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CONSTELA

Active
Private limited companyfounded 201313 yrs activeRoeselarestraat 55, 8830 Hooglede, BelgiumKBO/BCE: BE 0502.854.928

CONSTELA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €833k and a net result of €232k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.39 against 18.34 in 2024; short-term debt: 15% and cash: 25.6% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.8%
Return on assets
23.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-12-2025, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 d early
2024
49 d early
2023
1 d early
2022
31 d early
2021
51 d early
2020
59 d early
2019
73 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€833k▼ 18.6%
2024 · €1.02M
2018: €452k 2019: €567k 2020: €677k 2021: €810k 2022: €772k 2023: €909k 2024: €1.02M
2018 → 2025
Total assets
€982k▼ 9.3%
2024 · €1.08M
2018: €492k 2019: €593k 2020: €727k 2021: €853k 2022: €811k 2023: €1.02M 2024: €1.08M
2018 → 2025
Net result
€232k▲ 28.5%
2024 · €180k
2018: €89k 2019: €114k 2020: €110k 2021: €133k 2022: €107k 2023: €180k 2024: €180k
2018 → 2025
Working capital
€794k▼ 18.2%
2024 · €970k
2018: €409k 2019: €534k 2020: €655k 2021: €800k 2022: €774k 2023: €840k 2024: €970k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€810k-€772k▼ 4.6%€909k▲ 17.7%€1.02M▲ 12.6%€833k▼ 18.6%
Operating result€188k-€177k▼ 5.7%€246k▲ 39.1%€240k▼ 2.4%€281k▲ 16.8%
Net result€133k-€107k▼ 19.8%€180k▲ 68.8%€180k▲ 0.1%€232k▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €188k€188kNet result 2021: €133k€133kOperating result 2022: €177k€177kNet result 2022: €107k€107kOperating result 2023: €246k€246kNet result 2023: €180k€180kOperating result 2024: €240k€240kNet result 2024: €180k€180kOperating result 2025: €281k€281kNet result 2025: €232k€232k20212022202320242025
The operating result recovers in 2025; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €982k
Fixed assets €41k▼ 27.3%
Current assets €941k▼ 8.3%
Equity and liabilities €982k
Equity €833k▼ 18.6%
Debt €149k▲ 155%
The debt ratio rises from 5.4% to 15.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€296k
2024 · €256k
Cash flow
€247k
2024 · €196k
Solvency
84.8%
2024 · 94.6%
Current ratio
6.39
2024 · 18.34
Quick ratio
6.39
2024 · 18.34
Debt / equity
0.18
2024 · 0.06
ROE
27.8%
2024 · 17.6%
ROA
23.6%
2024 · 16.7%
Interest coverage
48.60
2024 · 40.78
Debt
€149k
2024 · €58k
Debt ≤ 1 year
€147k
2024 · €56k
Income taxes
€90k
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.08M€982k
Fixed assets21/28€57k€41k
Tangible fixed assets22/27€57k€41k
Furniture and vehicles24€57k€41k
Current assets29/58€1.03M€941k
Amounts receivable within one year40/41€38k€114k
Trade receivables40€38k€40k
Other amounts receivable41-€74k
Current investments50/53€754k€572k
Cash at bank and in hand54/58€227k€251k
Deferred charges and accrued income490/1€6k€4k
Equity and liabilities
Total equity and liabilities10/49€1.08M€982k
Equity10/15€1.02M€833k
Contributions10/11€12k€0
Reserves13€1.01M€833k
Distributable reserves133€1.01M€833k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€58k€149k
Amounts payable within one year42/48€56k€147k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€31k€35k
Taxes450/3€31k€35k
Other amounts payable47/48€22k€110k
Accrued charges and deferred income492/3€3k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€732€186
Gross operating margin9900€257k€297k
Operating profit (loss)9901€240k€281k
Financial income75/76B€23k€47k
Recurring financial income75€23k€47k
Financial charges65/66B€6k€6k
Recurring financial charges65€6k€6k
Profit (loss) for the period before taxes9903€257k€322k
Income taxes67/77€77k€90k
Profit (loss) for the period9904€180k€232k
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€180k€232k
Appropriation of the result
Profit (loss) to be appropriated9906€180k€232k
Transfer from equity791/2€66k€410k
Transfer to equity691/2€180k€232k
To other reserves6921€180k€232k
Profit to be distributed694/7€66k€410k
Return on contributions (dividend)694€66k€410k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial Highest result since 2018net €232k ▲28.5%
Operating result €281k, net result €232k, both a record.
12-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity doublescurrent ratio 18.34
Current ratio from 8.61 to 18.34; short-term debt falls from €110k to €56k.
30-09
Financial Equity above €1MEq €1.02M ▲12.6%
7 profitable years in a row build equity to €1.02M.
29-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
10-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
17-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Equity above €500kEq €567k ▲25.3%
2 profitable years in a row build equity to €567k.
01-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
State Gazette act General meeting · Director resignation
Permanent representative · Director discharge
30-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Roeselarestraat 558830 Hooglede
Ground area
1,996 m²
Building footprint
229 m²
Volume, LiDAR
1,195 m³
Parcel 36006C0492/00P000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Constela
Roeselarestraat 55, 8830 HoogledeFinancial service activities, except insurance and pension funding
since 20132.216.330.432
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36006C0492/00P000 Flanders 1,996 m² 1 · 229 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Recognitions · licences · registrations

Legal Entity Identifier

8945008LSD9GJMTZF155
live in the LEI register

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 29,804 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-01-2013
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.