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CONSTRUCT

Active
Private limited companyfounded 2012active for 14 yearsGentsesteenweg 1299, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0847.767.627
Summary

The computed 12-month bankruptcy probability of CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €276,677 and a net result of -€27,568. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 23% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

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CONSTRUCTActiveChecked score 61/100
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Overview

Overview

Official details

Source: KBO
Status
Active since 01-08-2012 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 7 others
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2025
Establishment unit
2.213.804.571 1082 Sint-Agatha-Berchem, since 01-08-2012
Financial year end
31 December
Peppol
Reachable since 19-12-2025
Company details

Board and ownership

Board
  • BELHOPRO NVDirector
Board & ownership

Financial position

61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€76,341
▼ 62.8%
Turnover
≈ €400,000
estimated
Loss
€27,568
Equity
€276,677
▼ 9.1%
Total assets
€1.7m
▼ 24.8%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 61 days after the deadline
Filed on 30-09-2026
Financials
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.19, cash €16,339lowers riskSize: total assets €1.7mShow the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 18% of micro companies in construction of buildings (NACE 41)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 41+3
equity 16.3% of total assets
Liquidity 5+2
short-term debt 83.7% · cash 1.0%
Profitability 17-16
return on assets -1.6%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024lowest value 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.2 percentage points vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.8%▲ +0.4 percentage points vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 3.3%▲ +0.7 percentage points vs 09-2025highest value 11-2025: 1.4%▼ -1.9 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.5 percentage points vs 07-2026 09-2026: 2.4%▲ +0.3 percentage points vs 08-2026 10-2026: 1.5%▼ -0.9 percentage points vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (1.15 in 2024), below the usual 1.5. Short-term debt is 83.7% and cash 1% of total assets. 83.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 23% of them on solvency, 6% on liquidity, 16% on profitability and 26% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.19, cash €16,339
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
84 days late
2023
61 days late
2022
31 days late
2021
92 days late
2020
152 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 82 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00536563.

Annual accounts 2025 filed on 30-09-2026 at the NBB all 13 filings

Turnover
≈ €400,000
Estimated: probably between €280,000 and €710,000
Total assets
€1.7m▼ 24.8%
2024 · €2.3m
Net result
-€27,568
2024 · €29,145
Working capital
€267,038▼ 9.6%
2024 · €295,293
In the rankings #5 company by total assets in Sint-Agatha-Berchem, Construction sector
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a loss of €18,112, after a profit of €102,334 in 2024. It is the lowest result since 2021.

Operating result-€0.02m 2025 Net result-€0.03m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.1m-€0.09m▼ 39.9%-€0.01m-€0.01m▲ 9.2%€0.002m€0.1m▲ 48×€0.1m▼ 0.7%-€0.02m
Net result€0.1m-€0.06m▼ 35.1%-€0.007mbelow the sector's middle half€0.01mwithin the sector's middle half-€0.02mbelow the sector's middle half€0.006mwithin the sector's middle half€0.03mabove the sector's middle half▲ 363%-€0.03mbelow the sector's middle half
Equity€0.2m-€0.3m▲ 27.2%€0.3mwithin the sector's middle half▼ 2.5%€0.3mwithin the sector's middle half▲ 3.3%€0.3mabove the sector's middle half▼ 8.5%€0.3mabove the sector's middle half▲ 2.3%€0.3mabove the sector's middle half▲ 10.6%€0.3mabove the sector's middle half▼ 9.1%
Total assets€1.4m-€0.7m▼ 50.7%€1.0mwithin the sector's middle half▲ 39.5%€2.1mabove the sector's middle half▲ 116%€3.4mabove the sector's middle half▲ 61.0%€3.6mabove the sector's middle half▲ 5.9%€2.3mabove the sector's middle half▼ 38.0%€1.7mabove the sector's middle half▼ 24.8%
Debt€1.2m-€0.4m▼ 65.5%€0.7m▲ 68.9%€1.8m▲ 162%€3.2m▲ 72.1%€3.4m▲ 6.2%€2.0m▼ 41.9%€1.4m▼ 27.2%
Working capital€0.2m-€0.1m▼ 42.7%€0.1mwithin the sector's middle half▼ 1.9%€0.3mwithin the sector's middle half▲ 130%€0.3mabove the sector's middle half▼ 9.1%€0.3mabove the sector's middle half▲ 3.0%€0.3mabove the sector's middle half▲ 10.0%€0.3mabove the sector's middle half▼ 9.6%
Solvency16.0%-41.2%▲ 25.3pp28.8%within the sector's middle half▼ 12.4pp13.8%below the sector's middle half▼ 15.0pp7.8%below the sector's middle half▼ 5.9pp7.6%below the sector's middle half▼ 0.3pp13.5%below the sector's middle half▲ 5.9pp16.3%below the sector's middle half▲ 2.8pp
Current ratio1.18-1.31▲ 0.121.18within the sector's middle half▼ 0.131.16within the sector's middle half▼ 0.021.08within the sector's middle half▼ 0.071.08within the sector's middle half=1.15within the sector's middle half▲ 0.071.19within the sector's middle half▲ 0.04
Return on assets (ROA)6.7%-8.8%▲ 2.1pp-0.7%below the sector's middle half▼ 9.6pp0.4%within the sector's middle half▲ 1.2pp-0.7%below the sector's middle half▼ 1.2pp0.2%within the sector's middle half▲ 0.9pp1.3%within the sector's middle half▲ 1.1pp-1.6%below the sector's middle half▼ 2.9pp
Staff (FTE)2-2=2below the sector's middle half=2below the sector's middle half=2=2=2=2=
above within below The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets €9,639 ▼ 36.0%
Current assets €1.7m ▼ 24.7%
Equity and liabilities €1.7m
Equity €276,677 ▼ 9.1%
Debt €1.4m ▼ 27.2%
Debt's share of the balance-sheet total falls from 86.5% to 83.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€12,322▼
2024 · €107,969
Cash flow
-€21,778▼
2024 · €34,780
Quick ratio
0.40▼
2024 · 0.45
Debt to equity
5.14▼
2024 · 6.42
ROE
-10.0%▼
2024 · 9.6%
Interest coverage
-1.12▼
2024 · 1.50
Debt ≤ 1 year
€1.4m▼
2024 · €1.9m
Staff costs
€88,450▼
2024 · €97,036
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date22222
full-time22222
in full-time equivalents22222
Average over the year, in full-time equivalents22222
On a permanent contract22222

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€358€25,458€539€1,133€369
Financial fixed assets---€500-
Depreciation and write-downs of the year€3,257€5,622€8,084€5,635€5,791

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.3m and €2.5m, founded between 2010 and 2013.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
CONSTRUCT Sint-Agatha-Berchem2012€1.7m€0.3m€0.08m--€0.03m2025
WONDELGEM Vastgoed Gent2012€1.8m€0.3m€0.08m-€0.005m2025
T.L.N.S Construct Erquelinnes2013€1.8m€1.0m€0.07m-€0.02m2025
PPP DEVELOPMENT Schaarbeek2010€2.5m€0.01m€0.08m--€0.05m2025
A&F Elsene2012€1.3m€0.3m€0.05m-€0.02m2025
DORU BUCOVINA Jette2011€1.4m€0.6m€0.1m€1.4m€0.07m2025
IRK GROUP Elsene2013€1.5m€0.8m€0.1m-€0.05m2025

They were chosen from the 15,546 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 2,166 companies had the same profile as CONSTRUCT has now. Two years later, 2.5% had gone bankrupt and 94.1% were still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss
2.5% went bankrupt
3.0% stopped otherwise
94.1% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CONSTRUCT itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,166 companies, not a prediction for CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines

Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€2.3m€1.7m▼
Fixed assets21/28€0.02m€0.01m▼
Tangible fixed assets22/27€0.01m€0.009m▼
Plant, machinery and equipment23€0.002m€0.001m▼
Furniture and vehicles24€0.01m€0.008m▼
Financial fixed assets28€0.001m€0.001m=
Current assets29/58€2.2m€1.7m▼
Stocks and contracts in progress3€1.4m€1.1m▼
Stocks30/36€1.3m€1.1m▼
Contracts in progress37€0.01m-
Amounts receivable within one year40/41€0.9m€0.5m▼
Trade receivables40€0.1m€0.06m▼
Other amounts receivable41€0.7m€0.5m▼
Cash at bank and in hand54/58€0.01m€0.02m▲
Deferred charges and accrued income490/1€0.008m€0.03m▲
Equity and liabilities
Total equity and liabilities10/49€2.3m€1.7m▼
Equity10/15€0.3m€0.3m▼
Contributions10/11€0.006m€0.006m=
Reserves13€0.3m€0.3m=
Distributable reserves133€0.3m€0.3m=
Profit (loss) carried forward14--€0.03m
Amounts payable17/49€2.0m€1.4m▼
Amounts payable after more than one year17€0.006m-
Financial debts170/4€0.006m-
Amounts payable within one year42/48€1.9m€1.4m▼
Current portion of amounts payable after more than one year42€0.4m€0.006m▼
Financial debts43€0.009m€0.02m▲
Credit institutions430/8€0.009m€0.02m▲
Trade debts44€0.1m€0.07m▼
Suppliers440/4€0.1m€0.07m▼
Taxes, remuneration and social security45€0.02m€0.005m▼
Taxes450/3€0.01m-
Remuneration and social security454/9€0.009m€0.005m▼
Other amounts payable47/48€1.4m€1.3m▼
Income statement Code20242025
Remuneration, social security and pensions62€0.1m€0.09m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.006m€0.006m▲
Other operating charges640/8€363€213▼
Gross operating margin9900€0.2m€0.08m▼
Operating profit (loss)9901€0.1m-€0.02m▼
Financial income75/76B€115€0.002m▲
Recurring financial income75€115€0.002m▲
Financial charges65/66B€0.07m€0.01m▼
Recurring financial charges65€0.07m€0.01m▼
Profit (loss) for the period before taxes9903€0.03m-€0.03m▼
Income taxes67/77€0.001m-
Profit (loss) for the period9904€0.03m-€0.03m▼
Profit (loss) for the period to be appropriated9905€0.03m-€0.03m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.01m-€0.03m▼
Profit (loss) brought forward from the previous period14P-€0.02m-
Transfer to equity691/2€0.01m-
To other reserves6921€0.01m-

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€3,250----
Remuneration, social security and pensions62---€84,233€87,063€72,759€97,036€88,450▼ 8.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,304€7,703€6,396€3,257€5,622€8,084€5,635€5,791▲ 2.8%
Other operating charges640/8---€977€1,306€625€363€213▼ 41.4%
Gross operating margin9900€243,382€177,659€82,398€77,459€96,135€184,564€205,367€76,341▼ 62.8%
Operating profit (loss)9901€149,144€89,638-€12,116-€11,007€2,144€103,095€102,334-€18,112-
Financial income75/76B---€43,094€13,903€3€115€1,543▲ 13×
Recurring financial income75€141€143€6,655€43,094€13,903€3€115€1,543▲ 13×
Financial charges65/66B---€21,863€40,917€96,808€71,881€11,000▼ 84.7%
Recurring financial charges65€12,870€1,504€1,866€21,863€40,917€96,808€71,881€11,000▼ 84.7%
Profit (loss) for the period before taxes9903€136,416€88,277-€7,328€10,224-€24,870€6,291€30,568-€27,568-
Income taxes67/77€40,245€25,903-€709--€1,422--
Profit (loss) for the period9904€96,171€62,374-€7,328€9,515-€24,870€6,291€29,145-€27,568-
Profit (loss) for the period to be appropriated9905€96,171€62,374-€7,328€9,515-€24,870€6,291€29,145-€27,568-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.4m€0.7m€1.0m€2.1m€3.4m€3.6m€2.3m€1.7m▼ 24.8%
Fixed assets21/28€0.008m€0.2m€0.2m€0.007m€0.03m€0.02m€0.02m€0.01m▼ 36.0%
Tangible fixed assets22/27€0.008m€0.01m€0.01m€0.007m€0.03m€0.02m€0.01m€0.009m▼ 37.2%
Plant, machinery and equipment23---€0.002m€0.001m€0.001m€0.002m€0.001m▼ 19.3%
Furniture and vehicles24---€0.005m€0.03m€0.02m€0.01m€0.008m▼ 39.6%
Financial fixed assets28-€0.2m€0.2m---€0.001m€0.001m=
Current assets29/58€1.4m€0.5m€0.8m€2.1m€3.4m€3.6m€2.2m€1.7m▼ 24.7%
Stocks and contracts in progress3€1.3m€0.07m€0.4m€1.7m€2.8m€2.8m€1.4m€1.1m▼ 17.5%
Stocks30/36---€1.7m€2.8m€2.8m€1.3m€1.1m▼ 16.6%
Contracts in progress37----€0.03m€0.01m€0.01m--
Amounts receivable within one year40/41€0.1m€0.3m€0.4m€0.5m€0.5m€0.8m€0.9m€0.5m▼ 39.8%
Trade receivables40---€0.1m€0.1m€0.06m€0.1m€0.06m▼ 56.8%
Other amounts receivable41---€0.3m€0.4m€0.8m€0.7m€0.5m▼ 36.3%
Cash at bank and in hand54/58€0.01m€0.2m€0.002m€0.01m€0.01m€0.04m€0.01m€0.02m▲ 28.4%
Deferred charges and accrued income490/1---€0.01m€0.01m€0.007m€0.008m€0.03m▲ 285%
Equity and liabilities
Total equity and liabilities10/49€1.4m€0.7m€1.0m€2.1m€3.4m€3.6m€2.3m€1.7m▼ 24.8%
Equity10/15€0.2m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▼ 9.1%
Contributions10/11€0.006m€0.006m-€0.006m€0.006m€0.006m€0.006m€0.006m=
Reserves13€0.2m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m=
Non-distributable reserves130/1---€0.002m€0.002m€0.002m---
Reserves not available under the articles1311---€0.002m€0.002m€0.002m---
Distributable reserves133---€0.3m€0.3m€0.3m€0.3m€0.3m=
Profit (loss) carried forward14---€0.007m--€0.02m-€0.02m--€0.03m-
Amounts payable17/49€1.2m€0.4m€0.7m€1.8m€3.2m€3.4m€2.0m€1.4m▼ 27.2%
Amounts payable after more than one year17----€0.02m€0.01m€0.006m--
Financial debts170/4----€0.02m€0.01m€0.006m--
Amounts payable within one year42/48€1.2m€0.4m€0.7m€1.8m€3.1m€3.4m€1.9m€1.4m▼ 27.0%
Current portion of amounts payable after more than one year42---€0.7m€2.2m€1.7m€0.4m€0.006m▼ 98.5%
Financial debts43---€0.008m€0.008m€0.009m€0.009m€0.02m▲ 99.4%
Credit institutions430/8---€0.008m€0.008m€0.009m€0.009m€0.02m▲ 99.4%
Trade debts44€0.03m€0.02m€0.05m€0.4m€0.05m€0.2m€0.1m€0.07m▼ 50.8%
Suppliers440/4---€0.4m€0.05m€0.2m€0.1m€0.07m▼ 50.8%
Advances received on contracts in progress46-----€0.05m---
Taxes, remuneration and social security45---€0.008m€0.003m€0.004m€0.02m€0.005m▼ 74.7%
Taxes450/3------€0.01m--
Remuneration and social security454/9---€0.008m€0.003m€0.004m€0.009m€0.005m▼ 43.4%
Other amounts payable47/48---€0.7m€0.9m€1.4m€1.4m€1.3m▼ 3.5%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€96,171€62,374-€7,328€9,515-€24,870€6,291€29,145-€27,568-
+ Depreciation and write-downs630€8,304€7,703€6,396€3,257€5,622€8,084€5,635€5,791▲ 2.8%
Operating cash flow (approximation)€104,475€70,077-€932€12,772-€19,248€14,375€34,780-€21,778-
Investment in fixed assets (approximation)--€164,514-€1,479€149,642-€25,458-€539-€1,633-€369▲ 77.4%
Change in cash-€194,958-€202,911€8,655-€415€25,335-€22,747€3,612-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 13 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-09-2026 2026-00536563 NBB
31-12-2024 micro format 23-10-2025 2025-00548077 PDF
31-12-2023 micro format 30-09-2024 2024-00481732 PDF
31-12-2022 micro format 31-08-2023 2023-00427168 PDF
31-12-2021 abbreviated format 31-10-2022 2022-20484903 PDF
31-12-2020 abbreviated format 30-12-2021 2021-82100489 PDF
31-12-2019 abbreviated format 30-10-2020 2020-67500103 PDF
31-12-2018 abbreviated format 30-09-2019 2019-68300426 PDF
31-12-2017 abbreviated format 28-09-2018 2018-67900231 PDF
31-12-2016 abbreviated format 22-12-2017 2017-73200395 PDF

Show all 13 filings

Board & ownership

Directors

Directors
1 director
BELHOPRO NV
Director · Legal entity · listed in the 2025 annual accounts, filed on 30-09-2026
Current
Office holders in the KBO →
See the board, name and registered office on a given date →
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 25-04-2024

Owners and capital

Capital transactions

Capital over time
  1. 25-04-2024 Converted to unavailable equity

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager helft koper(s) naar evenredigheid verworven aantal bij meerdere kopers, vermelde prijs in oorspronkelijke bekendmaking of…”
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Bij ontbinding om welke reden en op welk ogenblik ook, algemene vergadering mag één of meerdere vereffenaars aanduiden,bevoegdheden…”

Articles of association, deed of 25-04-2024 (in Dutch)

Network & group

CONSTRUCT shares no director with another company.

Companies at the same address

12 other companies
and 2 more

Connections & network

1 current director
Depth

The network starts from the directors of CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
30-09
NBB filing Annual accounts 2025 filedNBB
micro format · 61 days late
2025
31-12
Financial Weakest financial yearnet -€27,568
The net result drops to -€27,568, the lowest from 2018 to 2025.
23-10
NBB filing Annual accounts 2024 filedPDF
micro format · 84 days late
2024
30-09
NBB filing Annual accounts 2023 filedPDF
micro format · 61 days late
25-04
Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
Permanent representative: Jan Becue · Incorporation · Capital conversion13 points ▸
  • General meeting, 17-04-2024
  • Incorporation, 25-07-2012
  • Other provision, 0847.767.627, “BE0847.767.627” (deed in Dutch)
  • Other provision, “omzetting mandaat zaakvoerder in bestuurder van rechtswege, EERSTE BESLUIT” (deed in Dutch)
  • Board composition, Belhopro (director)
  • Director in office, Jan Becue (afgevaardigd bestuurder)
  • Director in office, Stephane Driftig (afgevaardigd bestuurder)
  • Permanent representative, Jan Becue
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Reserve release, “middelen beschikbaar voor uitkering, opheffing” (deed in Dutch)
  • Amendment of the articles
  • Capital
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2023
31-12
Financial Back to profitnet €6,291
The net result is €6,291, after one loss-making year.
31-08
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days late
2022
31-10
NBB filing Annual accounts 2021 filedPDF
abbreviated format · 92 days late
2021
31-12
Financial Back to profitnet €9,515
The net result is €9,515, after one loss-making year.
30-12
NBB filing Annual accounts 2020 filedPDF
abbreviated format · 152 days late
2020
30-10
NBB filing Annual accounts 2019 filedPDF
abbreviated format · 91 days late
2019
30-09
NBB filing Annual accounts 2018 filedPDF
abbreviated format · 61 days late
Show earlier events
2018
28-09
NBB filing Annual accounts 2017 filedPDF
abbreviated format · 59 days late
2017
22-12
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 144 days late
2012
10-08
Gazette deed IncorporationPDF

Show all 13 filings

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 August 2012, CONSTRUCT was incorporated.1 Total assets went from €1.4m in 2018 to €1.7m in 2025 and headcount from 2 to 2 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name CONSTRUCT in Dutch
Enterprise number 0847.767.627
Legal form Private limited company
Status Active, normale toestand
Founded 01-08-2012
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-04-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Brussels Hoofdstedelijk Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij…”
deed of 25-04-2024 (in Dutch)

Registered office and establishments

Registered office Gentsesteenweg 1299, 1082 Sint-Agatha-Berchem, Belgium
Establishment unit Gentsesteenweg 1299, 1082 Sint-Agatha-Berchem since 01-08-2012 · unit number 2.213.804.5712551003 Coating of metals

Activities

NACEBEL 2025
VAT activities
41001 General construction of residential buildings main activity
25510 Coating of metals
25530 Machining of metals
33120 Repair and maintenance of machinery
43120 Site preparation
46831 Wholesale of construction materials, general range
68110 Buying and selling of own real estate
Social security (RSZ) activities
68321 Property management for co-owned buildings (syndics) main activity
Codes under NACEBEL 2008
VAT activities
41201 General construction of buildings main activity
25610 Manufacture of fabricated metal products, except machinery and equipment
25620 Manufacture of fabricated metal products, except machinery and equipment
33120 Repair, maintenance and installation of machinery and equipment
43120 Site preparation
46731 Wholesale trade
68100 Real estate activities
Social security (RSZ) activities
68321 Real estate activities main activity
Joint committee 323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle…”
24 activities
  1. Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen;
  2. Het verwerven van alle mogelijke terreinen,het bouwen van gebouwen,de aankoop,de verkoop,de verhuur,de verdeling en de verkaveling van alle mogelijke onroerende goederen;
  3. De aankoop,de verkoop,de huur,de invoer en de uitvoer van alle mogelijke materialen,goederen,toestellen en materieel,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van gebouwen;
  4. De voorbereiding,de opstelling en het afsluiten,zowel als mandataris als voor eigen rekening van alle mogelijke overeenkomsten voor werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden.
  5. Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden;
  6. Algemeen onderhoud en reiniging van gebouwen;
  7. Overige werkzaamheden in verband met de afwerking van gebouwen;
  8. Lappen van ramen;
  9. Isolatiewerkzaamheden;
  10. Onderneming voor het uitvoeren van voegwerken;
  11. Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden;
  12. Harden en poetsen van metaal;
  13. Verven,graveren en bedrukken van metaal;
  14. Boren,draaien,frezen,schaven,lappen,tekfrezen,vlakken,zagen,slijpen,lassen,enz.van metalen stukken;
  15. Ruimen van bouwterreinen;
  16. Onderhouden van tuinen,parken en het groene gedeelte van sportterreinen;
  17. Grondverzet:graven,ophogen,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven;
  18. Verlaging van het grondwaterpeil en drainage van bouwterreinen;
  19. Activiteiten van decorateur-etalagisten;
  20. Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten;
  21. Groot- en kleinhandel in bouw- en reinigingsmaterialen,algemeen assortiment;
  22. Het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.;
  23. Handel in eigen onroerend goed;
  24. Overige zakelijke dienstverlening.
deed of 25-04-2024 (in Dutch)

Invoicing and payment

VAT number BE 0847.767.627
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0847767627
Other Peppol ID 9925:BE0847767627
Registered 19-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0847.767.627

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Environmental permits

3 applications in Flanders since 2019 · 3 granted
Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies
Granted on 19-02-2024submitted 10-10-2023authority: Mechelenproject 2023127067
Bouwen of herbouwen; Ontbossen; Verwijderen van vrijstaande gebouwen
Granted on 10-07-2023submitted 15-12-2022authority: Maldegemproject 2022046796
Bouwen of herbouwen; Verwijderen van vrijstaande gebouwen
Granted on 13-08-2019submitted 11-04-2019authority: Tremeloproject 2019048976

Source: Omgevingsloket Vlaanderen.

Sites & property

Location
registered office establishment The establishment unit on the map
13 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
536 m²
Building footprint
404 m²
Building volume
1,955 m³
Cadastral parcel Region Area Buildings Height / floors
21003A0330/00Y002 Brussels 536 m² 1 · 404 m² 9.7 m · 2

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