CONSTANTIN DECOR
ActiveThe computed 12-month bankruptcy probability of CONSTANTIN DECOR is 1.8% (moderate). The 2024 annual accounts show equity of €153k and a net result of €44k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9980 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth83=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 138 days later.
NBB · 8 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 06-11-2025, 190 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not filed
2024
190 d late
2023
2 d late
2022
2 d early
2021
31 d late
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€328k▼ 16.3%
2019 · €392k
2018: €235k
2019: €392k
2018 → 2020
EBIT margin
8.1%▼ 1.9pp
2019 · 10.0%
2018: 19.4%
2019: 10.0%
2018 → 2020
Net result
€44k▼ 10.6%
2023 · €49k
2018: €30k
2019: €27k
2020: €18k
2021: €2k
2022: €-21k
2023: €49k
2018 → 2024
Working capital
€130k▼ 1.4%
2023 · €132k
2018: €54k
2019: €78k
2020: €93k
2021: €97k
2022: €76k
2023: €132k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€328k-
Equity€91k-€94k▲ 2.6%€86k▼ 8.8%€109k▲ 28.1%€153k▲ 40.0%
Operating result€27k-€3k▼ 89.4%€-21k€54k€48k▼ 10.7%
Net result€18k-€2k▼ 86.5%€-21k€49k€44k▼ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€24k▲ 54.3%
Current assets
€131k▼ 17.9%
Equity and liabilities €154k
Equity
€153k▲ 40.0%
Debt
€1k▼ 98.3%
The debt ratio falls from 37.3% to 0.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€55k▼
2023 · €63k
Cash flow
€50k▼
2023 · €58k
Solvency
99.3%▲
2023 · 62.7%
Debt / equity
0.01▼
2023 · 0.59
ROE
28.6%▼
2023 · 44.7%
ROA
28.4%▲
2023 · 28.0%
Interest coverage
175.78▼
2023 · 788.30
Debt
€1k▼
2023 · €65k
Debt ≤ 1 year
€1k▼
2023 · €28k
Income taxes
€6k▲
2023 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €154k, equity €153k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€175k€154k▼
Fixed assets21/28€15k€24k▲
Tangible fixed assets22/27€15k€24k▲
Plant, machinery and equipment23-€374
Furniture and vehicles24€15k€23k▲
Current assets29/58€159k€131k▼
Amounts receivable after more than one year29€45k€77k▲
Other amounts receivable291€45k€77k▲
Amounts receivable within one year40/41€110k€45k▼
Trade receivables40€110k€20k▼
Other amounts receivable41-€25k
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€175k€154k▼
Equity10/15€109k€153k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€89k€133k▲
Amounts payable17/49€65k€1k▼
Amounts payable within one year42/48€28k€1k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€618-
Taxes450/3€618-
Other amounts payable47/48€21k-
Accrued charges and deferred income492/3€37k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€67k€57k▼
Operating profit (loss)9901€54k€48k▼
Financial income75/76B€98€2k▲
Recurring financial income75€98€2k▲
Financial charges65/66B€80€312▲
Recurring financial charges65€80€312▲
Profit (loss) for the period before taxes9903€54k€50k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€49k€44k▼
Profit (loss) for the period to be appropriated9905€49k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€133k▲
Profit (loss) brought forward from the previous period14P€65k€89k▲
Profit to be distributed694/7€25k-
Directors or managers695€25k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 190 days late
2024
30-09
Financial
Liquidity times 21current ratio 121.74
Current ratio from 5.75 to 121.74; short-term debt falls from €28k to €1k.
30-09
Financial
Equity above €150kEq €153k ▲40%
2 profitable years in a row build equity to €153k.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-09
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 5.75
Current ratio from 2.73 to 5.75; short-term debt falls from €44k to €28k.
30-09
Financial
Equity above €100kEq €109k ▲28.1%
Equity rises from €86k to €109k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-21k ▼963%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity doublescurrent ratio 3.58
Current ratio from 1.46 to 3.58; short-term debt falls from €116k to €30k.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Artanstraat 1241030 SchaarbeekGround area
262 m²
Building footprint
260 m²
Volume, LiDAR
3,663 m³
Parcel 21906D0068/00X010, Brussels · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Constantin Decor
since 20162.253.297.132
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0068/00X010 | Brussels | 262 m² | 1 · 260 m² | 20.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANOVERVELT
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HANSOULLE OLIVIER
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2016
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.