Summary
Conclusion
the dossier summarised in one paragraphCONNECTIFY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6.67M and a net result of €906k. The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 28-07-2025 | 3 d early | 2025-00314825 |
| 31-12-2023 | 31-07-2024 | 11-10-2024 | 72 d late | 2024-00505534 |
| 31-12-2022 | 31-07-2023 | 30-09-2023 | 61 d late | 2023-00464274 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20367615 |
| 30-06-2020 | 31-01-2021 | 29-01-2021 | 2 d early | 2021-03600421 |
| 30-06-2019 | 31-01-2020 | 31-01-2020 | on the day | 2020-03500337 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Lower-risk legal form
−Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€12.85M
EBIT margin10.4%
Net result€906k
Working capital€4.20M
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · full schema
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | €12.85M |
| EBITDA | €2.11M |
| Net profit | €906k |
| Cash flow | €1.68M |
| Staff costs | €2.86M |
| Income taxes | €403k |
| Dividends | - |
| Total assets | €10.11M |
| Equity | €6.67M |
| Debt | €3.44M |
| of which ≤ 1y | €1.94M |
| of which > 1y | €877k |
| Working capital | €4.20M |
| Employees (FTE) | 35.6 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.16 |
| Quick ratio | 2.48 |
| Working capital ratio | 41.5% |
| Solvency | 66.0% |
| Debt / equity | 0.52 |
| Long-term debt ratio | 0.13 |
| Interest coverage | 27.55 |
| Gross margin | 49.6% |
| Net margin | 7.1% |
| ROA | 9.0% |
| ROE | 13.6% |
| EBITDA margin | 16.4% |
| Days sales outstanding | 73d |
| Days payable outstanding | 26d |
| Inventory turnover | 4.89 |
| Days inventory (DSI) | 75d |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €10.11M |
| Fixed assets | 21/28 | €3.97M |
| Intangible fixed assets | 21 | €2.09M |
| Tangible fixed assets | 22/27 | €1.17M |
| Financial fixed assets | 28 | €709k |
| Current assets | 29/58 | €6.14M |
| Stocks & contracts in progress | 3 | €1.32M |
| Amounts receivable within one year | 40/41 | €2.68M |
| Cash & bank | 54/58 | €1.53M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €10.11M |
| Equity | 10/15 | €6.67M |
| Contributions / capital | 10/11 | €3.92M |
| Reserves | 13 | €2.38M |
| Amounts payable | 17/49 | €3.44M |
| Amounts payable after one year | 17 | €877k |
| Amounts payable within one year | 42/48 | €1.94M |
| Trade debts payable within one year | 44 | €456k |
| Income statement | ||
| Turnover | 70 | €12.85M |
| Operating result | 9901 | €1.34M |
| Financial income | 75 | €52k |
| Financial charges | 65 | €81k |
| Result before taxes | 9903 | €1.31M |
| Income taxes | 67/77 | €403k |
| Net result for the period | 9904 | €906k |
| Result to be appropriated | 9905 | €906k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Christophe LemaîtreDirectorState Gazette act 22042612 (01-04-2022)Current01-04-2022 → present
Former directors (1)
-
Jeroen VanhauwaertDirectorState Gazette act 22042612 (01-04-2022)Former- → 01-04-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200) |
| Legal form | Public limited company(014) |
| Incorporation | 23-07-2018 |
| Status | Active |
| Postal code | 8730 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorisstraat 968730 BeernemEstablishment units
1 locationCONNECTIFY
since 20182.278.207.029
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,310 m²
Buildings1
Building footprint566 m²
Volume (LiDAR)1,241 m³
Tallest building4.7 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003D0068/00X000 | Flanders | 2,310 m² | 1 · 566 m² | 4.7 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 1 year ago
2024
29-10-2024 9 directors appointed
- DELOOSE Stefan, Commissaris
- Giovanni Houkx, Bestuurder
- Quinten Helsen, Bestuurder
- Charlotte Wuyts, Bestuurder
- Sarah Nijs, Bestuurder
- Arnaud Coninx, Bestuurder
- Piet Everaert, Bestuurder
- Tilia Law VOF, Bestuurder
2022
01-04-2022 2 directors appointed, 1 resigning
- Christophe Lemaître, Bestuurder
- KPMG Bedrijfsrevisoren BV/SRL, Commissaris
- Jeroen Vanhauwaert, Bestuurder
Notary:
Stefan Danschotter · Luik
Analysis
Financial profile
4 of 5 axes measured89
/ 100
Strong profile, led by health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
100
Profitability
70
Solvency
100
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1038.320.464 · Beernem
BE 0792.791.589 · Beernem
BE 0768.271.771 · Beernem
BE 1024.176.874 · Beernem
BE 0841.624.656 · Beernem
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 6,023 of the 29,949 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene elektrotechnische installatiewerken43211Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Beveiligingsactiviteiten, neg80090Diensten in verband met beveiligingssystemen80200Reparatie en onderhoud van computers en communicatieapparatuur95100Reparatie van computers en randapparatuur95110
Primary activity highlighted.
Names & trade names
| Legal nameNL | CONNECTIFY |
Registered office
Sint-Jorisstraat 96
8730 Beernem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.