CONSOLUS
ActiveCONSOLUS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €47k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 28.97 against 31.34 in 2024; short-term debt: 3.5% and cash: 95.4% of total assets), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
18.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
39 d early
2023
41 d early
2022
39 d early
2021
42 d early
2020
38 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 11.8%
2024 · €216k
2019: €99k
2020: €120k
2021: €144k
2022: €186k
2023: €204k
2024: €216k
2019 → 2025
Total assets
€250k▲ 12.1%
2024 · €223k
2019: €117k
2020: €131k
2021: €209k
2022: €191k
2023: €278k
2024: €223k
2019 → 2025
Net result
€47k▲ 22.1%
2024 · €38k
2019: €22k
2020: €21k
2021: €24k
2022: €42k
2023: €67k
2024: €38k
2019 → 2025
Working capital
€241k▲ 11.8%
2024 · €216k
2019: €104k
2020: €129k
2021: €153k
2022: €186k
2023: €204k
2024: €216k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€186k▲ 28.8%€204k▲ 9.6%€216k▲ 6.1%€241k▲ 11.8%
Operating result€35k-€61k▲ 72.6%€98k▲ 61.2%€57k▼ 42.4%€68k▲ 19.5%
Net result€24k-€42k▲ 74.7%€67k▲ 61.0%€38k▼ 42.4%€47k▲ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €250k
Equity
€241k▲ 11.8%
Debt
€9k▲ 21.2%
The debt ratio rises from 3.2% to 3.5%. Equity and debt are higher.
Key figures and ratios
Solvency
96.5%▼
2024 · 96.8%
Current ratio
28.97▼
2024 · 31.34
Quick ratio
28.97▼
2024 · 30.81
Debt / equity
0.04▲
2024 · 0.03
ROE
19.5%▲
2024 · 17.8%
ROA
18.8%▲
2024 · 17.3%
Debt
€9k▲
2024 · €7k
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€22k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€250k▲
Current assets29/58€223k€250k▲
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40-€12k
Other amounts receivable41€2k-
Cash at bank and in hand54/58€217k€238k▲
Equity and liabilities
Total equity and liabilities10/49€223k€250k▲
Equity10/15€216k€241k▲
Reserves13€215k€241k▲
Distributable reserves133€215k€241k▲
Profit (loss) carried forward14€766€766=
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€2k€269▼
Suppliers440/4€2k€269▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Income statement
Code20242025
Other operating charges640/8€141€144▲
Gross operating margin9900€57k€68k▲
Operating profit (loss)9901€57k€68k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€125€120▼
Recurring financial charges65€125€120▼
Profit (loss) for the period before taxes9903€57k€69k▲
Income taxes67/77€18k€22k▲
Profit (loss) for the period9904€38k€47k▲
Profit (loss) for the period to be appropriated9905€38k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€48k▲
Profit (loss) brought forward from the previous period14P€766€766=
Transfer from equity791/2€16k€22k▲
Transfer to equity691/2€38k€47k▲
To other reserves6921€38k€47k▲
Profit to be distributed694/7€16k€22k▲
Return on contributions (dividend)694€16k€22k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity times 8current ratio 31.34
Current ratio from 3.74 to 31.34; short-term debt falls from €74k to €7k.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €67k ▲61%
Operating result €98k, net result €67k, both a record.
30-06
Financial
Equity above €200kEq €204k ▲9.6%
5 profitable years in a row build equity to €204k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity times 9current ratio 34.86
Current ratio from 3.69 to 34.86; short-term debt falls from €57k to €5k.
30-06
Financial
Equity above €150kEq €186k ▲28.8%
4 profitable years in a row build equity to €186k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €21k ▼2.4%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 7current ratio 60.37
Current ratio from 8.90 to 60.37; short-term debt falls from €13k to €2k.
30-06
Financial
Equity above €100kEq €120k ▲21.2%
2 profitable years in a row build equity to €120k.
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastanjestraat 59840 Nazareth-De PinteGround area
554 m²
Building footprint
108 m²
Volume, LiDAR
16 m³
Parcel 44012B0545/00K004, Flanders · tallest building 7.1 m. Linked by address, not a title deed.
1 establishment unit
Kastanjestraat 5, 9840 Nazareth-De Pinte
since 20032.123.223.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0545/00K004 | Flanders | 554 m² | 1 · 108 m² | 7.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.M.S.
BE 0420.633.768
Ukkel · Eq €241k
B.I.E. Van Herck
BE 0776.618.721
Lille · Eq €242k
Wilora
BE 1026.046.895
Brasschaat · Eq €241k
SALVERIUM SOLUTIONS
BE 0682.506.252
Nazareth-De Pinte · Eq €241k
Archie & K
BE 1000.433.848
Lokeren · Eq €242k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,758 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2003
Fiscal year end30-06
Activities, NACEBEL
74875
82990Other business support services
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.