CONSIGLO
ActiveCONSIGLO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €548. Equity is shrinking by ~23.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 29% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency53▼-47
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
44 d early
2023
14 d early
2022
352 d late
2021
717 d late
2020
1076 d late
2019
1441 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▲ 37.0%
2024 · €1k
2018: €8k
2019: €8k
2020: €8k
2021: €4k
2022: €4k
2023: €4k
2024: €1k
2018 → 2025
Total assets
€7k▲ 347%
2024 · €2k
2018: €30k
2019: €30k
2020: €30k
2021: €4k
2022: €4k
2023: €4k
2024: €2k
2018 → 2025
Net result
€548
2024 · €-3k
2021: €-4k
2024: €-3k
2021 → 2025
Working capital
€2k▲ 37.0%
2024 · €1k
2018: €8k
2019: €8k
2020: €8k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€4k=€4k=€1k▼ 65.4%€2k▲ 37.0%
Operating result€-4k-€-3k€593
Net result€-4k-€-3k€548
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €593 after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€2k▲ 37.0%
Debt
€5k▲ 4,268%
The debt ratio rises from 7.3% to 71.6%. Equity and debt are higher.
Key figures and ratios
Solvency
28.4%
Current ratio
1.40
Quick ratio
1.40
Debt / equity
2.52
ROE
27.0%
ROA
7.7%
Debt
€5k▲
2024 · €117
Debt ≤ 1 year
€5k▲
2024 · €117
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€7k▲
Current assets29/58€2k€7k▲
Amounts receivable within one year40/41€637€4k▲
Trade receivables40-€4k
Other amounts receivable41€637-
Cash at bank and in hand54/58€960€3k▲
Equity and liabilities
Total equity and liabilities10/49€2k€7k▲
Equity10/15€1k€2k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-17k▲
Amounts payable17/49€117€5k▲
Amounts payable within one year42/48€117€5k▲
Trade debts44€117-
Suppliers440/4€117-
Taxes, remuneration and social security45-€291
Taxes450/3-€291
Other amounts payable47/48-€5k
Income statement
Code20242025
Other operating charges640/8€1k€195▼
Gross operating margin9900€-2k€788▲
Operating profit (loss)9901€-3k€593▲
Financial charges65/66B€23€45▲
Recurring financial charges65€23€45▲
Profit (loss) for the period before taxes9903€-3k€548▲
Profit (loss) for the period9904€-3k€548▲
Profit (loss) for the period to be appropriated9905€-3k€548▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-17k▲
Profit (loss) brought forward from the previous period14P€-14k€-17k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €548
Net result €548 after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 352 days late
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 717 days late
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1076 days late
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1441 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsesteenweg 962870 Puurs-Sint-AmandsGround area
318 m²
Building footprint
201 m²
Volume, LiDAR
1,289 m³
Parcel 12022B0211/00F000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSIGLO
since 20162.258.543.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12022B0211/00F000 | Flanders | 318 m² | 1 · 201 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 8,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47811Retail sale of cars and light vans (up to 3.5 tonnes)
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@lorenzomotors.com
Phone:03/2897823