Conneqtr
ActiveConneqtr has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €-39k. Equity is shrinking by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+6
Solvency33▼-6
Growth58=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.18 in 2024; short-term debt: 18.3% and cash: 25.6% of total assets), but 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-39k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 d early
2024
56 d early
2023
62 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 17.1%
2024 · €229k
2022: €458k
2023: €337k
2024: €229k
2022 → 2025
Total assets
€2.28M▲ 35.7%
2024 · €1.68M
2022: €780k
2023: €1.09M
2024: €1.68M
2022 → 2025
Net result
€-39k▲ 64.0%
2024 · €-108k
2022: €-282k
2023: €-121k
2024: €-108k
2022 → 2025
Working capital
€553k▲ 78.3%
2024 · €310k
2022: €160k
2023: €115k
2024: €310k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€458k-€337k▼ 26.4%€229k▼ 32.2%€190k▼ 17.1%
Operating result€-279k-€-113k▲ 59.7%€-110k▲ 2.3%€-37k▲ 66.0%
Net result€-282k-€-121k▲ 57.1%€-108k▲ 10.4%€-39k▲ 64.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €110k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.28M
Fixed assets
€1.31M▲ 18.2%
Current assets
€971k▲ 69.5%
Equity and liabilities €2.28M
Equity
€190k▼ 17.1%
Debt
€2.09M▲ 44.0%
The debt ratio rises from 86.4% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€345k▲
2024 · €162k
Cash flow
€344k▲
2024 · €164k
Solvency
8.3%▼
2024 · 13.6%
Current ratio
2.32▲
2024 · 2.18
Quick ratio
2.32▲
2024 · 2.18
Debt / equity
11.02▲
2024 · 6.34
ROE
-20.6%▲
2024 · -47.4%
ROA
-1.7%▲
2024 · -6.5%
Interest coverage
16.65▲
2024 · 8.46
Debt
€2.09M▲
2024 · €1.45M
Debt ≤ 1 year
€418k▲
2024 · €262k
Debt > 1 year
€625k▼
2024 · €660k
Income taxes
€-19k▲
2024 · €-21k
Staff costs
€804k▲
2024 · €594k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€2.28M▲
Fixed assets21/28€1.11M€1.31M▲
Intangible fixed assets21€1.09M€1.28M▲
Tangible fixed assets22/27€16k€26k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€16k€24k▲
Current assets29/58€573k€971k▲
Amounts receivable within one year40/41€217k€346k▲
Trade receivables40€196k€305k▲
Other amounts receivable41€21k€41k▲
Cash at bank and in hand54/58€331k€583k▲
Deferred charges and accrued income490/1€25k€42k▲
Equity and liabilities
Total equity and liabilities10/49€1.68M€2.28M▲
Equity10/15€229k€190k▼
Contributions10/11€740k€740k=
Profit (loss) carried forward14€-511k€-550k▼
Amounts payable17/49€1.45M€2.09M▲
Amounts payable after more than one year17€660k€625k▼
Financial debts170/4€660k€625k▼
Amounts payable within one year42/48€262k€418k▲
Financial debts43€7k€5k▼
Credit institutions430/8€7k€5k▼
Trade debts44€86k€139k▲
Suppliers440/4€86k€139k▲
Taxes, remuneration and social security45€169k€274k▲
Taxes450/3€33k€105k▲
Remuneration and social security454/9€136k€169k▲
Accrued charges and deferred income492/3€528k€1.05M▲
Income statement
Code20242025
Non-recurring operating income76A€25€0▼
Remuneration, social security and pensions62€594k€804k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272k€383k▲
Other operating charges640/8€828€1k▲
Gross operating margin9900€757k€1.15M▲
Operating profit (loss)9901€-110k€-37k▲
Financial income75/76B€4€35▲
Recurring financial income75€4€35▲
Financial charges65/66B€19k€21k▲
Recurring financial charges65€19k€21k▲
Profit (loss) for the period before taxes9903€-129k€-58k▲
Income taxes67/77€-21k€-19k▲
Profit (loss) for the period9904€-108k€-39k▲
Profit (loss) for the period to be appropriated9905€-108k€-39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-511k€-550k▼
Profit (loss) brought forward from the previous period14P€-403k€-511k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Kloosterstraat 231932 ZaventemGround area
9,421 m²
Building footprint
3,486 m²
Volume, LiDAR
78,350 m³
2 parcels, Flanders · tallest building 40.4 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Conneqtr
since 20212.315.503.034
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0291/00N000 | Flanders | 7,893 m² | 1 · 1,958 m² | 20.2 m · 5 fl. |
| 11002A1949/03A000 | Flanders | 1,528 m² | 1 · 1,528 m² | 40.4 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 464,221 EUR awarded · 439,221 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 37,848 EUR | 97,728 EUR |
| 2024 | 2 | 293 EUR | 167,293 EUR |
| 2023 | 2 | 418,880 EUR | 167,839 EUR |
| 2022 | 1 | 7,200 EUR | 6,361 EUR |
Schemes
Ontwikkelingsproject
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.