CONSEA IMMO
ActiveSummary
CONSEA IMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €388k and a net result of €11k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▼-2
Solvency94▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 3.07 in 2023; short-term debt: 30.8% and cash: 1.1% of total assets), and 30.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
58 d late
2022
42 d late
2021
28 d late
2020
61 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€388k▲ 3.0%
2023 · €377k
2018: €127klowest in 7 years
2019: €200k▲ +57.8% vs 2018
2020: €296k▲ +47.7% vs 2019
2021: €303k▲ +2.6% vs 2020
2022: €347k▲ +14.5% vs 2021
2023: €377k▲ +8.4% vs 2022
2024: €388k▲ +3.0% vs 2023highest in 7 years
2018 → 2024
Total assets
€561k▲ 16.9%
2023 · €480k
2018: €159klowest in 7 years
2019: €239k▲ +50.2% vs 2018
2020: €575k▲ +141% vs 2019
2021: €620k▲ +7.9% vs 2020highest in 7 years
2022: €466k▼ -24.9% vs 2021
2023: €480k▲ +3.0% vs 2022
2024: €561k▲ +16.9% vs 2023
2018 → 2024
Net result
€11k▼ 32.8%
2023 · €17k
2018: €58k
2019: €73k▲ +27.3% vs 2018
2020: €95k▲ +30.3% vs 2019highest in 7 years
2021: €8k▼ -91.9% vs 2020lowest in 7 years
2022: €44k▲ +468% vs 2021
2023: €17k▼ -61.9% vs 2022
2024: €11k▼ -32.8% vs 2023
2018 → 2024
Working capital
€256k▲ 20.1%
2023 · €213k
2018: €119k
2019: €194k▲ +63.4% vs 2018
2020: €-37k▼ -119% vs 2019lowest in 7 years
2021: €26k▲ +170% vs 2020
2022: €129k▲ +396% vs 2021
2023: €213k▲ +64.8% vs 2022
2024: €256k▲ +20.1% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€296k-€303k▲ 2.6%€347k▲ 14.5%€377k▲ 8.4%€388k▲ 3.0%
2020: €296klowest in 5 years
2021: €303k▲ +2.6% vs 2020
2022: €347k▲ +14.5% vs 2021
2023: €377k▲ +8.4% vs 2022
2024: €388k▲ +3.0% vs 2023highest in 5 years
Operating result€88k-€7k▼ 92.6%€57k▲ 767%€27k▼ 52.3%€18k▼ 34.9%
2020: €88khighest in 5 years
2021: €7k▼ -92.6% vs 2020lowest in 5 years
2022: €57k▲ +767% vs 2021
2023: €27k▼ -52.3% vs 2022
2024: €18k▼ -34.9% vs 2023
Net result€95k-€8k▼ 91.9%€44k▲ 468%€17k▼ 61.9%€11k▼ 32.8%
2020: €95khighest in 5 years
2021: €8k▼ -91.9% vs 2020lowest in 5 years
2022: €44k▲ +468% vs 2021
2023: €17k▼ -61.9% vs 2022
2024: €11k▼ -32.8% vs 2023
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €561k
Fixed assets
€132k ▼ 19.4%
Current assets
€429k ▲ 35.8%
Equity and liabilities €561k
Equity
€388k ▲ 3.0%
Debt
€173k ▲ 67.6%
Debt's share of the balance-sheet total rises from 21.5% to 30.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▼
2023 · €81k
Cash flow
€67k▼
2023 · €71k
Current ratio
2.48▼
2023 · 3.07
Debt to equity
0.45▲
2023 · 0.27
ROE
2.9%▼
2023 · 4.4%
ROA
2.0%▼
2023 · 3.5%
Interest coverage
59.94▼
2023 · 107.65
Debt ≤ 1 year
€173k▲
2023 · €103k
Income taxes
€8k▼
2023 · €10k
Staff costs
€205k▲
2023 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€480k€561k▲
Fixed assets21/28€164k€132k▼
Intangible fixed assets21€154k€108k▼
Tangible fixed assets22/27€6k€21k▲
Land and buildings22€1k€292▼
Plant, machinery and equipment23€3k€509▼
Furniture and vehicles24€2k€20k▲
Financial fixed assets28€4k€4k=
Current assets29/58€316k€429k▲
Amounts receivable after more than one year29€155k€155k=
Other amounts receivable291€155k€155k=
Amounts receivable within one year40/41€153k€265k▲
Trade receivables40€104k€152k▲
Other amounts receivable41€50k€113k▲
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€480k€561k▲
Equity10/15€377k€388k▲
Contributions10/11€349k€349k=
Reserves13€28k€39k▲
Distributable reserves133€28k€39k▲
Amounts payable17/49€103k€173k▲
Amounts payable within one year42/48€103k€173k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€66k€103k▲
Suppliers440/4€66k€103k▲
Taxes, remuneration and social security45€37k€47k▲
Taxes450/3€14k€28k▲
Remuneration and social security454/9€23k€19k▼
Other amounts payable47/48-€10k
Accrued charges and deferred income492/3€602€198▼
Income statement
Code20232024
Remuneration, social security and pensions62€182k€205k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€55k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€270k€281k▲
Operating profit (loss)9901€27k€18k▼
Financial income75/76B€260€3k▲
Recurring financial income75€260€3k▲
Financial charges65/66B€756€1k▲
Recurring financial charges65€756€1k▲
Profit (loss) for the period before taxes9903€27k€19k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€17k€11k▼
Profit (loss) for the period to be appropriated9905€17k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€11k▼
Transfer to equity691/2€17k€11k▼
To other reserves6921€17k€11k▼
Social balance
Average headcount (FTE)90873.73.7=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €154k | €185k | €182k | €205k | ▲ 12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €59k | €60k | €54k | €55k | ▲ 2.1% |
| Other operating charges640/8 | - | €14k | €23k | €7k | €4k | ▼ 45.5% |
| Gross operating margin9900 | €251k | €233k | €325k | €270k | €281k | ▲ 4.1% |
| Operating profit (loss)9901 | €88k | €7k | €57k | €27k | €18k | ▼ 34.9% |
| Financial income75/76B | - | €2k | €2k | €260 | €3k | ▲ 997% |
| Recurring financial income75 | €8k | €2k | €2k | €260 | €3k | ▲ 997% |
| Financial charges65/66B | - | €653 | €692 | €756 | €1k | ▲ 61.2% |
| Recurring financial charges65 | €718 | €653 | €692 | €756 | €1k | ▲ 61.2% |
| Profit (loss) for the period before taxes9903 | €96k | €8k | €58k | €27k | €19k | ▼ 27.6% |
| Income taxes67/77 | €242 | - | €14k | €10k | €8k | ▼ 18.8% |
| Profit (loss) for the period9904 | €95k | €8k | €44k | €17k | €11k | ▼ 32.8% |
| Profit (loss) for the period to be appropriated9905 | €95k | €8k | €44k | €17k | €11k | ▼ 32.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €575k | €620k | €466k | €480k | €561k | ▲ 16.9% |
| Fixed assets21/28 | €335k | €278k | €218k | €164k | €132k | ▼ 19.4% |
| Intangible fixed assets21 | €293k | €247k | €201k | €154k | €108k | ▼ 30.0% |
| Tangible fixed assets22/27 | €38k | €28k | €14k | €6k | €21k | ▲ 230% |
| Land and buildings22 | - | €3k | €2k | €1k | €292 | ▼ 75.0% |
| Plant, machinery and equipment23 | - | €12k | €6k | €3k | €509 | ▼ 81.6% |
| Furniture and vehicles24 | - | €13k | €6k | €2k | €20k | ▲ 752% |
| Financial fixed assets28 | €3k | €3k | €3k | €4k | €4k | = |
| Current assets29/58 | €240k | €342k | €247k | €316k | €429k | ▲ 35.8% |
| Amounts receivable after more than one year29 | - | - | €75k | €155k | €155k | = |
| Other amounts receivable291 | - | - | €75k | €155k | €155k | = |
| Amounts receivable within one year40/41 | €196k | €300k | €117k | €153k | €265k | ▲ 72.6% |
| Trade receivables40 | - | €293k | €86k | €104k | €152k | ▲ 46.7% |
| Other amounts receivable41 | - | €7k | €31k | €50k | €113k | ▲ 127% |
| Cash at bank and in hand54/58 | €43k | €42k | €54k | €5k | €6k | ▲ 27.1% |
| Deferred charges and accrued income490/1 | - | €527 | €1k | €2k | €2k | ▲ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €575k | €620k | €466k | €480k | €561k | ▲ 16.9% |
| Equity10/15 | €296k | €303k | €347k | €377k | €388k | ▲ 3.0% |
| Contributions10/11 | - | €336k | €336k | €349k | €349k | = |
| Reserves13 | €2k | €2k | €11k | €28k | €39k | ▲ 40.2% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | - | €9k | €28k | €39k | ▲ 40.2% |
| Profit (loss) carried forward14 | €-42k | €-35k | - | - | - | - |
| Amounts payable17/49 | €279k | €317k | €118k | €103k | €173k | ▲ 67.6% |
| Amounts payable within one year42/48 | €277k | €316k | €118k | €103k | €173k | ▲ 68.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €13k | - |
| Trade debts44 | €245k | €289k | €58k | €66k | €103k | ▲ 55.7% |
| Suppliers440/4 | - | €289k | €58k | €66k | €103k | ▲ 55.7% |
| Taxes, remuneration and social security45 | - | €27k | €60k | €37k | €47k | ▲ 28.8% |
| Taxes450/3 | - | €12k | €33k | €14k | €28k | ▲ 103% |
| Remuneration and social security454/9 | - | €15k | €27k | €23k | €19k | ▼ 16.5% |
| Other amounts payable47/48 | - | - | - | - | €10k | - |
| Accrued charges and deferred income492/3 | - | €1k | - | €602 | €198 | ▼ 67.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €95k | €8k | €44k | €17k | €11k | ▼ 32.8% |
| + Depreciation and write-downs630 | €39k | €59k | €60k | €54k | €55k | ▲ 2.1% |
| Operating cash flow (approximation) | €134k | €67k | €104k | €71k | €67k | ▼ 6.1% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €-255 | €-23k | ▼ 9,076% |
| Change in cash | - | €-1k | €13k | €-49k | €1k | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 89 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 42 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
31-12
Financial
Weakest financial yearnet €8k ▼91.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €95k ▲30.3%
Operating result €88k, net result €95k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €200k ▲57.8%
2 profitable years in a row build equity to €200k.
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 64 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 2 establishment units since 1990
Ground area
3,612 m²
Building footprint
1,237 m²
Volume, LiDAR
4,107 m³
3 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
2 establishment units
Markt 4-5, 9880 Aalter
since 19902.049.900.307
CONSEA IMMO
since 20202.304.569.946
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010C0101/00L000 | Flanders | 2,330 m² | 1 · 193 m² | 10.6 m · 2 fl. |
| 44080D0988/00N000 | Flanders | 688 m² | 1 · 461 m² | 10.7 m · 2 fl. |
| 44502C0048/00N000 | Flanders | 595 m² | 1 · 583 m² | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 73 EUR | 73 EUR |
| 2022 | 1 | 47 EUR | 47 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.