ConnMo
ActiveConnMo has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €43k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.66 against 5.73 in 2024), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
24.8%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
19 d early
2022
24 d early
2021
31 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 38.4%
2024 · €112k
2018: €35k
2019: €33k
2020: €33k
2021: €40k
2022: €52k
2023: €71k
2024: €112k
2018 → 2025
Total assets
€173k▲ 32.5%
2024 · €130k
2018: €160k
2019: €62k
2020: €72k
2021: €59k
2022: €68k
2023: €105k
2024: €130k
2018 → 2025
Net result
€43k▲ 5.9%
2024 · €41k
2018: €52k
2019: €-2k
2020: €24k
2021: €9k
2022: €12k
2023: €51k
2024: €41k
2018 → 2025
Working capital
€138k▲ 57.2%
2024 · €88k
2018: €17k
2019: €32k
2020: €23k
2021: €32k
2022: €49k
2023: €40k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€52k▲ 29.3%€71k▲ 38.5%€112k▲ 56.8%€155k▲ 38.4%
Operating result€9k-€17k▲ 104%€69k▲ 295%€59k▼ 13.5%€58k▼ 1.8%
Net result€9k-€12k▲ 25.6%€51k▲ 335%€41k▼ 20.0%€43k▲ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€17k▼ 29.3%
Current assets
€156k▲ 46.7%
Equity and liabilities €173k
Equity
€155k▲ 38.4%
Debt
€18k▼ 3.0%
The debt ratio falls from 14.2% to 10.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▼
2024 · €67k
Cash flow
€50k▲
2024 · €48k
Solvency
89.6%▲
2024 · 85.8%
Current ratio
8.66▲
2024 · 5.73
Quick ratio
8.66▲
2024 · 5.73
Debt / equity
0.12▼
2024 · 0.17
ROE
27.7%▼
2024 · 36.2%
ROA
24.8%▼
2024 · 31.1%
Interest coverage
412.21▲
2024 · 18.17
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€173k▲
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Furniture and vehicles24€24k€17k▼
Financial fixed assets28€40€40=
Current assets29/58€106k€156k▲
Amounts receivable within one year40/41€10k€50k▲
Trade receivables40€10k€29k▲
Other amounts receivable41€5€20k▲
Cash at bank and in hand54/58€95k€105k▲
Deferred charges and accrued income490/1€878€924▲
Equity and liabilities
Total equity and liabilities10/49€130k€173k▲
Equity10/15€112k€155k▲
Contributions10/11€19k€19k=
Reserves13€93k€136k▲
Distributable reserves133€93k€136k▲
Profit (loss) carried forward14€25€76▲
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€19k€18k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€996€958▼
Gross operating margin9900€68k€67k▼
Operating profit (loss)9901€59k€58k▼
Financial income75/76B€0€552▲
Recurring financial income75€0€552▲
Non-recurring financial income76B€0-
Financial charges65/66B€4k€159▼
Recurring financial charges65€4k€159▼
Profit (loss) for the period before taxes9903€56k€59k▲
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€41k€43k▲
Profit (loss) for the period to be appropriated9905€41k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€43k▲
Profit (loss) brought forward from the previous period14P€903€25▼
Transfer from equity791/2€0-
Transfer to equity691/2€41k€43k▲
To other reserves6921€41k€43k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €155k ▲38.4%
6 profitable years in a row build equity to €155k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.73
Current ratio from 2.18 to 5.73; short-term debt falls from €34k to €19k.
31-12
Financial
Equity above €100kEq €112k ▲56.8%
5 profitable years in a row build equity to €112k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼103%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2017
Ground area
446 m²
Building footprint
240 m²
Volume, LiDAR
1,945 m³
Parcel 46447B0442/00A009, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ConnMo
since 20172.261.568.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0442/00A009 | Flanders | 446 m² | 1 · 240 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 40,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.