034 (2025) 0869.613.116 |
| FIDCONSEILS
establishment since 19-07-2021 · founded in 2021 |
total assets €71,877 (2025) 0771.551.460 |
| TCK GROUP
registered office since 26-01-2023 · founded in 2023 |
total assets €35,773 (2023) 0797.647.133 |
| NCC TRANSPORT
registered office since 31-05-2018 · founded in 2018 · negative equity (2022) · accounts filed late |
total assets €27,386 (2022) 0696.969.645 |
| BILLY ARTY
establishment since 09-02-2023 · founded in 2023 · accounts filed late |
total assets €21,671 (2024) 0798.264.171 |
Timeline
Timeline
5 events since 2025Filings
Address
20252026
2026
Registered office moved from Namur to ZaventemNew registered office: Lozenberg 21, 1932 Zaventem · Previous registered office: rue Louis Loiseau 22, 5000 Namur2 points ▸
- Registered-office move, Lozenberg 21, 1932 Zaventem
- 100 shares
- The deed holds 1 more point.
Registered office moved from Namur to ZaventemNew registered office: Lozenberg 21, 1932 Zaventem · Previous registered office: rue Louis Loiseau 22, 5000 Namur · General meeting of 18-09-20262 points ▸
- General meeting, 18-09-2026
- Registered-office move, Lozenberg 21, 1932 Zaventem
Annual accounts 2025 filed NBBmicro format · 20 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020983594
2025
IncorporationFounding capital of €3,000, 100 shares · Founders: and · Appointments: (daily management delegate) and (director) · published on 17-03-20258 points ▸
- Founder,
- Founder,
- Founding capital, €3,000, 100 shares
- holds 51 shares
- holds 49 shares
- Director appointment,
- Director appointment,
- Director appointment, (daily management delegate)
- The deed holds 5 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1020.983.594
- VAT number
- BE 1020.983.594
- Peppol ID
- 0208:1020983594
- Other Peppol ID
- 9925:BE1020983594
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-03-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 June at 18:00deed of 04-11-2026
- Peppol
- Reachable since 28-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Construct Experts in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-11-2026
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- Vlaams Gewestdeed of 04-11-2026
Activities
NACEBEL 202543350
Other building finishing work main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- De verbouwing en inrichting van alle soorten gebouwen, met name werkzaamheden op het gebied van timmerwerk, behangwerk, het aanbrengen van wand en vloerbedekking, betonwerk…deed of 04-11-2026
5 activities
- De verbouwing en inrichting van alle soorten gebouwen, met name werkzaamheden op het gebied van timmerwerk, behangwerk, het aanbrengen van wand en vloerbedekking, betonwerk, pleisterwerk, schilderwerk, metselwerk; beton, steen en marmerbewerking, beglazing, zinkwerk, dakbedekking en sloopwerk
- De installatie van centrale verwarming, warmtepompen, ventilatie, luchtverversing, airconditioning, industriële leidingen, elektrische apparatuur, sanitair en loodgieterswerk
- Het plaatsen van steigers, het reinigen van gevels, thermische en akoestische isolatie, evenals het droogleggen van gebouwen met andere methoden dan asfalt
- De bouw van demontabele paviljoens en niet-metalen barakken, het plaats en van hekwerken, het leggen van parketvloeren, het plaatsen van houten scheidingswanden en verlaagde plafonds, het plaatsen van luiken, en het aanbrengen van PVC-materialen
- Het plaatsen en inrichten met interieurdecoratieartikelen, evenals het ontwerpen en opstellen van projecten en offertes, en alle advies- en dienstverlening op het gebied van interieur-en exterieurdecoratie
Registered office and establishments
| Lozenberg 21 registered office 1932 Zaventem |
1 former office
- 5000 Namur until the deed of 04-11-2026
Buildings and parcels at the address
- Ground area
- 2,931 m²
- Buildings
- 670 m²
- Volume, LiDAR
- 10,208 m³
- Tallest building
- 20.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23078A0372/00S000 | 2,931 m² | 1 · 670 m² | 20.0 m · 5 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1020.983.594