CONSEBTA
ActiveSummary
CONSEBTA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,509 and a net result of €46,469. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+29
Solvency100▲+36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.55 against 1.62 in 2024; short-term debt: 17.9% and cash: 87.7% of total assets), and 17.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
35.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
20 d early
2022
46 d early
2021
38 d early
2020
38 d early
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€107,509▲ 76.1%
2024 · €61,040
Total assets
€131,018▼ 16.6%
2024 · €157,098
Net result
€46,469▲ 1,329%
2024 · €3,252
Working capital
€107,062▲ 78.6%
2024 · €59,959
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,995▲ 380%€34,868▼ 24.2%€55,691▲ 59.7%€5,618▼ 89.9%€64,501▲ 1,048%
Net result€36,353within the sector's middle half▲ 429%€27,346within the sector's middle half▼ 24.8%€39,188within the sector's middle half▲ 43.3%€3,252below the sector's middle half▼ 91.7%€46,469within the sector's middle half▲ 1,329%
Equity€85,596within the sector's middle half▲ 73.8%€112,942within the sector's middle half▲ 31.9%€57,788within the sector's middle half▼ 48.8%€61,040within the sector's middle half▲ 5.6%€107,509within the sector's middle half▲ 76.1%
Total assets€105,041within the sector's middle half▲ 80.5%€134,039within the sector's middle half▲ 27.6%€192,380within the sector's middle half▲ 43.5%€157,098within the sector's middle half▼ 18.3%€131,018within the sector's middle half▼ 16.6%
Debt€19,445▲ 117%€21,096▲ 8.5%€134,592▲ 538%€96,058▼ 28.6%€23,510▼ 75.5%
Working capital€85,277▲ 76.7%€110,433▲ 29.5%€58,073▼ 47.4%€59,959▲ 3.2%€107,062▲ 78.6%
Solvency81.5%above the sector's middle half▼ 3.1pp84.3%above the sector's middle half▲ 2.8pp30.0%below the sector's middle half▼ 54.2pp38.9%within the sector's middle half▲ 8.8pp82.1%above the sector's middle half▲ 43.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,048% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131,018
Fixed assets
€447 ▼ 58.7%
Current assets
€130,572 ▼ 16.3%
Equity and liabilities €131,018
Equity
€107,509 ▲ 76.1%
Debt
€23,510 ▼ 75.5%
Debt's share of the balance-sheet total falls from 61.1% to 17.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,135▲
2024 · €6,253
Cash flow
€47,103▲
2024 · €3,886
Current ratio
5.55▲
2024 · 1.62
Debt to equity
0.22▼
2024 · 1.57
ROE
43.2%▲
2024 · 5.3%
ROA
35.5%▲
2024 · 2.1%
Interest coverage
825.02▲
2024 · 94.78
Debt ≤ 1 year
€23,510▼
2024 · €96,058
Income taxes
€17,953▲
2024 · €2,301
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €672 | €347 | €794 | €634 | €634 | = |
| Other operating charges640/8 | €17,716 | €17,279 | €1,517 | €1,393 | €1,684 | ▲ 20.9% |
| Gross operating margin9900 | €64,384 | €52,494 | €58,002 | €7,646 | €66,820 | ▲ 774% |
| Operating profit (loss)9901 | €45,995 | €34,868 | €55,691 | €5,618 | €64,501 | ▲ 1,048% |
| Financial income75/76B | €0 | €0 | - | - | - | - |
| Recurring financial income75 | €0 | €0 | - | - | - | - |
| Financial charges65/66B | €62 | €69 | €66 | €66 | €79 | ▲ 19.7% |
| Recurring financial charges65 | €62 | €69 | €66 | €66 | €79 | ▲ 19.7% |
| Profit (loss) for the period before taxes9903 | €45,933 | €34,799 | €55,625 | €5,552 | €64,422 | ▲ 1,060% |
| Income taxes67/77 | €9,580 | €7,453 | €16,437 | €2,301 | €17,953 | ▲ 680% |
| Profit (loss) for the period9904 | €36,353 | €27,346 | €39,188 | €3,252 | €46,469 | ▲ 1,329% |
| Profit (loss) for the period to be appropriated9905 | €36,353 | €27,346 | €39,188 | €3,252 | €46,469 | ▲ 1,329% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105,041 | €134,039 | €192,380 | €157,098 | €131,018 | ▼ 16.6% |
| Fixed assets21/28 | €319 | €2,510 | €1,715 | €1,081 | €447 | ▼ 58.7% |
| Tangible fixed assets22/27 | €319 | €2,510 | €1,715 | €1,081 | €447 | ▼ 58.7% |
| Plant, machinery and equipment23 | €0 | €2,350 | €1,715 | €1,081 | €447 | ▼ 58.7% |
| Other tangible fixed assets26 | €319 | €160 | €0 | - | - | - |
| Current assets29/58 | €104,722 | €131,529 | €190,664 | €156,016 | €130,572 | ▼ 16.3% |
| Amounts receivable within one year40/41 | €29,069 | €29,953 | €32,975 | €27,460 | €13,780 | ▼ 49.8% |
| Trade receivables40 | €29,069 | €29,906 | €32,928 | €20,812 | €13,528 | ▼ 35.0% |
| Other amounts receivable41 | €0 | €47 | €47 | €6,648 | €253 | ▼ 96.2% |
| Cash at bank and in hand54/58 | €75,653 | €101,576 | €157,690 | €126,584 | €114,902 | ▼ 9.2% |
| Deferred charges and accrued income490/1 | - | - | - | €1,973 | €1,889 | ▼ 4.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105,041 | €134,039 | €192,380 | €157,098 | €131,018 | ▼ 16.6% |
| Equity10/15 | €85,596 | €112,942 | €57,788 | €61,040 | €107,509 | ▲ 76.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €66,996 | €94,342 | €39,188 | €42,440 | €88,909 | ▲ 109% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €65,136 | €92,482 | €39,188 | €42,440 | €88,909 | ▲ 109% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €19,445 | €21,096 | €134,592 | €96,058 | €23,510 | ▼ 75.5% |
| Amounts payable within one year42/48 | €19,445 | €21,096 | €132,592 | €96,058 | €23,510 | ▼ 75.5% |
| Financial debts43 | - | - | - | €322 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €322 | €0 | ▼ 100% |
| Trade debts44 | €103 | €649 | €71 | €2,266 | €5,605 | ▲ 147% |
| Suppliers440/4 | €103 | €649 | €71 | €2,266 | €5,605 | ▲ 147% |
| Taxes, remuneration and social security45 | €19,308 | €20,448 | €38,178 | €13,230 | €17,059 | ▲ 28.9% |
| Taxes450/3 | €19,308 | €20,448 | €21,589 | €13,230 | €17,059 | ▲ 28.9% |
| Remuneration and social security454/9 | - | - | €16,589 | €0 | - | - |
| Other amounts payable47/48 | €34 | €0 | €94,342 | €80,240 | €845 | ▼ 98.9% |
| Accrued charges and deferred income492/3 | - | - | €2,000 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,353 | €27,346 | €39,188 | €3,252 | €46,469 | ▲ 1,329% |
| + Depreciation and write-downs630 | €672 | €347 | €794 | €634 | €634 | = |
| Operating cash flow (approximation) | €37,025 | €27,694 | €39,982 | €3,886 | €47,103 | ▲ 1,112% |
| Investment in fixed assets (approximation) | - | -€2,538 | €0 | €0 | €0 | - |
| Change in cash | - | €25,923 | €56,114 | -€31,106 | -€11,682 | ▲ 62.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €46,469 ▲1,329%
Operating result €64,501, net result €46,469, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.55
Current ratio from 1.62 to 5.55; short-term debt falls from €96,058 to €23,510.
31-12
Financial
Equity above €100,000Eq €107,509 ▲76.1%
8 profitable years in a row build equity to €107,509.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3,252 ▼91.7%
Net result drops to €3,252, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €112,942 ▲31.9%
5 profitable years in a row build equity to €112,942.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 6.38
Current ratio from 1.83 to 6.38; short-term debt falls from €41,425 to €8,967.
Show earlier events
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2014
Ground area
675 m²
Building footprint
363 m²
Volume, LiDAR
2,179 m³
Parcel 11024B0156/00K000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 133, 2550 Kontich
since 20142.230.302.984
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0156/00K000 | Flanders | 675 m² | 1 · 363 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALLAGIS
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68310Real estate agency activities
70200Business and other management consultancy
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0544461097
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.