CONNOSTRA
ActiveCONNOSTRA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.33M and a net result of €-12k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+34
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
short-term debt: 0.1% and cash: 4.4% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
44 d early
2023
56 d early
2022
53 d early
2021
38 d early
2020
36 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k▲ 87.2%
2024 · €-96k
2018: €-250k
2019: €49k
2020: €4k
2021: €-90k
2022: €-693k
2023: €142k
2024: €-96k
2018 → 2025
Working capital
€4.94M▲ 8.0%
2024 · €4.57M
2018: €4.57M
2019: €4.79M
2020: €4.73M
2021: €4.81M
2022: €4.32M
2023: €4.51M
2024: €4.57M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8.99M-€8.30M▼ 7.7%€8.44M▲ 1.7%€8.34M▼ 1.1%€8.33M▼ 0.1%
Operating result€-210k-€-370k▼ 76.2%€-193k▲ 47.9%€-211k▼ 9.7%€-106k▲ 50.0%
Net result€-90k-€-693k▼ 672%€142k€-96k€-12k▲ 87.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €106k in 2025 against €211k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.34M
Fixed assets
€3.40M▼ 10.1%
Current assets
€4.94M▲ 7.9%
Equity and liabilities €8.34M
Equity
€8.33M▼ 0.1%
Debt
€8k▼ 55.5%
The debt ratio falls from 0.2% to 0.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €-40k
Cash flow
€143k▲
2024 · €76k
Solvency
99.9%▲
2024 · 99.8%
Debt / equity
0.00▼
2024 · 0.00
ROE
-0.1%▲
2024 · -1.1%
ROA
-0.1%▲
2024 · -1.1%
Interest coverage
363.96▲
2024 · 0.88
Debt
€8k▼
2024 · €18k
Debt ≤ 1 year
€8k▼
2024 · €11k
Income taxes
€7k
A ratio outside any meaningful range has been withheld (balance sheet total €8.34M, equity €8.33M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.36M€8.34M▼
Fixed assets21/28€3.78M€3.40M▼
Tangible fixed assets22/27€3.78M€3.39M▼
Land and buildings22€3.57M€3.18M▼
Assets under construction and advance payments27€210k€210k=
Financial fixed assets28€3k€3k=
Current assets29/58€4.58M€4.94M▲
Amounts receivable within one year40/41€148k€250k▲
Trade receivables40€0€8k▲
Other amounts receivable41€148k€242k▲
Current investments50/53€4.34M€4.29M▼
Cash at bank and in hand54/58€56k€365k▲
Deferred charges and accrued income490/1€38k€39k▲
Equity and liabilities
Total equity and liabilities10/49€8.36M€8.34M▼
Equity10/15€8.34M€8.33M▼
Contributions10/11€10.37M€10.37M=
Capital10€10.37M€10.37M=
Issued capital100€10.37M€10.37M=
Reserves13€80k€80k=
Non-distributable reserves130/1€80k€80k=
Legal reserve130€80k€80k=
Profit (loss) carried forward14€-2.11M€-2.12M▼
Amounts payable17/49€18k€8k▼
Amounts payable within one year42/48€11k€8k▼
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€3k€242▼
Taxes450/3€3k€242▼
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€142k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171k€156k▼
Other operating charges640/8€46k€35k▼
Gross operating margin9900€7k€85k▲
Operating profit (loss)9901€-211k€-106k▲
Financial income75/76B€71k€100k▲
Recurring financial income75€71k€100k▲
Financial charges65/66B€-45k€137▲
Recurring financial charges65€-45k€137▲
Profit (loss) for the period before taxes9903€-96k€-6k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€-96k€-12k▲
Profit (loss) for the period to be appropriated9905€-96k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.11M€-2.12M▼
Profit (loss) brought forward from the previous period14P€-2.01M€-2.11M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €142k
Net result €142k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 858.47
Current ratio from 387.19 to 858.47; short-term debt falls from €11k to €5k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-693k
Net result drops to €-693k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 24current ratio 387.19
Current ratio from 15.91 to 387.19; short-term debt falls from €322k to €11k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waaiburg 332440 GeelGround area
856 m²
Building footprint
144 m²
Volume, LiDAR
1,459 m³
Parcel 13376G0649/00B000, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Waaiburg 33, 2440 Geel
since 20022.056.210.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0649/00B000 | Flanders | 856 m² | 1 · 144 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600ELNX2Z9Q1GFE38
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 2,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-1991
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
74121
66199Other activities auxiliary to financial services, excluding insurance and pension funding
69202Legal and accounting activities
69209Other tax advisory services
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/893808