CONSAULTING
ActiveSummary
CONSAULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €22k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.26 against 6.22 in 2024; short-term debt: 12% and cash: 72.4% of total assets), and 12% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
15.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
9 d early
2023
28 d late
2022
56 d early
2021
78 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▼ 31.0%
2024 · €183k
Total assets
€143k▼ 34.0%
2024 · €217k
Net result
€22k▼ 46.5%
2024 · €41k
Working capital
€125k▼ 30.4%
2024 · €179k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30k▼ 36.6%€29k▼ 5.2%€30k▲ 5.0%€56k▲ 87.1%€32k▼ 42.3%
Net result€22k▼ 35.8%€21k▼ 4.3%€22k▲ 2.5%€41k▲ 88.1%€22k▼ 46.5%
Equity€149k▲ 5.2%€156k▲ 5.0%€162k▲ 3.8%€183k▲ 12.5%€126k▼ 31.0%
Total assets€177k▲ 16.0%€175k▼ 1.4%€185k▲ 5.7%€217k▲ 17.3%€143k▼ 34.0%
Debt€28k▲ 150%€19k▼ 34.5%€23k▲ 21.7%€34k▲ 51.7%€17k▼ 49.9%
Working capital€149k▲ 5.5%€157k▲ 5.1%€161k▲ 2.6%€179k▲ 11.2%€125k▼ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€1k ▼ 61.2%
Current assets
€142k ▼ 33.5%
Equity and liabilities €143k
Equity
€126k ▼ 31.0%
Debt
€17k ▼ 49.9%
Debt's share of the balance-sheet total falls from 15.8% to 12.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €57k
Cash flow
€24k▼
2024 · €43k
Current ratio
8.26▲
2024 · 6.22
Debt to equity
0.14▼
2024 · 0.19
ROE
17.5%▼
2024 · 22.6%
ROA
15.4%▼
2024 · 19.0%
Interest coverage
25.80▼
2024 · 102.13
Debt ≤ 1 year
€17k▼
2024 · €34k
Income taxes
€10k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34 | €402 | €414 | €1k | €2k | ▲ 54.3% |
| Other operating charges640/8 | €768 | €585 | €2k | €2k | €722 | ▼ 61.2% |
| Gross operating margin9900 | €31k | €30k | €33k | €59k | €35k | ▼ 40.6% |
| Operating profit (loss)9901 | €30k | €29k | €30k | €56k | €32k | ▼ 42.3% |
| Financial income75/76B | €2k | €2k | €2k | €2k | €1k | ▼ 40.1% |
| Recurring financial income75 | €2k | €2k | €2k | €2k | €1k | ▼ 40.1% |
| Financial charges65/66B | €127 | €339 | €211 | €563 | €1k | ▲ 138% |
| Recurring financial charges65 | €127 | €339 | €211 | €563 | €1k | ▲ 138% |
| Profit (loss) for the period before taxes9903 | €32k | €30k | €32k | €58k | €32k | ▼ 43.9% |
| Income taxes67/77 | €9k | €9k | €10k | €17k | €10k | ▼ 37.5% |
| Profit (loss) for the period9904 | €22k | €21k | €22k | €41k | €22k | ▼ 46.5% |
| Profit (loss) for the period to be appropriated9905 | €22k | €21k | €22k | €41k | €22k | ▼ 46.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €177k | €175k | €185k | €217k | €143k | ▼ 34.0% |
| Fixed assets21/28 | €1k | €771 | €1k | €4k | €1k | ▼ 61.2% |
| Tangible fixed assets22/27 | €1k | €771 | €1k | €4k | €1k | ▼ 61.2% |
| Furniture and vehicles24 | €1k | €771 | €1k | €4k | €1k | ▼ 61.2% |
| Current assets29/58 | €176k | €174k | €184k | €213k | €142k | ▼ 33.5% |
| Amounts receivable after more than one year29 | €67k | €61k | €73k | €79k | €17k | ▼ 78.3% |
| Other amounts receivable291 | €67k | €61k | €73k | €79k | €17k | ▼ 78.3% |
| Amounts receivable within one year40/41 | €4k | €10k | €18k | €14k | €19k | ▲ 41.8% |
| Trade receivables40 | €1k | €8k | €14k | €12k | €16k | ▲ 28.2% |
| Other amounts receivable41 | €2k | €2k | €5k | €1k | €4k | ▲ 154% |
| Cash at bank and in hand54/58 | €98k | €94k | €81k | €107k | €104k | ▼ 2.7% |
| Deferred charges and accrued income490/1 | €8k | €9k | €12k | €14k | €2k | ▼ 87.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €177k | €175k | €185k | €217k | €143k | ▼ 34.0% |
| Equity10/15 | €149k | €156k | €162k | €183k | €126k | ▼ 31.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €110k | €117k | €156k | €176k | €120k | ▼ 32.1% |
| Distributable reserves133 | €110k | €117k | €156k | €176k | €120k | ▼ 32.1% |
| Profit (loss) carried forward14 | €33k | €33k | - | - | - | - |
| Amounts payable17/49 | €28k | €19k | €23k | €34k | €17k | ▼ 49.9% |
| Amounts payable within one year42/48 | €27k | €17k | €23k | €34k | €17k | ▼ 49.9% |
| Financial debts43 | - | - | €991 | €3k | €2k | ▼ 42.7% |
| Credit institutions430/8 | - | - | €991 | €3k | €2k | ▼ 42.7% |
| Trade debts44 | €4k | €2k | €3k | €2k | €2k | ▲ 19.9% |
| Suppliers440/4 | €4k | €2k | €3k | €2k | €2k | ▲ 19.9% |
| Taxes, remuneration and social security45 | €8k | €1k | €2k | €9k | €14k | ▲ 59.4% |
| Taxes450/3 | €8k | €1k | €2k | €9k | €14k | ▲ 59.4% |
| Other amounts payable47/48 | €14k | €14k | €16k | €21k | - | - |
| Accrued charges and deferred income492/3 | €2k | €1k | €55 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €21k | €22k | €41k | €22k | ▼ 46.5% |
| + Depreciation and write-downs630 | €34 | €402 | €414 | €1k | €2k | ▲ 54.3% |
| Operating cash flow (approximation) | €22k | €22k | €22k | €43k | €24k | ▼ 43.2% |
| Investment in fixed assets (approximation) | - | €0 | €-968 | €-4k | €0 | ▲ 100% |
| Change in cash | - | €-4k | €-13k | €26k | €-3k | ▼ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 14-07-2026
- Registered-office move, 1480 Tubize, Rue de Stierbecq 25
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €41k ▲88.1%
Operating result €56k, net result €41k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €156k ▲5%
5 profitable years in a row build equity to €156k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 24.69
Current ratio from 7.23 to 24.69; short-term debt falls from €14k to €4k.
31-12
Financial
Equity above €100kEq €107k ▲24.5%
2 profitable years in a row build equity to €107k.
Show earlier events
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2014
Ground area
1,643 m²
Building footprint
249 m²
Volume, LiDAR
587 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CONSAULTING
since 20142.233.431.829
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55302C0885/00D000 | Wallonia | 1,344 m² | 1 · 188 m² | - |
| 25105A0198/00E004 | Wallonia | 299 m² | 1 · 61 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAPPY CAMPER
BE 0692.553.868
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ENSEI
BE 0715.950.664
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Shield
BE 1002.259.428
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HIMSCHOOT CONSULTING
BE 0475.407.292
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StaMaS
BE 0783.263.617
Heusden-Zolder · Eq €125,985
Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
82990Other business support services
Contact
E-mail
samendizabal@gmail.comBraine-le-Comte
Scores and ratios are computed by Checked and are not a credit decision.