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Consensus Group

Active
Private limited companyfounded 2016active for 10 yearsDonk 63, 2400 Mol, BelgiumKBO/BCE: BE 0652.621.047
Summary

Consensus Group has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €563,297 and a net result of €340,972. Equity is growing by about 8.3% per year across the filed financial years. Its solvency ranks better than 37% of 15,714 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
≈ €99,000turnover 2025, estimated
Equity
€563,297
Profit
€340,972
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
2
2025 accounts 21 days early2 of 9 deeds summarised
Why 95raises riskLiquidity: current ratio 0.65, cash €48,703lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €1.3mFigures for financial year 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 68+23
equity 42.8% of total assets
Liquidity 44+37
short-term debt 26.2% · cash 3.7%
Profitability 100=
return on assets 25.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,067 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.65, compared with 0.01 in 2024, below 1; short-term debt: 26.2% and cash: 3.7% of total assets), and 57.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 40% on solvency, 19% on liquidity, 82% on profitability and 94% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 10-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.65, cash €48,703
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
21 days early
2024
20 days early
2023
21 days early
2022
31 days early
2021
28 days early
2020
28 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €500,000equity €563,297 ▲153%
  3. Resignation: Filip Jacobs (director)Director discharge

Financials · financial year 2025, micro format

Turnover
≈ €99,000
Estimated: probably between €70,000 and €160,000
Total assets
€1.3m▲ 19.6%
2024 · €1.1m
Net result
€340,972▼ 9.3%
2024 · €375,814
Working capital
-€122,384▲ 85.9%
2024 · -€870,801
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.02m 2025 Net result€0.3m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.002m-€0.02m€0.02m▲ 1.9%€0.02m▲ 0.8%€0.02m▼ 5.9%€0.02m▲ 5.7%€0.02m=€0.02m▼ 7.1%
Net result-€0.02m-€0.01m€0.01mwithin the sector's middle half▲ 15.6%€0.4mabove the sector's middle half▲ 29×€0.2mabove the sector's middle half▼ 55.6%€0.01mwithin the sector's middle half▼ 90.8%€0.4mabove the sector's middle half▲ 25×€0.3mabove the sector's middle half▼ 9.3%
Equity€0.1m-€0.2m▲ 7.8%€0.2mwithin the sector's middle half▲ 8.4%€0.5mabove the sector's middle half▲ 226%€0.4mabove the sector's middle half▼ 26.2%€0.2mwithin the sector's middle half▼ 47.3%€0.2mwithin the sector's middle half▲ 7.7%€0.6mabove the sector's middle half▲ 153%
Total assets€1.1m-€1.1m▼ 0.1%€1.1mabove the sector's middle half▲ 1.6%€1.1mabove the sector's middle half▲ 0.2%€1.1mabove the sector's middle half▼ 0.7%€1.1mabove the sector's middle half▲ 0.3%€1.1mabove the sector's middle half▼ 0.8%€1.3mabove the sector's middle half▲ 19.6%
Debt€1.0m-€0.9m▼ 1.2%€0.9m▲ 0.6%€0.6m▼ 38.5%€0.7m▲ 22.4%€0.9m▲ 26.3%€0.9m▼ 2.8%€0.8m▼ 14.3%
Working capital-€0.4m--€0.4m▼ 20.4%-€0.6mbelow the sector's middle half▼ 40.0%-€0.4mbelow the sector's middle half▲ 42.9%-€0.6mbelow the sector's middle half▼ 66.8%-€0.9mbelow the sector's middle half▼ 48.6%-€0.9mbelow the sector's middle half▲ 1.8%-€0.1mbelow the sector's middle half▲ 85.9%
Solvency12.7%-13.7%▲ 1.0pp14.6%below the sector's middle half▲ 0.9pp47.6%within the sector's middle half▲ 33.0pp35.4%within the sector's middle half▼ 12.2pp18.6%below the sector's middle half▼ 16.8pp20.2%below the sector's middle half▲ 1.6pp42.8%within the sector's middle half▲ 22.6pp
Current ratio0.00-0.00=0.03below the sector's middle half▲ 0.030.06below the sector's middle half▲ 0.030.02below the sector's middle half▼ 0.030.02below the sector's middle half=0.01below the sector's middle half▼ 0.010.65below the sector's middle half▲ 0.64
Return on assets (ROA)-1.4%-1.0%▲ 2.4pp1.1%below the sector's middle half▲ 0.1pp33.0%above the sector's middle half▲ 31.9pp14.8%within the sector's middle half▼ 18.2pp1.3%below the sector's middle half▼ 13.4pp34.2%above the sector's middle half▲ 32.8pp25.9%within the sector's middle half▼ 8.2pp
above within below the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €1.1m =
Current assets €222,703 ▲ 31×
Equity and liabilities €1.3m
Equity €563,297 ▲ 153%
Debt €752,532 ▼ 14.3%
Debt's share of the balance-sheet total falls from 79.8% to 57.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.34▼
2024 · 3.95
ROE
60.5%▼
2024 · 169.0%
Debt ≤ 1 year
€345,088▼
2024 · €877,873
Debt > 1 year
€407,444
Income taxes
€32,004▲
2024 · €5,271
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.3m▲
Fixed assets21/28€1.1m€1.1m=
Financial fixed assets28€1.1m€1.1m=
Current assets29/58€0.007m€0.2m▲
Current investments50/53-€0.2m
Cash at bank and in hand54/58€0.007m€0.05m▲
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.3m▲
Equity10/15€0.2m€0.6m▲
Contributions10/11€0.2m€0.2m=
Reserves13€0.04m€0.4m▲
Non-distributable reserves130/1-€0.1m
Own shares acquired1312-€0.1m
Distributable reserves133€0.04m€0.3m▲
Amounts payable17/49€0.9m€0.8m▼
Amounts payable after more than one year17-€0.4m
Financial debts170/4-€0.4m
Amounts payable within one year42/48€0.9m€0.3m▼
Current portion of amounts payable after more than one year42-€0.1m
Taxes, remuneration and social security45€271€0.03m▲
Taxes450/3€271€0.03m▲
Other amounts payable47/48€0.9m€0.2m▼
Income statement Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€0.02m€0.02m▼
Operating profit (loss)9901€0.02m€0.02m▼
Financial income75/76B€0.4m€0.4m=
Recurring financial income75€0.4m€0.4m=
Financial charges65/66B€0.001m€0.008m▲
Recurring financial charges65€0.001m€0.008m▲
Profit (loss) for the period before taxes9903€0.4m€0.4m▼
Income taxes67/77€0.005m€0.03m▲
Profit (loss) for the period9904€0.4m€0.3m▼
Profit (loss) for the period to be appropriated9905€0.4m€0.3m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.4m€0.3m▼
Transfer from equity791/2€0.4m€0.1m▼
Transfer to equity691/2€0.4m€0.4m▲
To other reserves6921€0.4m€0.4m▲
Profit to be distributed694/7€0.4m-
Return on contributions (dividend)694€0.4m-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Other operating charges640/8---€101€102€109€118€120▲ 1.7%
Gross operating margin9900-€1,715€21,913€22,329€22,517€21,206€22,416€22,416€20,834▼ 7.1%
Operating profit (loss)9901-€1,811€21,815€22,229€22,416€21,104€22,307€22,298€20,714▼ 7.1%
Financial income75/76B---€350,000€150,000-€360,000€360,000=
Recurring financial income75---€350,000€150,000-€360,000€360,000=
Financial charges65/66B---€4,497€3,438€2,362€1,212€7,738▲ 538%
Recurring financial charges65€13,341€10,967€9,683€4,497€3,438€2,362€1,212€7,738▲ 538%
Profit (loss) for the period before taxes9903-€15,152€10,849€12,545€367,919€167,666€19,945€381,086€372,976▼ 2.1%
Income taxes67/77---€148€4,417€4,986€5,271€32,004▲ 507%
Profit (loss) for the period9904-€15,152€10,849€12,545€367,772€163,250€14,959€375,814€340,972▼ 9.3%
Profit (loss) for the period to be appropriated9905-€15,152€10,849€12,545€367,772€163,250€14,959€375,814€340,972▼ 9.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.3m▲ 19.6%
Fixed assets21/28€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m=
Financial fixed assets28€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m=
Current assets29/58€0.002m€0.001m€0.02m€0.02m€0.01m€0.02m€0.007m€0.2m▲ 31×
Amounts receivable within one year40/41----€83€83---
Other amounts receivable41----€83€83---
Current investments50/53-------€0.2m-
Cash at bank and in hand54/58€0.002m€0.001m€0.02m€0.02m€0.01m€0.02m€0.007m€0.05m▲ 589%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.1m€1.3m▲ 19.6%
Equity10/15€0.1m€0.2m€0.2m€0.5m€0.4m€0.2m€0.2m€0.6m▲ 153%
Contributions10/11€0.2m€0.2m-€0.2m€0.2m€0.2m€0.2m€0.2m=
Reserves13---€0.4m€0.2m€0.03m€0.04m€0.4m▲ 806%
Non-distributable reserves130/1-------€0.1m-
Own shares acquired1312-------€0.1m-
Distributable reserves133---€0.4m€0.2m€0.03m€0.04m€0.3m▲ 579%
Profit (loss) carried forward14-€0.04m-€0.03m-€0.02m------
Amounts payable17/49€1.0m€0.9m€0.9m€0.6m€0.7m€0.9m€0.9m€0.8m▼ 14.3%
Amounts payable after more than one year17€0.6m€0.5m€0.3m€0.2m€0.1m--€0.4m-
Financial debts170/4---€0.2m€0.1m--€0.4m-
Amounts payable within one year42/48€0.4m€0.4m€0.6m€0.4m€0.6m€0.9m€0.9m€0.3m▼ 60.7%
Current portion of amounts payable after more than one year42---€0.1m€0.1m€0.1m-€0.1m-
Taxes, remuneration and social security45---€148-€486€271€0.03m▲ 99×
Taxes450/3---€148-€486€271€0.03m▲ 99×
Other amounts payable47/48---€0.3m€0.5m€0.8m€0.9m€0.2m▼ 75.8%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€15,152€10,849€12,545€367,772€163,250€14,959€375,814€340,972▼ 9.3%
Operating cash flow (approximation)-€15,152€10,849€12,545€367,772€163,250€14,959€375,814€340,972▼ 9.3%
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-
Change in cash--€573€17,904€2,155-€7,834€2,945-€9,317€41,631-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (9)
Financial year Type Filed Reference
31-12-2025 micro format 10-07-2026 2026-00287012
31-12-2024 micro format 11-07-2025 2025-00272265
31-12-2023 micro format 10-07-2024 2024-00236355
31-12-2022 micro format 30-06-2023 2023-00191358
31-12-2021 micro format 03-07-2022 2022-20123133
31-12-2020 micro format 03-07-2021 2021-30700390
31-12-2019 micro format 17-07-2020 2020-31200441
31-12-2018 micro format 28-06-2019 2019-26400403
31-12-2017 abbreviated format 10-07-2018 2018-31200569

Similar companies · same sector, comparable size

Of the 12,105 active companies whose main activity is certified accountants and tax accountants (NACE 69201), figures are known for 7,755. 5,351 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
no sitting director read yet, last change in 2025
No directors read yet: 2 of 9 Gazette acts processed. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Filip Jacobs
  • Director (not named in the articles), until 01-08-2025
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

2 holdings

Holdings 2

Source for every holding own accounts 2025

According to the 2025 annual accounts of Consensus Group and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 2 of 9 Gazette acts processed.

History

Consensus Group was incorporated on 18 April 2016.1 Total assets rose from €1.1m in 2018 to €1.3m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Equity above €500,000equity €563,297 ▲153%
7 profitable years in a row build equity to €563,297.
01-08
Gazette deed Resignation: Filip Jacobs (director)
Director discharge3 facts ▸
  • General meeting, 22-07-2025
  • Director resignation, Filip Jacobs (director (not named in the articles))
  • Director discharge, Filip Jacobs
11-07
NBB filing Annual accounts filed
financial year 2024 · micro format
06-02
Gazette deed Amendment of the articles
Power of attorney2 facts ▸
  • General meeting, “buitengewone algemene vergadering, eenparigheid van stemmen” (deed in Dutch)
  • Power of attorney, Bart Laureys
2024
31-12
Financial Highest result from 2018 to 2025net €375,814 ▲2,412%
Net result €375,814, the highest in the series.
10-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
30-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
03-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Equity above €500,000equity €530,405 ▲226%
3 profitable years in a row build equity to €530,405.
03-07
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
17-07
NBB filing Annual accounts filed
financial year 2019 · micro format
Show earlier events
2019
31-12
Financial Back to profitnet €10,849
Net result €10,849 after one loss-making year.
31-12
Financial Equity above €150,000equity €150,089 ▲7.8%
Equity rises from €139,240 to €150,089.
28-06
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
10-07
NBB filing Annual accounts filed
financial year 2017 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 9 deeds read
About the unread acts

Of the 9 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded18-04-2016
Financial year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail bram@mdmj.be
Phone 014337670
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2016
registered office establishment The establishment unit on the map
Ground area
2,723 m²
Building footprint
167 m²
Building volume
1,452 m³
Parcel 13432B0348/00T000, Flanders · tallest building 13.1 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
MDMJ Group BVBA
Donk 63, 2400 MolCertified accountants and tax accountants
since 2016unit no. 2.252.677.322
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
13432B0348/00T000 Flanders 2,723 m² 1 · 166 m² 13.1 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Waarderingsrapport tenzij hoger dan voorkooprecht-prijs dan voorkooprecht-prijs, Artikel 10bis” (deed in Dutch)
“Afkoop volgens §5, zoals bepaald in §5” (deed in Dutch)
4 more provisions on this in the deed

Read from the deeds: 6 provisions, deed of 06-02-2025