CONSOM
ActiveSummary
CONSOM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €6k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+5
Solvency65=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 3.46 in 2024; short-term debt: 29.9% and cash: 31.5% of total assets), and 59.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
4 d late
2023
6 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 31.8%
2024 · €18k
Total assets
€58k▲ 32.5%
2024 · €44k
Net result
€6k▲ 110%
2024 · €3k
Working capital
€7k▼ 49.3%
2024 · €14k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4k▼ 69.9%€9k▲ 129%€6k▼ 32.8%€8k▲ 26.1%€13k▲ 58.8%
Net result€868▼ 89.9%€5k▲ 461%€1k▼ 70.4%€3k▲ 114%€6k▲ 110%
Equity€8k▲ 11.8%€13k▲ 59.4%€14k▲ 11.0%€18k▲ 21.2%€23k▲ 31.8%
Total assets€24k▲ 52.8%€17k▼ 29.0%€48k▲ 182%€44k▼ 9.1%€58k▲ 32.5%
Debt€16k▲ 88.6%€4k▼ 74.9%€33k▲ 746%€26k▼ 22.2%€35k▲ 33.0%
Working capital€8k▲ 15.0%€13k▲ 59.4%€3k▼ 77.4%€14k▲ 375%€7k▼ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€33k ▲ 39.8%
Current assets
€24k ▲ 23.6%
Equity and liabilities €58k
Equity
€23k ▲ 31.8%
Debt
€35k ▲ 33.0%
Debt's share of the balance-sheet total rises from 59.7% to 59.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€9k▼
2024 · €13k
Current ratio
1.41▼
2024 · 3.46
Debt to equity
1.50▲
2024 · 1.48
ROE
27.8%▲
2024 · 17.5%
ROA
11.1%▲
2024 · 7.0%
Interest coverage
10.20▼
2024 · 12.48
Debt ≤ 1 year
€17k▲
2024 · €6k
Debt > 1 year
€17k▼
2024 · €19k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €500 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €201 | - | €10k | €10k | €3k | ▼ 74.1% |
| Other operating charges640/8 | €774 | €2k | €913 | €4k | €2k | ▼ 37.7% |
| Non-recurring operating charges66A | - | - | - | - | €4k | - |
| Gross operating margin9900 | €5k | €12k | €17k | €22k | €22k | ▼ 0.4% |
| Operating profit (loss)9901 | €4k | €9k | €6k | €8k | €13k | ▲ 58.8% |
| Financial income75/76B | - | €182 | €4 | €197 | €195 | ▼ 0.8% |
| Recurring financial income75 | - | €182 | €4 | €197 | €195 | ▼ 0.8% |
| Financial charges65/66B | €484 | €452 | €2k | €1k | €2k | ▲ 3.1% |
| Recurring financial charges65 | €484 | €452 | €2k | €1k | €2k | ▲ 3.1% |
| Non-recurring financial charges66B | - | - | €60 | - | - | - |
| Profit (loss) for the period before taxes9903 | €4k | €9k | €4k | €7k | €11k | ▲ 69.1% |
| Income taxes67/77 | €3k | €4k | €3k | €4k | €5k | ▲ 35.0% |
| Profit (loss) for the period9904 | €868 | €5k | €1k | €3k | €6k | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €868 | €5k | €1k | €3k | €6k | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24k | €17k | €48k | €44k | €58k | ▲ 32.5% |
| Fixed assets21/28 | - | - | €31k | €24k | €33k | ▲ 39.8% |
| Tangible fixed assets22/27 | - | - | €31k | €24k | €33k | ▲ 39.8% |
| Furniture and vehicles24 | - | - | €31k | €21k | €31k | ▲ 47.5% |
| Other tangible fixed assets26 | - | - | - | €3k | €3k | ▼ 10.1% |
| Current assets29/58 | €24k | €17k | €17k | €20k | €24k | ▲ 23.6% |
| Amounts receivable after more than one year29 | €1k | €8k | €3k | €3k | - | - |
| Other amounts receivable291 | €1k | €8k | €3k | €3k | - | - |
| Amounts receivable within one year40/41 | €12k | €5k | €7k | €15k | €6k | ▼ 59.6% |
| Trade receivables40 | €9k | €397 | €2k | €11k | - | - |
| Other amounts receivable41 | €4k | €5k | €4k | €4k | €6k | ▲ 38.8% |
| Cash at bank and in hand54/58 | €11k | €4k | €7k | €1k | €18k | ▲ 1,627% |
| Deferred charges and accrued income490/1 | - | €69 | - | €764 | €142 | ▼ 81.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24k | €17k | €48k | €44k | €58k | ▲ 32.5% |
| Equity10/15 | €8k | €13k | €14k | €18k | €23k | ▲ 31.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €7k | €8k | €11k | €17k | ▲ 49.2% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €129 | €5k | €6k | €11k | €17k | ▲ 49.2% |
| Amounts payable17/49 | €16k | €4k | €33k | €26k | €35k | ▲ 33.0% |
| Amounts payable after more than one year17 | - | - | €19k | €19k | €17k | ▼ 10.2% |
| Financial debts170/4 | - | - | €19k | €19k | €17k | ▼ 10.2% |
| Amounts payable within one year42/48 | €16k | €4k | €14k | €6k | €17k | ▲ 203% |
| Current portion of amounts payable after more than one year42 | €6k | €500 | €9k | €500 | €6k | ▲ 1,138% |
| Trade debts44 | €2k | €2k | €2k | €2k | €605 | ▼ 67.6% |
| Suppliers440/4 | €2k | €2k | €2k | €2k | €605 | ▼ 67.6% |
| Taxes, remuneration and social security45 | €5k | €1k | €2k | €3k | €10k | ▲ 188% |
| Taxes450/3 | €3k | €1k | €2k | €2k | €10k | ▲ 326% |
| Remuneration and social security454/9 | €2k | - | - | €1k | - | - |
| Other amounts payable47/48 | €3k | - | €166 | - | €850 | - |
| Accrued charges and deferred income492/3 | - | - | - | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €868 | €5k | €1k | €3k | €6k | ▲ 110% |
| + Depreciation and write-downs630 | €201 | - | €10k | €10k | €3k | ▼ 74.1% |
| Operating cash flow (approximation) | €1k | €5k | €12k | €13k | €9k | ▼ 31.6% |
| Investment in fixed assets (approximation) | - | - | - | €-3k | €-12k | ▼ 280% |
| Change in cash | - | €-7k | €3k | €-6k | €17k | ▲ 388% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.46
Current ratio from 1.21 to 3.46; short-term debt falls from €14k to €6k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 4.30
Current ratio from 1.52 to 4.30; short-term debt falls from €16k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €868 ▼89.9%
Net result drops to €868, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €9k ▲42.3%
Operating result €14k, net result €9k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.81 to 1.85; short-term debt falls from €12k to €8k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Show earlier events
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2000
Ground area
1,585 m²
Building footprint
194 m²
Volume, LiDAR
1,004 m³
Parcel 11023A0212/00T005, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Paasbloemlaan 15, 2950 Kapellen
since 20002.099.647.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023A0212/00T005 | Flanders | 1,585 m² | 1 · 194 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
70200Business and other management consultancy
56210Event catering
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
82990Other business support services
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.