CONSILIUM
ActiveSummary
CONSILIUM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€65,305. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 86% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-60
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 37.48 against 22.77 in 2024; short-term debt: 2.2% and cash: 37.6% of total assets), and 11.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
-3.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
14 d early
2023
35 d early
2022
39 d early
2021
12 d late
2020
2 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#10 company by equity in Chaumont-Gistoux, Professional and technical services sector
Equity
€1.6m▼ 3.8%
2024 · €1.7m
Total assets
€1.9m▼ 5.6%
2024 · €2.0m
Net result
-€65,305
2024 · €82,742
Working capital
€1.5m▼ 4.0%
2024 · €1.6m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€354,118▲ 97.3%€346,645▼ 2.1%€403,445▲ 16.4%€60,713▼ 85.0%-€97,935
Net result€248,742above the sector's middle half▼ 21.5%€251,082above the sector's middle half▲ 0.9%€308,127above the sector's middle half▲ 22.7%€82,742above the sector's middle half▼ 73.1%-€65,305below the sector's middle half
Equity€1.1mabove the sector's middle half▲ 28.4%€1.4mabove the sector's middle half▲ 22.3%€1.7mabove the sector's middle half▲ 22.4%€1.7mabove the sector's middle half▲ 1.8%€1.6mabove the sector's middle half▼ 3.8%
Total assets€1.5mabove the sector's middle half▲ 17.3%€1.7mabove the sector's middle half▲ 11.3%€1.9mabove the sector's middle half▲ 14.2%€2.0mabove the sector's middle half▲ 3.5%€1.9mabove the sector's middle half▼ 5.6%
Debt€378,864▼ 6.6%€297,347▼ 21.5%€227,582▼ 23.5%€265,170▲ 16.5%€219,390▼ 17.3%
Working capital€1.0m▲ 25.9%€1.3m▲ 22.4%€1.6m▲ 23.0%€1.6m▼ 0.9%€1.5m▼ 4.0%
Solvency74.8%within the sector's middle half▲ 6.4pp82.2%above the sector's middle half▲ 7.4pp88.1%above the sector's middle half▲ 5.9pp86.6%above the sector's middle half▼ 1.5pp88.3%above the sector's middle half▲ 1.7pp
Staff (FTE)0.31.2▲ 300%1.2=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €97,935 after €60,713 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€330,216 ▼ 5.4%
Current assets
€1.5m ▼ 5.7%
Equity and liabilities €1.9m
Equity
€1.6m ▼ 3.8%
Debt
€219,390 ▼ 17.3%
Debt's share of the balance-sheet total falls from 13.4% to 11.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€79,039▼
2024 · €75,544
Cash flow
-€46,409▼
2024 · €97,573
Current ratio
37.48▲
2024 · 22.77
Debt to equity
0.13▼
2024 · 0.15
ROE
-4.0%▼
2024 · 4.8%
ROA
-3.5%▼
2024 · 4.2%
Interest coverage
-12.89▼
2024 · 14.97
Debt ≤ 1 year
€41,049▼
2024 · €71,636
Debt > 1 year
€178,342▼
2024 · €193,534
Income taxes
€16,612▼
2024 · €29,548
Staff costs
€64,502▲
2024 · €56,223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €15,424 | €56,223 | €64,502 | ▲ 14.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,541 | €9,303 | €10,904 | €14,831 | €18,896 | ▲ 27.4% |
| Other operating charges640/8 | €2,201 | €1,477 | €1,975 | €5,679 | €2,636 | ▼ 53.6% |
| Gross operating margin9900 | €360,860 | €357,424 | €431,748 | €137,446 | -€11,900 | ▼ 109% |
| Operating profit (loss)9901 | €354,118 | €346,645 | €403,445 | €60,713 | -€97,935 | ▼ 261% |
| Financial income75/76B | €10,584 | €22,175 | €7,708 | €56,624 | €55,373 | ▼ 2.2% |
| Recurring financial income75 | €10,584 | €22,175 | €7,708 | €56,624 | €55,373 | ▼ 2.2% |
| Financial charges65/66B | €4,557 | €4,917 | €5,022 | €5,048 | €6,131 | ▲ 21.5% |
| Recurring financial charges65 | €4,557 | €4,917 | €5,022 | €5,048 | €6,131 | ▲ 21.5% |
| Profit (loss) for the period before taxes9903 | €360,145 | €363,903 | €406,131 | €112,290 | -€48,693 | ▼ 143% |
| Income taxes67/77 | €111,403 | €112,821 | €98,005 | €29,548 | €16,612 | ▼ 43.8% |
| Profit (loss) for the period9904 | €248,742 | €251,082 | €308,127 | €82,742 | -€65,305 | ▼ 179% |
| Profit (loss) for the period to be appropriated9905 | €248,742 | €251,082 | €308,127 | €82,742 | -€65,305 | ▼ 179% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.7m | €1.9m | €2.0m | €1.9m | ▼ 5.6% |
| Fixed assets21/28 | €317,968 | €320,458 | €319,877 | €349,113 | €330,216 | ▼ 5.4% |
| Intangible fixed assets21 | €1,832 | €8,019 | €4,508 | €1,363 | - | - |
| Tangible fixed assets22/27 | €314,635 | €310,939 | €313,664 | €346,044 | €328,511 | ▼ 5.1% |
| Land and buildings22 | €308,543 | €304,847 | €300,760 | €296,933 | €293,625 | ▼ 1.1% |
| Plant, machinery and equipment23 | €2,781 | €3,565 | €2,291 | €2,187 | €1,104 | ▼ 49.5% |
| Furniture and vehicles24 | €3,311 | €2,527 | €10,612 | €46,924 | €33,782 | ▼ 28.0% |
| Financial fixed assets28 | €1,500 | €1,500 | €1,705 | €1,705 | €1,705 | = |
| Current assets29/58 | €1.2m | €1.4m | €1.6m | €1.6m | €1.5m | ▼ 5.7% |
| Amounts receivable after more than one year29 | €288,340 | €296,961 | - | - | - | - |
| Trade receivables290 | - | €296,961 | - | - | - | - |
| Other amounts receivable291 | €288,340 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €40,538 | €46,005 | €51,142 | €100,535 | €102,969 | ▲ 2.4% |
| Trade receivables40 | €27,133 | €25,338 | €24,713 | €25,755 | €29,698 | ▲ 15.3% |
| Other amounts receivable41 | €13,405 | €20,668 | €26,428 | €74,780 | €73,271 | ▼ 2.0% |
| Current investments50/53 | €271,603 | €298,322 | €315,382 | €520,159 | €730,731 | ▲ 40.5% |
| Cash at bank and in hand54/58 | €584,610 | €710,761 | €1.2m | €1.0m | €703,605 | ▼ 30.2% |
| Deferred charges and accrued income490/1 | €1,300 | €1,416 | €1,397 | €1,442 | €1,378 | ▼ 4.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.7m | €1.9m | €2.0m | €1.9m | ▼ 5.6% |
| Equity10/15 | €1.1m | €1.4m | €1.7m | €1.7m | €1.6m | ▼ 3.8% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Uncalled capital101 | €6,200 | - | - | - | - | - |
| Outside capital11 | - | €12,400 | - | - | - | - |
| Other1109/19 | - | €12,400 | - | - | - | - |
| Reserves13 | €1.1m | €1.4m | €1.4m | €1.3m | €1.3m | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €1.1m | €1.4m | €1.4m | €1.3m | €1.3m | = |
| Profit (loss) carried forward14 | -€4,567 | -€8,631 | €299,495 | €382,237 | €316,932 | ▼ 17.1% |
| Amounts payable17/49 | €378,864 | €297,347 | €227,582 | €265,170 | €219,390 | ▼ 17.3% |
| Amounts payable after more than one year17 | €238,003 | €223,362 | €208,540 | €193,534 | €178,342 | ▼ 7.8% |
| Financial debts170/4 | €238,003 | €223,362 | €208,540 | €193,534 | €178,342 | ▼ 7.8% |
| Amounts payable within one year42/48 | €140,861 | €73,985 | €19,042 | €71,636 | €41,049 | ▼ 42.7% |
| Current portion of amounts payable after more than one year42 | €14,461 | €14,641 | €14,822 | €15,006 | €15,192 | ▲ 1.2% |
| Trade debts44 | €4,884 | €646 | €557 | €40,398 | €13,260 | ▼ 67.2% |
| Suppliers440/4 | €4,884 | €646 | €557 | €40,398 | €13,260 | ▼ 67.2% |
| Taxes, remuneration and social security45 | €120,536 | €55,606 | €1,674 | €11,551 | €8,448 | ▼ 26.9% |
| Taxes450/3 | €120,536 | €55,606 | €1,113 | - | - | - |
| Remuneration and social security454/9 | - | - | €561 | €11,551 | €8,448 | ▼ 26.9% |
| Other amounts payable47/48 | €979 | €3,092 | €1,988 | €4,681 | €4,149 | ▼ 11.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €248,742 | €251,082 | €308,127 | €82,742 | -€65,305 | ▼ 179% |
| + Depreciation and write-downs630 | €4,541 | €9,303 | €10,904 | €14,831 | €18,896 | ▲ 27.4% |
| Operating cash flow (approximation) | €253,283 | €260,384 | €319,031 | €97,573 | -€46,409 | ▼ 148% |
| Investment in fixed assets (approximation) | - | -€11,793 | -€10,322 | -€44,066 | €0 | ▲ 100% |
| Change in cash | - | €126,151 | €513,726 | -€215,752 | -€305,129 | ▼ 41.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet -€65,305
Net result drops to -€65,305, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 83.63
Current ratio from 18.29 to 83.63; short-term debt falls from €73,985 to €19,042.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 18.29
Current ratio from 8.42 to 18.29; short-term debt falls from €140,861 to €73,985.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Equity above €1mEq €1.1m ▲28.4%
4 profitable years in a row build equity to €1.1m.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Highest result since 2018net €373,997 ▲116%
Operating result €604,582, net result €373,997, both a record.
31-12
Financial
Equity above €500,000Eq €559,733 ▲201%
2 profitable years in a row build equity to €559,733.
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2017
Ground area
2,609 m²
Building footprint
215 m²
Volume, LiDAR
1,030 m³
Parcel 25025A0022/00F000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSILIUM
since 20172.268.989.356
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025A0022/00F000 | Wallonia | 2,608 m² | 1 · 215 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500ITCHJCIUGGAX12
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 22,373 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
jmarnould@brutele.beChaumont-Gistoux
Phone
0478563853Chaumont-Gistoux
E-invoicing
Reachable via Peppol
Peppol ID
0208:0678957735
Also
9925:BE0678957735
Registered
24-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.