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Consiglo

Active
Private limited companyfounded 20224 yrs activeGouden-Rivierlaan(Kor) 24, 8500 Kortrijk, BelgiumKBO/BCE: BE 0779.891.282
Summary

Consiglo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €132,317 and a net result of €54,222. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.97 in 2023; short-term debt: 23.7% and cash: 79.3% of total assets), and 23.9% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
50 d early
2023
56 d early
2022
56 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Consiglo was incorporated on 10 January 2022 as a Private limited company.1 Total assets rose from EUR 60,562 in 2022 to EUR 173,844 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€132,317▲ 69.4%
2023 · €78,096
Total assets
€173,844▲ 71.3%
2023 · €101,513
Net result
€54,222▲ 32.9%
2023 · €40,811
Working capital
€126,271▲ 83.7%
2023 · €68,722
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€47,691-€52,566▲ 10.2%€69,675▲ 32.5%
Net result€37,185within the sector's middle half-€40,811within the sector's middle half▲ 9.8%€54,222within the sector's middle half▲ 32.9%
Equity€37,385within the sector's middle half-€78,096within the sector's middle half▲ 109%€132,317within the sector's middle half▲ 69.4%
Total assets€60,562below the sector's middle half-€101,513within the sector's middle half▲ 67.6%€173,844within the sector's middle half▲ 71.3%
Debt€23,177-€23,417▲ 1.0%€41,527▲ 77.3%
Working capital€24,487within the sector's middle half-€68,722within the sector's middle half▲ 181%€126,271within the sector's middle half▲ 83.7%
Solvency61.7%within the sector's middle half-76.9%within the sector's middle half▲ 15.2pp76.1%within the sector's middle half▼ 0.8pp
Current ratio2.06within the sector's middle half-3.97within the sector's middle half▲ 1.914.07within the sector's middle half▲ 0.10
Return on assets (ROA)61.4%above the sector's middle half-40.2%above the sector's middle half▼ 21.2pp31.2%within the sector's middle half▼ 9.0pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €47,691€47,691Net result 2022: €37,185€37,185Operating result 2023: €52,566€52,566Net result 2023: €40,811€40,811Operating result 2024: €69,675€69,675Net result 2024: €54,222€54,222202220232024€0€20,000€40,000€60,000Operating result 2022: €47,691€47,700Net result 2022: €37,185€37,200Operating result 2023: €52,566€52,600Net result 2023: €40,811€40,800Operating result 2024: €69,675€69,700Net result 2024: €54,222€54,200202220232024
The operating result has risen two years in a row; 2024 is 33% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €173,844
Fixed assets €6,418 ▼ 33.5%
Current assets €167,427 ▲ 82.3%
Equity and liabilities €173,844
Equity €132,317 ▲ 69.4%
Debt €41,527 ▲ 77.3%
Debt's share of the balance-sheet total rises from 23.1% to 23.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€72,914▲
2023 · €55,805
Cash flow
€57,462▲
2023 · €44,051
Debt to equity
0.31▲
2023 · 0.30
ROE
41.0%▼
2023 · 52.3%
Interest coverage
171.27▲
2023 · 146.24
Debt ≤ 1 year
€41,155▲
2023 · €23,133
Income taxes
€15,027▲
2023 · €11,373
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€101,513€173,844▲
Fixed assets21/28€9,658€6,418▼
Tangible fixed assets22/27€9,658€6,418▼
Furniture and vehicles24€9,658€6,418▼
Current assets29/58€91,855€167,427▲
Amounts receivable within one year40/41€20,600€29,528▲
Trade receivables40€20,600€29,343▲
Other amounts receivable41-€185
Cash at bank and in hand54/58€70,890€137,791▲
Deferred charges and accrued income490/1€365€108▼
Equity and liabilities
Total equity and liabilities10/49€101,513€173,844▲
Equity10/15€78,096€132,317▲
Contributions10/11€100€100=
Reserves13€37,185€132,217▲
Distributable reserves133€37,185€132,217▲
Profit (loss) carried forward14€40,811€0▼
Amounts payable17/49€23,417€41,527▲
Amounts payable within one year42/48€23,133€41,155▲
Trade debts44€172€12▼
Suppliers440/4€172€12▼
Taxes, remuneration and social security45€18,014€36,822▲
Taxes450/3€18,014€36,822▲
Other amounts payable47/48€4,947€4,322▼
Accrued charges and deferred income492/3€284€372▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,240€3,240=
Other operating charges640/8€115€497▲
Gross operating margin9900€55,920€73,411▲
Operating profit (loss)9901€52,566€69,675▲
Financial charges65/66B€382€426▲
Recurring financial charges65€382€426▲
Profit (loss) for the period before taxes9903€52,184€69,249▲
Income taxes67/77€11,373€15,027▲
Profit (loss) for the period9904€40,811€54,222▲
Profit (loss) for the period to be appropriated9905€40,811€54,222▲
Appropriation of the result
Profit (loss) to be appropriated9906€40,811€95,033▲
Profit (loss) brought forward from the previous period14P-€40,811
Transfer to equity691/2€0€95,033▲
To other reserves6921€0€95,033▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,301€3,240€3,240=
Other operating charges640/8-€115€497▲ 332%
Gross operating margin9900€49,992€55,920€73,411▲ 31.3%
Operating profit (loss)9901€47,691€52,566€69,675▲ 32.5%
Financial charges65/66B€61€382€426▲ 11.6%
Recurring financial charges65€61€382€426▲ 11.6%
Profit (loss) for the period before taxes9903€47,630€52,184€69,249▲ 32.7%
Income taxes67/77€10,445€11,373€15,027▲ 32.1%
Profit (loss) for the period9904€37,185€40,811€54,222▲ 32.9%
Profit (loss) for the period to be appropriated9905€37,185€40,811€54,222▲ 32.9%
Line202220232024Change
Assets
Total assets20/58€60,562€101,513€173,844▲ 71.3%
Fixed assets21/28€12,897€9,658€6,418▼ 33.5%
Tangible fixed assets22/27€12,897€9,658€6,418▼ 33.5%
Furniture and vehicles24€12,897€9,658€6,418▼ 33.5%
Current assets29/58€47,665€91,855€167,427▲ 82.3%
Amounts receivable within one year40/41€10,890€20,600€29,528▲ 43.3%
Trade receivables40€10,890€20,600€29,343▲ 42.4%
Other amounts receivable41--€185-
Cash at bank and in hand54/58€35,668€70,890€137,791▲ 94.4%
Deferred charges and accrued income490/1€1,107€365€108▼ 70.3%
Equity and liabilities
Total equity and liabilities10/49€60,562€101,513€173,844▲ 71.3%
Equity10/15€37,385€78,096€132,317▲ 69.4%
Contributions10/11€200€100€100=
Reserves13€37,185€37,185€132,217▲ 256%
Distributable reserves133€37,185€37,185€132,217▲ 256%
Profit (loss) carried forward14-€40,811€0▼ 100%
Amounts payable17/49€23,177€23,417€41,527▲ 77.3%
Amounts payable within one year42/48€23,177€23,133€41,155▲ 77.9%
Trade debts44€134€172€12▼ 93.2%
Suppliers440/4€134€172€12▼ 93.2%
Taxes, remuneration and social security45€18,017€18,014€36,822▲ 104%
Taxes450/3€18,017€18,014€36,822▲ 104%
Other amounts payable47/48€5,027€4,947€4,322▼ 12.6%
Accrued charges and deferred income492/3-€284€372▲ 30.8%
Line202220232024Change
Profit (loss) for the period9904€37,185€40,811€54,222▲ 32.9%
+ Depreciation and write-downs630€2,301€3,240€3,240=
Operating cash flow (approximation)€39,486€44,051€57,462▲ 30.4%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€35,223€66,900▲ 89.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €54,222 ▲32.9%
Operating result €69,675, net result €54,222, both a record.
31-12
Financial Equity above €100,000Eq €132,317 ▲69.4%
3 profitable years in a row build equity to €132,317.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,971 m²
Building footprint
1,053 m²
Volume, LiDAR
728 m³
2 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Consiglo
Franklin Rooseveltlaan 43, 8790 WaregemConstruction of residential and non-residential buildings
since 20222.326.626.360
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34452B0576/00D004 Flanders 1,714 m² 1 · 970 m² -
34352C0423/00C002 Flanders 257 m² 1 · 82 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,888 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
43310Plastering work
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0779891282
Also 9925:BE0779891282
Registered 29-06-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.