CÒNSOL
ActiveCÒNSOL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €2k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-28
Solvency91▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 3.82 in 2023; short-term debt: 29.8% and cash: 12.3% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
66.3%
Return on assets
3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
28 d early
2022
24 d early
2021
17 d early
2020
39 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k▲ 4.7%
2023 · €49k
2018: €34k
2019: €34k
2020: €25k
2021: €17k
2022: €14k
2023: €49k
2018 → 2024
Total assets
€77k▲ 6.0%
2023 · €73k
2018: €68k
2019: €68k
2020: €46k
2021: €47k
2022: €41k
2023: €73k
2018 → 2024
Net result
€2k▼ 93.9%
2023 · €38k
2018: €-1k
2019: €-424
2020: €-9k
2021: €-7k
2022: €-3k
2023: €38k
2018 → 2024
Working capital
€28k▼ 38.1%
2023 · €45k
2018: €-17k
2019: €-7k
2020: €408
2021: €19k
2022: €25k
2023: €45k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€17k▼ 29.6%€14k▼ 16.5%€49k▲ 239%€51k▲ 4.7%
Operating result€-7k-€-5k▲ 27.6%€-195▲ 96.3%€55k€7k▼ 86.4%
Net result€-9k-€-7k▲ 20.1%€-3k▲ 60.9%€38k€2k▼ 93.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 86% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€27k▲ 118%
Current assets
€51k▼ 16.4%
Equity and liabilities €77k
Equity
€51k▲ 4.7%
Debt
€26k▲ 8.6%
The debt ratio rises from 32.9% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2023 · €56k
Cash flow
€6k▼
2023 · €39k
Solvency
66.3%▼
2023 · 67.1%
Current ratio
2.21▼
2023 · 3.82
Quick ratio
2.21▼
2023 · 3.82
Debt / equity
0.51▲
2023 · 0.49
ROE
4.5%▼
2023 · 77.6%
ROA
3.0%▼
2023 · 52.1%
Interest coverage
5.96▼
2023 · 58.50
Debt
€26k▲
2023 · €24k
Debt ≤ 1 year
€23k▲
2023 · €16k
Debt > 1 year
€3k▼
2023 · €8k
Income taxes
€5k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€73k€77k▲
Fixed assets21/28€12k€27k▲
Tangible fixed assets22/27€12k€26k▲
Land and buildings22€1k€11k▲
Furniture and vehicles24€10k€15k▲
Financial fixed assets28€250€250=
Current assets29/58€61k€51k▼
Amounts receivable within one year40/41€27k€39k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€25k€37k▲
Cash at bank and in hand54/58€31k€10k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€73k€77k▲
Equity10/15€49k€51k▲
Contributions10/11€12k€12k=
Reserves13€75k€77k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€75k▲
Profit (loss) carried forward14€-38k€-38k=
Amounts payable17/49€24k€26k▲
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€16k€23k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€650€3k▲
Suppliers440/4€650€3k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Other amounts payable47/48€4k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€1k€987▼
Gross operating margin9900€57k€12k▼
Operating profit (loss)9901€55k€7k▼
Financial income75/76B€408€1k▲
Recurring financial income75€408€1k▲
Financial charges65/66B€956€2k▲
Recurring financial charges65€956€2k▲
Profit (loss) for the period before taxes9903€54k€7k▼
Income taxes67/77€16k€5k▼
Profit (loss) for the period9904€38k€2k▼
Profit (loss) for the period to be appropriated9905€38k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-428€-36k▼
Profit (loss) brought forward from the previous period14P€-38k€-38k=
Transfer to equity691/2€35k€2k▼
To other reserves6921€35k€2k▼
Profit to be distributed694/7€4k€0▼
Directors or managers695€4k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €38k
Net result €38k after 5 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 2.61
Current ratio from 1.02 to 2.61; short-term debt falls from €22k to €12k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Betonweg 573670 OudsbergenGround area
900 m²
Building footprint
174 m²
Volume, LiDAR
698 m³
Parcel 72008B0014/00C002, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CÒNSOL
since 20102.195.757.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72008B0014/00C002 | Flanders | 900 m² | 1 · 174 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 600 EUR | 600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.