CONSTERRA
ActiveSummary
The computed 12-month bankruptcy probability of CONSTERRA is 2.2% (moderate). The 2025 annual accounts show equity of €226k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability48▲+13
Solvency93▼-7
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 13.4 in 2024; short-term debt: 32.4% and cash: 0.9% of total assets), and 32.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
4.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
10 d late
2024
30 d early
2023
28 d early
2022
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€226k▼ 29.2%
2024 · €318k
Total assets
€334k▼ 2.8%
2024 · €343k
Net result
€14k
2024 · €-3k
Working capital
€226k▼ 27.4%
2024 · €311k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€93k-€149k▲ 59.7%€-3k€16k
Net result€60k-€111k▲ 85.9%€-3k€14k
Equity€210k-€321k▲ 53.1%€318k▼ 0.9%€226k▼ 29.2%
Total assets€886k-€327k▼ 63.1%€343k▲ 4.9%€334k▼ 2.8%
Debt€676k-€6k▼ 99.1%€25k▲ 310%€108k▲ 332%
Working capital€202k-€315k▲ 55.6%€311k▼ 1.3%€226k▼ 27.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €334k
Equity
€226k ▼ 29.2%
Debt
€108k ▲ 332%
Debt's share of the balance-sheet total rises from 7.3% to 32.4%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
3.08▼
2024 · 13.40
Quick ratio
1.38▲
2024 · 0.45
Debt to equity
0.48▲
2024 · 0.08
ROE
6.1%▲
2024 · -0.9%
ROA
4.1%▲
2024 · -0.9%
Debt ≤ 1 year
€108k▲
2024 · €25k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €3k | €4k | €450 | €540 | ▲ 20.0% |
| Gross operating margin9900 | €97k | €152k | €-2k | €17k | ▲ 848% |
| Operating profit (loss)9901 | €93k | €149k | €-3k | €16k | ▲ 702% |
| Financial income75/76B | - | €83 | €1 | €2k | ▲ 339,650% |
| Recurring financial income75 | - | €83 | €1 | €2k | ▲ 339,650% |
| Financial charges65/66B | €11k | €205 | €299 | €537 | ▲ 79.8% |
| Recurring financial charges65 | €11k | €205 | €299 | €537 | ▲ 79.8% |
| Profit (loss) for the period before taxes9903 | €82k | €149k | €-3k | €17k | ▲ 681% |
| Income taxes67/77 | €22k | €37k | - | €4k | - |
| Profit (loss) for the period9904 | €60k | €111k | €-3k | €14k | ▲ 561% |
| Profit (loss) for the period to be appropriated9905 | €60k | €111k | €-3k | €14k | ▲ 561% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €886k | €327k | €343k | €334k | ▼ 2.8% |
| Fixed assets21/28 | €8k | €6k | €8k | - | - |
| Financial fixed assets28 | €8k | €6k | €8k | - | - |
| Current assets29/58 | €879k | €321k | €336k | €334k | ▼ 0.6% |
| Stocks and contracts in progress3 | €708k | €140k | €325k | €185k | ▼ 43.2% |
| Stocks30/36 | €708k | €140k | €325k | €185k | ▼ 43.2% |
| Amounts receivable within one year40/41 | €148k | €174k | €8k | €144k | ▲ 1,712% |
| Trade receivables40 | - | - | €215 | €215 | = |
| Other amounts receivable41 | €148k | €174k | €8k | €144k | ▲ 1,760% |
| Cash at bank and in hand54/58 | €24k | €5k | €2k | €3k | ▲ 77.6% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | ▲ 39.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €886k | €327k | €343k | €334k | ▼ 2.8% |
| Equity10/15 | €210k | €321k | €318k | €226k | ▼ 29.2% |
| Contributions10/11 | €150k | €150k | €150k | €150k | = |
| Reserves13 | €60k | €171k | €168k | €76k | ▼ 55.1% |
| Distributable reserves133 | €60k | €171k | €168k | €76k | ▼ 55.1% |
| Amounts payable17/49 | €676k | €6k | €25k | €108k | ▲ 332% |
| Amounts payable within one year42/48 | €676k | €6k | €25k | €108k | ▲ 332% |
| Trade debts44 | €10k | €6k | €1k | €2k | ▲ 67.9% |
| Suppliers440/4 | €10k | €6k | €1k | €2k | ▲ 67.9% |
| Taxes, remuneration and social security45 | €22k | - | - | €78 | - |
| Taxes450/3 | €22k | - | - | €78 | - |
| Other amounts payable47/48 | €645k | - | €24k | €107k | ▲ 343% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €111k | €-3k | €14k | ▲ 561% |
| Operating cash flow (approximation) | €60k | €111k | €-3k | €14k | ▲ 561% |
| Investment in fixed assets (approximation) | - | €1k | €-1k | - | - |
| Change in cash | - | €-19k | €-3k | €1k | ▲ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €111k ▲85.9%
Operating result €149k, net result €111k, both a record.
31-12
Financial
Liquidity times 40current ratio 52.57
Current ratio from 1.30 to 52.57; short-term debt falls from €676k to €6k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zuienkerke · 1 establishment unit since 2021
Ground area
947 m²
Building footprint
152 m²
Volume, LiDAR
955 m³
Parcel 31042D0088/00G002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CONSTERRA
since 20212.318.215.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31042D0088/00G002 | Flanders | 946 m² | 1 · 152 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.