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CONSILIUM

Active
Private limited companyfounded 20223 yrs activeHeilig Hartstraat 81, 3890 Gingelom, BelgiumKBO/BCE: BE 0795.271.326
Summary

CONSILIUM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €987. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▼-22
Solvency93▼-7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 3.6 in 2024; short-term debt: 31.9% and cash: 26.5% of total assets), and 31.9% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.1%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
17 d late
2024
58 d early
2023
75 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€42k▲ 2.4%
2024 · €41k
2023: €31klowest in 3 years 2024: €41k▲ +31.4% vs 2023 2025: €42k▲ +2.4% vs 2024highest in 3 years
2023 → 2025
Total assets
€62k▲ 12.0%
2024 · €55k
2023: €42klowest in 3 years 2024: €55k▲ +32.9% vs 2023 2025: €62k▲ +12.0% vs 2024highest in 3 years
2023 → 2025
Net result
€987▼ 90.7%
2024 · €11k
2023: €30khighest in 3 years 2024: €11k▼ -64.2% vs 2023 2025: €987▼ -90.7% vs 2024lowest in 3 years
2023 → 2025
Working capital
€35k▼ 3.9%
2024 · €37k
2023: €23klowest in 3 years 2024: €37k▲ +62.2% vs 2023highest in 3 years 2025: €35k▼ -3.9% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€31k-€41k▲ 31.4%€42k▲ 2.4% 2023: €31klowest in 3 years 2024: €41k▲ +31.4% vs 2023 2025: €42k▲ +2.4% vs 2024highest in 3 years
Operating result€39k-€15k▼ 62.3%€3k▼ 81.3% 2023: €39khighest in 3 years 2024: €15k▼ -62.3% vs 2023 2025: €3k▼ -81.3% vs 2024lowest in 3 years
Net result€30k-€11k▼ 64.2%€987▼ 90.7% 2023: €30khighest in 3 years 2024: €11k▼ -64.2% vs 2023 2025: €987▼ -90.7% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2023: €39k€39kNet result 2023: €30k€30kOperating result 2024: €15k€15kNet result 2024: €11k€11kOperating result 2025: €3k€3kNet result 2025: €987€987202320242025€0€10k€20k€30k€40kOperating result 2023: €39k€39kNet result 2023: €30k€30kOperating result 2024: €15k€15kNet result 2024: €11k€11kOperating result 2025: €3k€2.8kNet result 2025: €987€987202320242025
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets €7k ▲ 52.4%
Current assets €55k ▲ 8.4%
Equity and liabilities €62k
Equity €42k ▲ 2.4%
Debt €20k ▲ 40.2%
Debt's share of the balance-sheet total rises from 25.5% to 31.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k▼
2024 · €20k
Cash flow
€3k▼
2024 · €16k
Current ratio
2.78▼
2024 · 3.60
Debt to equity
0.47▲
2024 · 0.34
ROE
2.3%▼
2024 · 25.8%
ROA
1.6%▼
2024 · 19.2%
Interest coverage
7.06▼
2024 · 342.99
Debt ≤ 1 year
€20k▲
2024 · €14k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€55k€62k▲
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€4k€6k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€4k€4k▲
Financial fixed assets28€1k€1k▲
Current assets29/58€51k€55k▲
Amounts receivable after more than one year29€32k€33k▲
Other amounts receivable291€32k€33k▲
Amounts receivable within one year40/41€443€200▼
Other amounts receivable41€443€200▼
Cash at bank and in hand54/58€18k€16k▼
Deferred charges and accrued income490/1€610€5k▲
Equity and liabilities
Total equity and liabilities10/49€55k€62k▲
Equity10/15€41k€42k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€39k€40k▲
Amounts payable17/49€14k€20k▲
Amounts payable within one year42/48€14k€20k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48-€91
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€585€697▲
Gross operating margin9900€21k€5k▼
Operating profit (loss)9901€15k€3k▼
Financial income75/76B€905€884▼
Recurring financial income75€905€884▼
Financial charges65/66B€58€622▲
Recurring financial charges65€58€622▲
Profit (loss) for the period before taxes9903€16k€3k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€11k€987▼
Profit (loss) for the period to be appropriated9905€11k€987▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€40k▲
Profit (loss) brought forward from the previous period14P€29k€39k▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k€2k▼ 68.9%
Other operating charges640/8€2k€585€697▲ 19.2%
Gross operating margin9900€47k€21k€5k▼ 75.4%
Operating profit (loss)9901€39k€15k€3k▼ 81.3%
Financial income75/76B€0€905€884▼ 2.3%
Recurring financial income75€0€905€884▼ 2.3%
Financial charges65/66B€55€58€622▲ 963%
Recurring financial charges65€55€58€622▲ 963%
Profit (loss) for the period before taxes9903€39k€16k€3k▼ 80.7%
Income taxes67/77€10k€5k€2k▼ 59.6%
Profit (loss) for the period9904€30k€11k€987▼ 90.7%
Profit (loss) for the period to be appropriated9905€30k€11k€987▼ 90.7%
Line202320242025Change
Assets
Total assets20/58€42k€55k€62k▲ 12.0%
Fixed assets21/28€9k€5k€7k▲ 52.4%
Tangible fixed assets22/27€9k€4k€6k▲ 66.9%
Plant, machinery and equipment23--€2k-
Furniture and vehicles24€9k€4k€4k▲ 14.3%
Financial fixed assets28-€1k€1k▲ 0.1%
Current assets29/58€33k€51k€55k▲ 8.4%
Amounts receivable after more than one year29-€32k€33k▲ 3.1%
Other amounts receivable291-€32k€33k▲ 3.1%
Amounts receivable within one year40/41€8k€443€200▼ 54.9%
Trade receivables40€8k---
Other amounts receivable41€296€443€200▼ 54.9%
Cash at bank and in hand54/58€24k€18k€16k▼ 7.2%
Deferred charges and accrued income490/1€516€610€5k▲ 781%
Equity and liabilities
Total equity and liabilities10/49€42k€55k€62k▲ 12.0%
Equity10/15€31k€41k€42k▲ 2.4%
Contributions10/11€3k€3k€3k=
Profit (loss) carried forward14€29k€39k€40k▲ 2.5%
Amounts payable17/49€10k€14k€20k▲ 40.2%
Amounts payable within one year42/48€10k€14k€20k▲ 40.2%
Trade debts44€6k€5k€3k▼ 31.5%
Suppliers440/4€6k€5k€3k▼ 31.5%
Taxes, remuneration and social security45€4k€9k€16k▲ 76.3%
Taxes450/3€4k€9k€16k▲ 76.3%
Other amounts payable47/48€806-€91-
Line202320242025Change
Profit (loss) for the period9904€30k€11k€987▼ 90.7%
+ Depreciation and write-downs630€6k€5k€2k▼ 68.9%
Operating cash flow (approximation)€35k€16k€3k▼ 83.6%
Investment in fixed assets (approximation)-€-1k€-4k▼ 303%
Change in cash-€-7k€-1k▲ 81.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial Weakest financial yearnet €987 ▼90.7%
Net result drops to €987, the lowest in the series.
03-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,030 m²
Building footprint
616 m²
Volume, LiDAR
4,906 m³
Parcel 71007B0003/00K000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Consilium
Heilig Hartstraat 81, 3890 GingelomActivities of lawyers
since 20222.339.886.458
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71007B0003/00K000 Flanders 2,030 m² 1 · 616 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 7,072 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers

Scores and ratios are computed by Checked and are not a credit decision.