Consell
ActiveConsell has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €63k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 5.07 in 2024), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
15.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
5 d early
2023
27 d late
2022
23 d late
2021
36 d late
2020
41 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€303k▼ 9.4%
2024 · €334k
2018: €441k
2019: €482k
2020: €472k
2021: €237k
2022: €336k
2023: €309k
2024: €334k
2018 → 2025
Total assets
€405k▲ 2.1%
2024 · €396k
2018: €494k
2019: €513k
2020: €488k
2021: €253k
2022: €363k
2023: €361k
2024: €396k
2018 → 2025
Net result
€63k▼ 15.8%
2024 · €75k
2018: €87k
2019: €40k
2020: €18k
2021: €-69k
2022: €99k
2023: €56k
2024: €75k
2018 → 2025
Working capital
€240k▼ 5.2%
2024 · €253k
2018: €438k
2019: €474k
2020: €463k
2021: €206k
2022: €257k
2023: €214k
2024: €253k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€336k▲ 41.9%€309k▼ 8.3%€334k▲ 8.3%€303k▼ 9.4%
Operating result€-83k-€100k€78k▼ 22.0%€103k▲ 32.4%€94k▼ 8.9%
Net result€-69k-€99k€56k▼ 43.7%€75k▲ 34.7%€63k▼ 15.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405k
Fixed assets
€63k▼ 22.3%
Current assets
€342k▲ 8.4%
Equity and liabilities €405k
Equity
€303k▼ 9.4%
Debt
€102k▲ 63.4%
The debt ratio rises from 15.7% to 25.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€113k▼
2024 · €122k
Cash flow
€82k▼
2024 · €94k
Solvency
74.8%▼
2024 · 84.3%
Current ratio
3.36▼
2024 · 5.07
Quick ratio
3.36▼
2024 · 5.07
Debt / equity
0.34▲
2024 · 0.19
ROE
21.0%▼
2024 · 22.6%
ROA
15.7%▼
2024 · 19.0%
Interest coverage
1127.39▼
2024 · 1284.68
Debt
€102k▲
2024 · €62k
Debt ≤ 1 year
€102k▲
2024 · €62k
Income taxes
€37k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€396k€405k▲
Fixed assets21/28€81k€63k▼
Tangible fixed assets22/27€74k€56k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€13k€4k▼
Other tangible fixed assets26€58k€50k▼
Financial fixed assets28€7k€7k=
Current assets29/58€315k€342k▲
Amounts receivable within one year40/41€89k€90k▲
Trade receivables40€89k€90k▲
Current investments50/53€93k€194k▲
Cash at bank and in hand54/58€132k€56k▼
Deferred charges and accrued income490/1€1k€676▼
Equity and liabilities
Total equity and liabilities10/49€396k€405k▲
Equity10/15€334k€303k▼
Contributions10/11€6k€6k=
Reserves13€328k€297k▼
Distributable reserves133€328k€297k▼
Amounts payable17/49€62k€102k▲
Amounts payable within one year42/48€62k€102k▲
Trade debts44€2k€25k▲
Suppliers440/4€2k€25k▲
Taxes, remuneration and social security45€55k€33k▼
Taxes450/3€53k€33k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€5k€44k▲
Accrued charges and deferred income492/3€102€172▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€125k€115k▼
Operating profit (loss)9901€103k€94k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€95€100▲
Recurring financial charges65€95€100▲
Profit (loss) for the period before taxes9903€108k€100k▼
Income taxes67/77€33k€37k▲
Profit (loss) for the period9904€75k€63k▼
Profit (loss) for the period to be appropriated9905€75k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€63k▼
Transfer from equity791/2€47k€95k▲
Transfer to equity691/2€73k€63k▼
To other reserves6921€73k€63k▼
Profit to be distributed694/7€50k€95k▲
Return on contributions (dividend)694€47k€95k▲
Directors or managers695€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 36 days late
2021
31-12
Financial
Weakest financial yearnet €-69k ▼485%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 41 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 41 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 24 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 109220 Hamme (Vl.)Ground area
5,105 m²
Building footprint
369 m²
Volume, LiDAR
1,339 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consell
since 20122.211.579.115
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A0815/00E000 | Flanders | 4,572 m² | 1 · 259 m² | 6.4 m · 1 fl. |
| 42452C0346/00W000 | Flanders | 533 m² | 1 · 111 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Conscia Belgium NV
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ELECTRONIC TECHNOLOGY CONSULTANTS
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Of 3,203 companies in sector 62900 we hold annual accounts for 1,735. 1,245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2012
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.