CONSO
ActiveSummary
CONSO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,505 and a net result of €224,223. Equity is shrinking by ~47% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency48▲+48
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.75 in 2024; short-term debt: 77.3% and cash: 0.3% of total assets), and 77.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
132.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
28 d early
2023
22 d late
2022
11 d late
2021
73 d late
2020
33 d early
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 20 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€38,505
2024 · -€185,718
Total assets
€169,358▼ 65.8%
2024 · €495,166
Net result
€224,223
2024 · -€83,488
Working capital
€38,505
2024 · -€166,163
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€15,347€1,358-€8,971-€27,512▼ 207%€233,976
Net result-€27,709-€20,804▲ 24.9%-€45,271▼ 118%-€83,488▼ 84.4%€224,223
Equity-€36,155▼ 328%-€56,959▼ 57.5%-€102,230▼ 79.5%-€185,718▼ 81.7%€38,505
Total assets€815,788▲ 35.4%€619,823▼ 24.0%€717,076▲ 15.7%€495,166▼ 30.9%€169,358▼ 65.8%
Debt€851,943▲ 39.4%€676,782▼ 20.6%€819,306▲ 21.1%€680,884▼ 16.9%€130,853▼ 80.8%
Working capital-€36,469▼ 302%-€56,959▼ 56.2%-€82,904▼ 45.6%-€166,163▼ 100%€38,505
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €233,976 after a loss of €27,512 in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €169,358
Equity
€38,505
Debt
€130,853
Debt finances 77.3% of the balance-sheet total.
Key figures and ratios
Current ratio
1.29▲
2024 · 0.75
Debt to equity
3.40▲
2024 · -3.67
ROE
582.3%
ROA
132.4%▲
2024 · -16.9%
Debt ≤ 1 year
€130,853▼
2024 · €661,329
Income taxes
€7,650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €313 | €314 | - | - | - | - |
| Other operating charges640/8 | €2,340 | €1,543 | €1,439 | €17,798 | €1,753 | ▼ 90.1% |
| Gross operating margin9900 | -€12,694 | €3,215 | -€7,532 | -€9,714 | €235,729 | ▲ 2,527% |
| Operating profit (loss)9901 | -€15,347 | €1,358 | -€8,971 | -€27,512 | €233,976 | ▲ 950% |
| Financial income75/76B | - | - | - | - | €3,375 | - |
| Recurring financial income75 | - | - | - | - | €3,375 | - |
| Financial charges65/66B | €12,362 | €22,162 | €36,300 | €55,976 | €5,477 | ▼ 90.2% |
| Recurring financial charges65 | €12,362 | €22,162 | €36,300 | €41,452 | €5,477 | ▼ 86.8% |
| Non-recurring financial charges66B | - | - | - | €14,524 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | -€27,709 | -€20,804 | -€45,271 | -€83,488 | €231,873 | ▲ 378% |
| Income taxes67/77 | - | - | - | - | €7,650 | - |
| Profit (loss) for the period9904 | -€27,709 | -€20,804 | -€45,271 | -€83,488 | €224,223 | ▲ 369% |
| Profit (loss) for the period to be appropriated9905 | -€27,709 | -€20,804 | -€45,271 | -€83,488 | €224,223 | ▲ 369% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €815,788 | €619,823 | €717,076 | €495,166 | €169,358 | ▼ 65.8% |
| Fixed assets21/28 | €314 | - | - | - | - | - |
| Tangible fixed assets22/27 | €314 | €0 | - | - | - | - |
| Plant, machinery and equipment23 | €314 | - | - | - | - | - |
| Current assets29/58 | €815,474 | €619,823 | €717,076 | €495,166 | €169,358 | ▼ 65.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €150,000 | - |
| Other amounts receivable291 | - | - | - | - | €150,000 | - |
| Stocks and contracts in progress3 | €789,082 | €583,881 | €690,245 | €492,403 | €0 | ▼ 100% |
| Stocks30/36 | €789,082 | €583,881 | €690,245 | €492,403 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €24,270 | €35,831 | €26,131 | €1,250 | €15,424 | ▲ 1,134% |
| Trade receivables40 | - | €35,831 | €24,881 | - | - | - |
| Other amounts receivable41 | €24,270 | - | €1,250 | €1,250 | €15,424 | ▲ 1,134% |
| Cash at bank and in hand54/58 | €1,926 | €39 | €668 | €1,482 | €559 | ▼ 62.3% |
| Deferred charges and accrued income490/1 | €196 | €72 | €32 | €31 | €3,375 | ▲ 10,787% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €815,788 | €619,823 | €717,076 | €495,166 | €169,358 | ▼ 65.8% |
| Equity10/15 | -€36,155 | -€56,959 | -€102,230 | -€185,718 | €38,505 | ▲ 121% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€54,755 | -€75,559 | -€120,830 | -€204,318 | €19,905 | ▲ 110% |
| Amounts payable17/49 | €851,943 | €676,782 | €819,306 | €680,884 | €130,853 | ▼ 80.8% |
| Amounts payable within one year42/48 | €851,943 | €676,782 | €799,980 | €661,329 | €130,853 | ▼ 80.2% |
| Financial debts43 | €548,000 | €550,646 | €600,014 | €355,000 | €0 | ▼ 100% |
| Credit institutions430/8 | €548,000 | €550,646 | €600,014 | €355,000 | €0 | ▼ 100% |
| Trade debts44 | €75,847 | €3,632 | €47,040 | €69,460 | €1,038 | ▼ 98.5% |
| Suppliers440/4 | €75,847 | €3,632 | €47,040 | €69,460 | €1,038 | ▼ 98.5% |
| Taxes, remuneration and social security45 | - | €339 | €2,461 | €1,023 | €7,650 | ▲ 648% |
| Taxes450/3 | - | €339 | €2,461 | €1,023 | €7,650 | ▲ 648% |
| Other amounts payable47/48 | €228,096 | €122,165 | €150,465 | €235,846 | €122,165 | ▼ 48.2% |
| Accrued charges and deferred income492/3 | - | - | €19,326 | €19,555 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,709 | -€20,804 | -€45,271 | -€83,488 | €224,223 | ▲ 369% |
| + Depreciation and write-downs630 | €313 | €314 | - | - | - | - |
| Operating cash flow (approximation) | -€27,396 | -€20,490 | -€45,271 | -€83,488 | €224,223 | ▲ 369% |
| Change in cash | - | -€1,887 | €629 | €814 | -€923 | ▼ 213% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €224,223
Net result €224,223 after 4 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€83,488
Net result drops to -€83,488, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €5,086
Net result €5,086 after 2 loss-making years.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 118 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 68 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
185 m²
Building footprint
185 m²
Volume, LiDAR
1,929 m³
Parcel 11303B0441/00B006, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
21
companies at this address
See who is registered here
1 establishment unit
CONSO BVBA
since 20162.249.761.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0441/00B006 | Flanders | 185 m² | 1 · 185 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2016
Fiscal year end31-12
Contact
E-mail
conso@outlook.beAntwerpen
Phone
0486915237Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646921110
Registered
07-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.