CONRADUS
ActiveThe computed 12-month bankruptcy probability of CONRADUS is 2.2% (moderate). The 2025 annual accounts show equity of €71k and a net result of €46k. Equity is growing by ~149% per year across the filed fiscal years. Its solvency ranks better than 52% of 7778 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency71▲+30
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.18 in 2024; short-term debt: 54.1% and cash: 3.7% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
47 d late
2024
104 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€71k▲ 181%
2024 · €25k
2023: €-4k
2024: €25k
2023 → 2025
Total assets
€154k▼ 4.1%
2024 · €161k
2023: €5k
2024: €161k
2023 → 2025
Net result
€46k▲ 54.6%
2024 · €29k
2023: €-5k
2024: €29k
2023 → 2025
Working capital
€68k▲ 175%
2024 · €25k
2023: €-4k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-4k-€25k€71k▲ 181%
Operating result€-937-€48k€80k▲ 67.9%
Net result€-5k-€29k€46k▲ 54.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 68% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€2k▲ 624%
Current assets
€152k▼ 5.4%
Equity and liabilities €154k
Equity
€71k▲ 181%
Debt
€83k▼ 38.5%
The debt ratio falls from 84.3% to 54.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2024 · €48k
Cash flow
€46k▲
2024 · €29k
Solvency
45.9%▲
2024 · 15.7%
Current ratio
1.82▲
2024 · 1.18
Quick ratio
1.82▲
2024 · 1.18
Debt / equity
1.18▼
2024 · 5.39
ROE
64.4%▼
2024 · 117.1%
ROA
29.6%▲
2024 · 18.3%
Interest coverage
51.75▲
2024 · 12.22
Debt
€83k▼
2024 · €136k
Debt ≤ 1 year
€83k▼
2024 · €136k
Income taxes
€33k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€154k▼
Fixed assets21/28€320€2k▲
Tangible fixed assets22/27€320€2k▲
Furniture and vehicles24€320€2k▲
Current assets29/58€161k€152k▼
Amounts receivable within one year40/41€152k€146k▼
Trade receivables40€143k€73k▼
Other amounts receivable41€8k€73k▲
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€4k€235▼
Equity and liabilities
Total equity and liabilities10/49€161k€154k▼
Equity10/15€25k€71k▲
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€24k€70k▲
Amounts payable17/49€136k€83k▼
Amounts payable within one year42/48€136k€83k▼
Trade debts44€96k€14k▼
Suppliers440/4€96k€14k▼
Taxes, remuneration and social security45€39k€69k▲
Taxes450/3€39k€69k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Goods, raw materials, services and sundry goods60/61€605k€604k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1€507▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€66k
Other operating charges640/8€2k€5k▲
Gross operating margin9900€50k€152k▲
Operating profit (loss)9901€48k€80k▲
Financial income75/76B€12€10▼
Recurring financial income75€12€10▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€44k€78k▲
Income taxes67/77€14k€33k▲
Profit (loss) for the period9904€29k€46k▲
Profit (loss) for the period to be appropriated9905€29k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€70k▲
Profit (loss) brought forward from the previous period14P€-5k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 47 days late
2025
31-12
Financial
Highest result since 2023net €46k ▲54.6%
Operating result €80k, net result €46k, both a record.
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.18
Current ratio from 0.56 to 1.18.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reedonk(BOR) 152880 BornemGround area
3,805 m²
Building footprint
1,738 m²
Volume, LiDAR
12,271 m³
Parcel 12007C0068/00E000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONRADUS
since 20222.342.696.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0068/00E000 | Flanders | 3,805 m² | 1 · 1,738 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 117 EUR awarded · 117 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
16230Manufacture of other builders' carpentry and joinery
43222Installation of electric heating, air conditioning, cooling and ventilation
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47793Retail sale of other second-hand goods, excluding clothing
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.