CONSEIL B +
Open bankruptcyA bankruptcy procedure is open for CONSEIL B + according to publications in the Belgian State Gazette; curator: ANNE CATHERINE GEUBELLE.
Summary
The 2022 annual accounts show negative equity (-€122,168) and a net result of €5,216.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 18 April 2024
- Supervising judge
- Bernard Doneux
- Official Gazette
- 26-04-2024 (pdf) ↗search the document for 2024/117132
Deadlines
- Appeal or third-party opposition until
- passed on 11 May 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 18 May 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 28 May 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 18 April 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Anne Catherine GeubelleRue Patenier 57, 5000 Namurac.geubelle@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 18-10-2023, 79 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
79 d late
2021
74 d late
2020
61 d late
2019
96 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Real estate agency activities sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5,216▼ 83.3%
2021 · €31,243
Working capital
-€225,109▲ 46.9%
2021 · -€424,245
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€40,538--€81,632▼ 101%€108,212€37,240▼ 65.6%€95,404▲ 156%
Net result-€117,304--€113,489▲ 3.3%€14,117within the sector's middle half€31,243within the sector's middle half▲ 121%€5,216within the sector's middle half▼ 83.3%
Equity-€59,254--€172,744▼ 192%-€158,627below the sector's middle half▲ 8.2%-€127,384below the sector's middle half▲ 19.7%-€122,168below the sector's middle half▲ 4.1%
Total assets€2.4m-€2.5m▲ 0.9%€2.3mwithin the sector's middle half▼ 6.5%€2.0mwithin the sector's middle half▼ 13.9%€1.6mwithin the sector's middle half▼ 19.8%
Debt€2.5m-€2.6m▲ 5.5%€2.5m▼ 6.6%€2.1m▼ 14.3%€1.7m▼ 18.9%
Working capital-€182,195--€323,316▼ 77.5%-€433,392▼ 34.0%-€424,245▲ 2.1%-€225,109▲ 46.9%
Solvency-2.4%--7.0%▼ 4.6pp-6.9%below the sector's middle half▲ 0.1pp-6.4%below the sector's middle half▲ 0.5pp-7.7%below the sector's middle half▼ 1.3pp
Staff (FTE)0.8-1.3▲ 62.5%1.3within the sector's middle half=1within the sector's middle half▼ 23.1%1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 156% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1.6m
Fixed assets
€128,847 ▼ 62.0%
Current assets
€1.5m ▼ 11.1%
Key figures and ratios
EBITDA
€108,627▲
2021 · €78,459
Cash flow
€18,439▼
2021 · €72,461
Current ratio
0.87▲
2021 · 0.79
Quick ratio
0.73▲
2021 · 0.64
Debt to equity
-13.99▲
2021 · -16.54
ROA
0.3%▼
2021 · 1.6%
Interest coverage
1.18▼
2021 · 10.07
Debt ≤ 1 year
€1.7m▼
2021 · €2.1m
Debt > 1 year
€25,906▼
2021 · €41,827
Income taxes
€119▲
2021 · €112
Staff costs
€18,093▼
2021 · €22,304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6,000 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €22,304 | €18,093 | ▼ 18.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42,218 | €42,134 | €42,111 | €41,218 | €13,223 | ▼ 67.9% |
| Other operating charges640/8 | - | - | - | €8,404 | €5,646 | ▼ 32.8% |
| Non-recurring operating charges66A | - | - | - | €1,415 | - | - |
| Gross operating margin9900 | €43,451 | -€3,864 | €196,733 | €110,582 | €132,365 | ▲ 19.7% |
| Operating profit (loss)9901 | -€40,538 | -€81,632 | €108,212 | €37,240 | €95,404 | ▲ 156% |
| Financial income75/76B | - | - | - | €1,902 | €2,148 | ▲ 12.9% |
| Recurring financial income75 | €7,516 | €8,792 | €6,563 | €1,902 | €2,148 | ▲ 12.9% |
| Financial charges65/66B | - | - | - | €7,788 | €92,216 | ▲ 1,084% |
| Recurring financial charges65 | €64,235 | €34,562 | €100,530 | €7,788 | €92,216 | ▲ 1,084% |
| Profit (loss) for the period before taxes9903 | -€97,257 | -€107,401 | €14,245 | €31,355 | €5,335 | ▼ 83.0% |
| Income taxes67/77 | €20,047 | €6,088 | €128 | €112 | €119 | ▲ 6.2% |
| Profit (loss) for the period9904 | -€117,304 | -€113,489 | €14,117 | €31,243 | €5,216 | ▼ 83.3% |
| Profit (loss) for the period to be appropriated9905 | -€117,304 | -€113,489 | €14,117 | €31,243 | €5,216 | ▼ 83.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.5m | €2.3m | €2.0m | €1.6m | ▼ 19.8% |
| Fixed assets21/28 | €459,509 | €419,298 | €377,805 | €338,689 | €128,847 | ▼ 62.0% |
| Tangible fixed assets22/27 | €459,509 | €419,298 | €377,805 | €338,689 | €128,847 | ▼ 62.0% |
| Land and buildings22 | - | - | - | €325,836 | €117,574 | ▼ 63.9% |
| Plant, machinery and equipment23 | - | - | - | €2,722 | €1,985 | ▼ 27.1% |
| Furniture and vehicles24 | - | - | - | €26 | - | - |
| Leasing and similar rights25 | - | - | - | €1,480 | - | - |
| Other tangible fixed assets26 | - | - | - | €8,625 | €9,289 | ▲ 7.7% |
| Current assets29/58 | €2.0m | €2.0m | €1.9m | €1.6m | €1.5m | ▼ 11.1% |
| Stocks and contracts in progress3 | €438,275 | €411,723 | €274,835 | €314,969 | €227,098 | ▼ 27.9% |
| Stocks30/36 | - | - | - | €314,969 | €227,098 | ▼ 27.9% |
| Amounts receivable within one year40/41 | €600,935 | €687,245 | €652,204 | €571,419 | €487,146 | ▼ 14.7% |
| Trade receivables40 | - | - | - | €510,739 | €300,580 | ▼ 41.1% |
| Other amounts receivable41 | - | - | - | €60,679 | €186,566 | ▲ 207% |
| Cash at bank and in hand54/58 | €314,466 | €13,873 | €72,824 | €80,749 | €81,018 | ▲ 0.3% |
| Deferred charges and accrued income490/1 | - | - | - | €673,767 | €663,285 | ▼ 1.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.5m | €2.3m | €2.0m | €1.6m | ▼ 19.8% |
| Equity10/15 | -€59,254 | -€172,744 | -€158,627 | -€127,384 | -€122,168 | ▲ 4.1% |
| Contributions10/11 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€68,614 | -€182,104 | -€167,987 | -€136,744 | -€131,528 | ▲ 3.8% |
| Amounts payable17/49 | €2.5m | €2.6m | €2.5m | €2.1m | €1.7m | ▼ 18.9% |
| Amounts payable after more than one year17 | €336,568 | €268,726 | €103,040 | €41,827 | €25,906 | ▼ 38.1% |
| Financial debts170/4 | - | - | - | €41,827 | €25,906 | ▼ 38.1% |
| Amounts payable within one year42/48 | €2.2m | €2.4m | €2.4m | €2.1m | €1.7m | ▼ 18.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €90,828 | €89,922 | ▼ 1.0% |
| Trade debts44 | €187,440 | €50,746 | €38,736 | €73,342 | €41,298 | ▼ 43.7% |
| Suppliers440/4 | - | - | - | €73,342 | €41,298 | ▼ 43.7% |
| Taxes, remuneration and social security45 | - | - | - | €1,050 | €24,413 | ▲ 2,224% |
| Taxes450/3 | - | - | - | - | €23,306 | - |
| Remuneration and social security454/9 | - | - | - | €1,050 | €1,107 | ▲ 5.3% |
| Other amounts payable47/48 | - | - | - | €1.9m | €1.5m | ▼ 19.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€117,304 | -€113,489 | €14,117 | €31,243 | €5,216 | ▼ 83.3% |
| + Depreciation and write-downs630 | €42,218 | €42,134 | €42,111 | €41,218 | €13,223 | ▼ 67.9% |
| Operating cash flow (approximation) | -€75,086 | -€71,355 | €56,228 | €72,461 | €18,439 | ▼ 74.6% |
| Investment in fixed assets (approximation) | - | -€1,922 | -€618 | -€2,102 | €196,618 | ▲ 9,454% |
| Change in cash | - | -€300,594 | €58,952 | €7,924 | €269 | ▼ 96.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
26-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 18-04-2024
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 79 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 74 days late
2021
31-12
Financial
Highest result since 2018net €31,243 ▲121%
Net result €31,243, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Back to profitnet €14,117
Net result €14,117 after 2 loss-making years.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 96 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 142 days late
2015
30-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 91 days late
2014
07-11
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 99 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 2 establishment units since 2003
Ground area
1,646 m²
Building footprint
297 m²
Volume, LiDAR
1,408 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Rue du Pont 17, 5300 Andenne
since 20032.126.958.095
La Rosée, maison du bien-être
since 20062.173.651.422
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93063B0051/00M000 | Wallonia | 1,420 m² | 1 · 215 m² | 8.3 m · 2 fl. |
| 92402G0185/00F006 | Wallonia | 226 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ANNE CATHERINE GEUBELLE Rue Patenier 57,
5000 NAMUR |
18-04-2024 → present |
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 1,022 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.