CONSTIMO
ActiveSummary
CONSTIMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,643 and a net result of €16,958. Equity is growing by ~5.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · fiscal year 2025, full schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,602 | €18,783 | €19,086 | €20,058 | €19,658 | €19,258 | €18,715 | €18,306 | ▼ 2.2% |
| Other operating charges640/8 | - | - | - | €3,712 | €3,794 | €4,161 | €4,317 | €4,453 | ▲ 3.1% |
| Gross operating margin9900 | €42,968 | €48,641 | €45,766 | €46,279 | €49,293 | €48,556 | €50,466 | €50,369 | ▼ 0.2% |
| Operating profit (loss)9901 | €21,167 | €26,593 | €23,368 | €22,509 | €25,841 | €25,136 | €27,434 | €27,610 | ▲ 0.6% |
| Financial income75/76B | - | - | - | - | €0 | €2 | €142 | €114 | ▼ 19.6% |
| Recurring financial income75 | €11 | €4 | - | - | €0 | €2 | €142 | €114 | ▼ 19.6% |
| Financial charges65/66B | - | - | - | €4,468 | €3,981 | €4,540 | €3,168 | €2,854 | ▼ 9.9% |
| Recurring financial charges65 | €7,876 | €6,722 | €5,496 | €4,468 | €3,981 | €4,540 | €3,168 | €2,854 | ▼ 9.9% |
| Profit (loss) for the period before taxes9903 | €13,303 | €19,876 | €17,872 | €18,042 | €21,860 | €20,598 | €24,408 | €24,870 | ▲ 1.9% |
| Income taxes67/77 | €4,780 | €7,149 | €5,668 | €5,740 | €7,284 | €6,550 | €7,757 | €7,913 | ▲ 2.0% |
| Profit (loss) for the period9904 | €8,523 | €12,727 | €12,204 | €12,301 | €14,576 | €14,049 | €16,651 | €16,958 | ▲ 1.8% |
| Profit (loss) for the period to be appropriated9905 | €8,523 | €12,727 | €12,204 | €12,301 | €14,576 | €14,049 | €16,651 | €16,958 | ▲ 1.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €300,043 | €285,963 | €266,797 | €257,272 | €286,913 | €261,433 | €250,738 | €247,232 | ▼ 1.4% |
| Fixed assets21/28 | €285,347 | €268,373 | €261,920 | €248,506 | €229,914 | €239,151 | €220,436 | €202,129 | ▼ 8.3% |
| Tangible fixed assets22/27 | €285,347 | €268,373 | €261,920 | €248,506 | €229,914 | €239,151 | €220,436 | €202,129 | ▼ 8.3% |
| Land and buildings22 | - | - | - | €228,114 | €211,584 | €196,616 | €181,647 | €167,087 | ▼ 8.0% |
| Plant, machinery and equipment23 | - | - | - | €17,431 | €16,397 | €41,631 | €38,065 | €34,499 | ▼ 9.4% |
| Other tangible fixed assets26 | - | - | - | €2,961 | €1,933 | €904 | €724 | €543 | ▼ 25.0% |
| Current assets29/58 | €14,696 | €17,590 | €4,877 | €8,766 | €56,999 | €22,282 | €30,303 | €45,103 | ▲ 48.8% |
| Amounts receivable within one year40/41 | - | - | - | - | €13,375 | - | - | - | - |
| Trade receivables40 | - | - | - | - | €13,375 | - | - | - | - |
| Cash at bank and in hand54/58 | €14,553 | €17,443 | €4,582 | €8,611 | €43,444 | €20,972 | €27,505 | €43,438 | ▲ 57.9% |
| Deferred charges and accrued income490/1 | - | - | - | €156 | €180 | €1,310 | €2,798 | €1,665 | ▼ 40.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €300,043 | €285,963 | €266,797 | €257,272 | €286,913 | €261,433 | €250,738 | €247,232 | ▼ 1.4% |
| Equity10/15 | €103,493 | €116,220 | €126,824 | €137,525 | €144,602 | €148,534 | €152,486 | €130,643 | ▼ 14.3% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Capital10 | - | - | - | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Issued capital100 | - | - | - | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Reserves13 | €21,850 | €34,550 | €46,550 | €58,850 | €67,450 | €73,000 | €76,850 | €55,000 | ▼ 28.4% |
| Non-distributable reserves130/1 | - | - | - | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Legal reserve130 | - | - | - | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Distributable reserves133 | - | - | - | €51,350 | €59,950 | €65,500 | €69,350 | €47,500 | ▼ 31.5% |
| Profit (loss) carried forward14 | €6,643 | €6,670 | €5,274 | €3,675 | €2,152 | €534 | €636 | €643 | ▲ 1.2% |
| Amounts payable17/49 | €196,550 | €169,743 | €139,973 | €119,747 | €142,311 | €112,899 | €98,253 | €116,588 | ▲ 18.7% |
| Amounts payable after more than one year17 | €162,774 | €131,904 | €107,969 | €99,786 | €91,311 | €82,532 | €73,439 | €64,021 | ▼ 12.8% |
| Financial debts170/4 | - | - | - | €99,786 | €91,311 | €82,532 | €73,439 | €64,021 | ▼ 12.8% |
| Amounts payable within one year42/48 | €33,172 | €37,333 | €31,622 | €19,387 | €50,447 | €28,998 | €24,557 | €52,343 | ▲ 113% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,852 | €9,169 | €9,497 | €9,836 | €10,188 | ▲ 3.6% |
| Trade debts44 | €309 | €522 | €151 | €151 | €161 | €177 | €180 | €185 | ▲ 3.2% |
| Suppliers440/4 | - | - | - | €151 | €161 | €177 | €180 | €185 | ▲ 3.2% |
| Taxes, remuneration and social security45 | - | - | - | €1,408 | €8,024 | €8,834 | €1,464 | €3,168 | ▲ 116% |
| Taxes450/3 | - | - | - | €1,408 | €8,024 | €8,834 | €1,464 | €3,168 | ▲ 116% |
| Other amounts payable47/48 | - | - | - | €8,975 | €33,093 | €10,491 | €13,077 | €38,802 | ▲ 197% |
| Accrued charges and deferred income492/3 | - | - | - | €574 | €554 | €1,369 | €257 | €225 | ▼ 12.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,523 | €12,727 | €12,204 | €12,301 | €14,576 | €14,049 | €16,651 | €16,958 | ▲ 1.8% |
| + Depreciation and write-downs630 | €18,602 | €18,783 | €19,086 | €20,058 | €19,658 | €19,258 | €18,715 | €18,306 | ▼ 2.2% |
| Operating cash flow (approximation) | €27,125 | €31,510 | €31,290 | €32,359 | €34,235 | €33,307 | €35,367 | €35,264 | ▼ 0.3% |
| Investment in fixed assets (approximation) | - | -€1,809 | -€12,633 | -€6,644 | -€1,066 | -€28,496 | €0 | €0 | - |
| Change in cash | - | €2,891 | -€12,861 | €4,028 | €34,833 | -€22,471 | €6,532 | €15,933 | ▲ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.